Patent classifications
G06Q20/4014
SYSTEM AND METHOD FOR FACILITATING SHOPPING AND PURCHASING USING AN IDENTITY TAG
The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.
Dynamic Web Content Based on Contextual Profile
Dynamic web content personalization may be used to alter a web page such that two different people who view that web page do not see the exact same content on that page. The present disclosure includes techniques that allow a web page to be structured, via underlying source code, so that content can be dynamically generated based on a user transaction history. Further, dynamic content customization can effectively change the layout and functionality of a web page in ways not previously contemplated. For example, different control elements may become accessible based on a particular contextual user profile assigned to a user based on a transaction history. Modular content modules may also have a different appearance for different users.
MULTI-INPUT TRANSACTIONS
A method comprising: providing a first transaction specifying an output amount of a digital asset to greater than pointed to by its inputs, wherein an output of the first transaction comprises a locking script specifying a condition; over a side channel, receiving an input from each of multiple users, and adding each received input to the first transaction; and once a target is reached, whereby the total input amount pointed to by the inputs of the first transaction is equal to or exceeds the output amount, causing the first transaction and a second transaction to be published to a blockchain network to be recorded in a blockchain. The second transaction comprises an input pointing to the output of the first transaction and comprising an unlocking script meeting said condition. The condition requires the unlocking script to include a media key enabling the users to access the item of media content.
SECURE REMOTE TOKEN RELEASE WITH ONLINE AUTHENTICATION
A system and techniques are described herein for providing authentication. The technique includes registering user authentication data such as biometrics data with a communication device. The authentication data is linked to an account or service provider, and is used to verify the identity of the user when accessing the account. The communication device may obtain a public/private key pair, for which the pubic key may be stored on a secure remote server. When the user attempts to access the account or service provider, the user may provide the authentication data to authenticate the user to the communication device. Thereafter, the communication device may sign an authentication indicator using the private key and send the authentication indicator to the secure remote server. Upon verification of the signature using the public key, the secure remote server may grant access to the user, for example, by releasing a token.
Systems and methods for performing push transactions
Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.
ELECTRONIC CERTIFICATE SWAP METHOD AND SYSTEM
A method enabling an exchange of all kinds of goods, money and even services with each other and a system, wherein in the system the method is applied has been developed without touching an exchange feature of a money. By linking a physical world with electronic applications, the method and the system guarantees to be scalable, actionable any time of a day, simultaneous changeable, while guaranteeing an ownership transfer and a physical possession of an asset acquired at any time. A system infrastructure also enables new trade types, wholesale or retail secure e-commerce, and a development of new products for a financial system. Exchanging space or time benefits of goods of a same kind without intermediaries or to transfer a benefit unilaterally is also provided.
Method and apparatus for information exchange
This specification techniques for sharing service and identity information between devices. One example method include acquiring, by a first device, a digital object identifier (DOI) of a second device, the DOI including identity information associated with the second device; generating, by the first device, a service DOI based on the identity information from the DOI of the second device, the service DOI including the identity information of the second device and service information; and displaying, by the first device, the service DOI on a display of the first device, wherein the displayed service DOI is configured to cause the second device to perform service processing when the displayed service DOI is acquired by the second device, and wherein the service processing is based at least in part on the identity information and the service information included in the service DOI.
Shortcut Function Enabling Method and Electronic Device
A shortcut function enabling method and an electronic device, where the electronic device collects an air gesture of a user using a camera, recognize the air gesture of the user, obtain a facial feature of the user, and verify whether the facial feature is a facial feature from the user or a stored facial feature. When face verification of the user succeeds and the air gesture is a preset air gesture, an application or a shortcut function is quickly enabled.
SYSTEMS AND METHODS FOR DISTRIBUTED ENHANCED PAYMENT PROCESSING
A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
Authenticating based on a device identifier
A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.