A system and method are disclosed for determining when to update and updating dynamic security codes. A user's payment information (e.g., credit card information) includes a dynamic security code that may be updated after a threshold amount of time passes or after successful transactions made using the dynamic security code. The time at which an update is made may be used to generate the updated dynamic security code. A user may specify a dynamic security code associated with the user's payment information (e.g., credit card information) while requesting a transaction be made with the user's credit card. A record of previously generated dynamic security codes is maintained. The transaction may be authorized based on whether the user-specified dynamic security code matches any of the current or previously generated dynamic security codes.

An access control method comprises: providing access profiles for users, wherein each access profile comprises an access profile identifier and at least one personal identifier mapped to one or more obfuscated payment numbers, and wherein each of the at least one personal identifiers is a non-payment identifier issued by an identity provider;

receiving, from a terminal of a service provider, a request to validate permission for a user of a payment device to access a resource made available by the service provider, the request comprising an obfuscated payment number read by the terminal from the payment device; determining whether there is a match of the obfuscated payment number read by the terminal and one of the obfuscated payment numbers of the access profiles; and transmitting at least one of the identifiers of the matched access profile to the service provider for matching to a stored identifier associated with the resource.

Disclosed are an IC card asymmetric labelling system, an IC card built-in password input system and an IC card built-in password input method. The IC card asymmetric labelling system includes: an IC card, a payment terminal and a cloud end sever. The IC card includes a crypto-key unit and a communication module. The crypto-key unit stores a first private key which is used to sign a message transmitted from the IC card. The communication module establishes a communication connection with a cloud end through the payment terminal, or directly establishes a communication connection with the cloud end. The cloud end stores an open ID of the IC card and associated user information. The open ID is a hash value of a first public key of the IC card and is open to the public.

The present disclosure relates generally to electronic transactions, and more specifically, to perform inter wallet transactions. A directory server may act as a network between a plurality of wallets. In some non-limiting embodiments or aspects, the directory server receives a request message from a first wallet server for initiating a transaction from a first wallet user to a second wallet user associated with a second wallet server. In some non-limiting embodiments or aspects, the directory server sends one or more details among a plurality of details associated with the second wallet server and the second wallet user to the first wallet server in response to the request message.

A pre-processing and fulfillment system and method are described. In some implementations, the method may include receiving an order containing a retail component and a pharmacy component, processing the order for the pharmacy component and the retail component, and generating a tracking token identifying the order and authorizing a party to receive a component of the order. The method may include transmitting fulfillment instructions to a fulfillment system based on processed information for the order, and transmitting the tracking token to a computing device of the authorized party. Some implementations may also include receiving a signal indicating receipt of the tracking token and an authorized transfer of the component, and updating a status of the order based on the received signal.

Disclosed is a method in which a key is acquired; access information is generated; and the access information is encrypted with the key. Further, an indicator is associated with the access information and first data is output. The first data includes the access information encrypted with the key and the indicator. Third data is acquired from an apparatus having a key for decrypting the encrypted access information, and the third data includes a code word and an indicator. Access information is determined from the third data, and it is ascertained whether the code word authorizes access. Access is granted to a compartment installation if it was ascertained that the code word authorizes access. Two associated methods, one performed by a mobile apparatus, and another performed by a system are disclosed. Furthermore, corresponding apparatuses, systems, and computer programs are disclosed.

The present disclosure relates to a computer-implemented method for authenticating a transaction over a secure network. The method comprises receiving, by a first authentication server, a sensitive data payload and a cryptogram, wherein the first authentication server is configured to either receive or generate a token associated with the sensitive data payload; transmitting, by the first authentication server, the token and the cryptogram to a second authentication server, wherein the second authentication server is configured to validate the token and the cryptogram and generate a first message including a validation result; transmitting, by the second authentication server, the first message to an issuer server to authenticate the transaction; and reviewing, by the issuer server, the validation result and generating an authentication value including a validation flag based on the review of the validation result.

An augmented video system comprising: a server, a plurality of video cameras, a video storage device such as a database, and software capable of being operated on said server; wherein said plurality of video cameras capture a moment in time, each of said plurality of video cameras capturing a video file of said moment in time from a different perspective and storing each of said video files in a database; wherein said software combines each of said video files into a single combined video file; said combined video file being directed back to the server and said server generating a link to said combined video file; said combined video file being operably viewable as a video file on a computing device.

Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.

A user device includes a touchscreen, a camera, and a client application. The client application is structured to provide a first view of a first user through a first camera input of the camera device, a first user image displayed on the display, provide a second view of a second user through a second camera input of the camera device, a second user image displayed on the display, receive a transaction amount, detect a slide of a user input member from the first user image to the second user image displayed on the touchscreen, and in response to detecting the slide of the user input member from the first user image to the second user image on the touchscreen, initiate a transfer of funds from a first user account associated with the first user to a second user account associated with the second user equal to the transaction amount.