Systems, methods and software for scheduling and performing self-guided tours (SGTs) of multi-unit residential facilities (MURFs) are provided. For scheduling SGTs, the method includes receiving guest information, payment information, and identification (ID) information from a client device, determining validity of the payment and ID information, and receiving and confirming an SGT tour time. For performing SGTs, the method includes sending property access information to a client device, receiving a trigger from a property access control system indicating that a user of the client device has entered the MURF, providing MURF tour directions to the client device, and receiving tour data for the SGT. The disclosed systems, methods, and software provide prospective tenant users and owners and/or management of MURFs efficient and user-friendly interaction to accomplish and enhance their tour operation experiences.

Two models are first trained and then test images are applied to the two trained models in an effort to detect signature forgeries. The first model is trained with pairs of signature images and the resultant trained model is capable of detecting blind forgeries. The second model is trained with triplets of signature images and is capable of detecting skilled signature forgeries. After the two models are trained, test images are applied to the models and determinations are made as to whether a blind or skilled forgery is present.

A method includes providing an initial communication, by an access device to a user device. The access device can receive the user identifier and the access token and receive a secret associated with the user. The access device can determine, using the user identifier and/or the access token, if the transaction is authorized by an authorizing entity computer associated with the access device or by an authorizing entity not associated with the access device. If the transaction is authorized by the authorizing entity computer associated with the access device, the access device can transmit an authorization request message comprising the user identifier, the secret, and the access token to the authorizing entity computer. The authorizing entity computer validates the secret, retrieves a real credential of the user using the user identifier, and authorizes the transaction.

An improved technique of processing an electronic transaction is disclosed. In the improved technique, a validation operation is performed on a set of standard user input and a set of peripheral device data received by a server connected to a client computer, the validation operation verifying a link between the set of standard user input and the set of peripheral device data. Based on results of the validation operation, an authorization code is assigned to the electronic transaction.

The described technology is generally directed towards combining user identity information, corresponding to user profile data, with vehicle information, such as for use by a traffic zone management system that charges a fee for vehicle usage in a traffic zone. A user device, such as a mobile communications device, can be coupled to vehicle information such as via a transponder that is detected by roadside units, or by uploading the combined information to a wireless communications system. Based on the combination of information, different billing rates or the like can be applied to different users and vehicle types. The technology can work with various communication systems, including roadside units and wireless communication networks.

The present disclosure provides for systems and methods for pre-authenticating a user over a network, the system including an authentication computing device configured to receive, over a first computer network, a pre-authentication signal from a client device, determine an account number associated with a payment card of the user, verify i) that the user has satisfied at least one security measure, and ii) that the account number is associated with the client device, store the account number in association with a timer, initiate the timer, monitor, until the timer expires, a second computer network to detect an authorization request message for a transaction having the account number, and embed a digital authentication flag in the authorization request message when the authorization request message is detected before the timer expires, the digital authentication flag indicating that the transaction has been pre-authenticated.

Implementations of the present specification disclose mobile payment methods, apparatuses, and devices. In one aspect, the method includes: monitoring, by a terminal device that is in lock screen mode, outputs of one or more sensors of the terminal device; determining that the outputs of the one or more sensors satisfy first specified criteria indicative of one or more particular body movements; in response to determining that the outputs of the one or more sensors satisfy the first specified criteria, displaying, on the terminal device, a payment processing interface; receiving an input through the payment processing interface; and executing a payment service based on the input.

A certification pattern storage method according to the present invention comprises: (1) a first step of receiving, by a user terminal, an image including a random number table which is encoded into a one-time key generated on the basis of first information and sent by a server; (2) a second step of generating, by the user terminal, the one-time key on the basis of the first information and decoding the encoded image; (3) a third step of receiving, by the user terminal, characters arranged according to a predetermined pattern in the random number table; and (4) a fourth step of sending, by the user terminal, the pattern determined by means of the inputted characters to the server, and storing the pattern in the server.

A method for acceptance of blockchain payment at a traditional point of sale device direct to a merchant includes: receiving an authorization request for a fiat payment transaction including a transaction account number, transaction amount, and merchant identifier; identifying blockchain payment acceptance for a transaction account associated with the transaction account number; transmitting an address request to an exchange server including the merchant identifier; receiving a destination address associated with the merchant identifier for a blockchain network from the exchange server; transmitting a new blockchain transaction to a blockchain node in the blockchain network including the destination address and a cryptocurrency amount based on the transaction amount; and transmitting an authorization response for the fiat payment transaction to a payment network for routing to a point of sale device, the authorization response including an indication that clearance and settlement of the fiat payment transaction is not required.

A transaction system executing transaction processing with a customer by cooperation of a first terminal disposed in a sales office of a financial institution and a second terminal disposed in a location different from the sales office transmits data related to a transaction from the first terminal to the second terminal by communication, and the system includes a providing circuitry that provides a time stamp to at least part of the data related to the transaction transmitted from the first terminal before the second terminal starts transaction processing.