G06Q20/4014

Distributed Terminals Network Management, Systems, Interfaces and Workflows
20220057918 · 2022-02-24 ·

A graphical user interface (GUI) and operator console management system for a distributed terminal network is described. In some embodiments, the terminals may be hardware terminals, kiosks, or clients. In some embodiments, a security analysis may be performed, and security scores may be determined, for visitors requesting operations at terminals based on an operator configuration. Security scores may be determined by a provider, in communication with the operator terminals, based on aggregation of a plurality of factors, wherein each factor may be weighted. The factors may incorporate operator settings or preferences. In one embodiment, the factors include one or more facial recognition factors. The one or more facial recognition factors may be used for biometric authentication. The provider may use the security scores to determine user privileges or permissions for the operations. The provider may deliver instructions or messages to the terminals based on the determinations.

MIRRORING AUTOMATED TELLER MACHINE USER INTERFACE
20220058601 · 2022-02-24 ·

The innovation discloses systems and methods of mirroring a User Interface (UI) of an Automatic Teller Machine (ATM) on a Display screen in a Vehicle (DIV) or mobile Device in Vehicle (DIV) of an occupant of a vehicle which stops in close proximity to the ATM for a financial transaction. The innovation can employ an App (or application) installed in the DIV, smart software installed in the ATM, and Service Support Servers (SSS) in a cloud or bank network. A Device Management Server (DMS) manages the SSS and acts as a gateway between the ATM and SSS. A multi-level (e.g., three level) authentication/authorization can be employed whereby 1) the DIV and ATM are verified and connected to a secure network, 2) the user is verified, and 3) the dispersal of funds into the cabin of the vehicle is authorized.

Method and system for emergency safety checks via payment systems

A method for facilitating a safety check in emergency situations includes: storing a plurality of account profiles, each including a primary account number, account details, and sets of communication data; receiving a transaction message including a specific primary account number and an indication that an associated individual is safe; identifying a specific account profile that includes the specific primary account number; and transmitting a safety notification including the account details stored in the specific account profile the indication of the associated individual's safety for at least one of the sets of communication data stored in the specific account profile.

SYSTEM, METHOD AND DEVICE FOR PROCESSING A TRANSACTION
20220058610 · 2022-02-24 ·

A method for use in a computing device, comprising: receiving, from a remote device, a request to record an asset transfer in a first blockchain system; authenticating the request by using an authentication mechanism that is independent of the first blockchain system and obtaining an authentication record indicating that the request has been authenticated successfully; and recording the asset transfer in the first blockchain system, the asset transfer being recorded by storing the authentication record and a record of the asset transfer in a first ledger of the first blockchain system, wherein recording the asset transfer includes associating an instance of the record of the asset transfer that is stored in the first ledger of the first blockchain system with an instance of the authentication record that is stored in the first ledger of the first blockchain system.

Method of sending Cryptocurrencies to a custom username attached to a fixed wallet address.
20220058595 · 2022-02-24 ·

A method for receiving cryptocurrency includes creating an account and a custom username for a user associated with the account; creating tickered usernames by combining a unique ticker and the custom username, each of the tickered usernames corresponding to a different type of cryptocurrency; and receiving, by the user, cryptocurrency sent to one of the tickered usernames, the cryptocurrency being of a type corresponding to the one of the tickered usernames.

AUTHENTICATION WITH SMARTWATCH
20170337554 · 2017-11-23 ·

Embodiments of the disclosure are directed to performing a transaction between a smartwatch and an access device. Transaction details are transmitted by an antenna of a smartwatch to a contactless transaction module. An interface is rendered to a display of the smartwatch. An input of the interface is adjusted in response to a rotation of a crown of the smartwatch. The input is transmitted, by the antenna of the smartwatch, to a contactless transaction module in response to a confirmation of the input by a user of the smartwatch.

METHOD, CLIENT, SERVER AND COMPUTER STORAGE MEDIUM FOR PROCESSING INFORMATION
20170300914 · 2017-10-19 ·

The disclosure relates to an information processing method, a client, a server and a computer storage medium. The method includes that: a service application detects a payment operation; payment information is acquired in response to the payment operation; a payment request is formed according to the payment information; and the payment request is sent, the payment request being sent to a payment account bound to the service application for payment.

INTELLIGENT WEARABLE DEVICE AND DETECTION METHOD OF BIOMETRIC INFORMATION
20170296067 · 2017-10-19 · ·

An intelligent wearable device and a detection method of biometric information of the intelligent wearable device. The intelligent wearable device includes: a wearable device body; and a light source, a first photoelectric detection module, a second photoelectric detection module and a processing module disposed on the wearable device body. The light source is configured to emit light towards a human-body wearing part; the light includes transmitted light that passes through the human-body wearing part and reflected light reflected by the human-body wearing part; the first photoelectric detection module is configured to detect the transmitted light; the second photoelectric detection module is configured to detect the reflected light; and the processing module is configured to determine a first type of biometric information of a human body according to the transmitted light and determine a second type of biometric information of the human body according to the reflected light.

USER ACTIVITY DETECTION FOR LOCKING CRYPTOCURRENCY CONVERSIONS

Methods and systems described herein may implement blockchain cryptocurrency transactions in a variety of environments. An online transaction processor may provide operations for user activity detection for locking cryptocurrency conversions. The transaction processor may detect used activities for a user online or at a physical location and determine that those activities indicate that the user will engage in electronic transaction processing at an upcoming time. The transaction processor may determine that the user has available cryptocurrency and may want to convert at least a portion of the cryptocurrency to another currency for the electronic transaction processing. Using a cryptocurrency exchange, the transaction processor may determine a price to convert the cryptocurrency to the other currency and may lock that price for a time period for the user. A notification may be transmitted to the user with a user interface element to accept this offer.

Systems and methods for configuring a mobile device to automatically initiate payments

The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.