Aspects of the present disclosure involve systems, methods, devices, and the like for performing financial transactions. In one embodiment, a system is introduced that enables a communication between a user and a wireless personal assistant. The communication occurs through the use of a vocal command which is recognized and authenticated by the wireless personal assistant for the request and transfer of a monetary amount between a user and a contact. The communication occurs using a financial institution associated with the user and linked with the wireless personal assistant for the manipulation of funds from the user account.

The invention relates to a data processing method based on NFC tag. The method comprises: reading the NFC tag, the NFC tag comprising tag content and tag ID; generating an NFC tag payment request based on the tag content and tag ID; parsing the NFC tag payment request and obtaining an parsing reply to the NFC tag payment request; generating an order generation request based on the parsing reply, wherein the order generation request is for causing an order to be generated based on first account information, current transaction information and second account information; generating the order based on the order generation request; and payment step for performing payment based on the order. According to embodiments of the invention, the payment process can be simplified, also, there is no need to set the NFC-specific reading device in the embodiments of the invention, and the cost of merchants can be reduced.

A method and system provides for content management and distribution, including receiving a plurality of digital data files each digital data file including a visual content item, such as photographs. The method and system includes receiving event data associated with the digital data files, identifying an event captured in the visual content and receiving author data for the visual content. The method and system includes presenting the visual content of each the plurality of digital data files to an authorizing user, as well as receiving approval indicators for one or more of the digital data files, indicating approval by the authorizing user for use or distribution of the files. Therein, the method and system includes generating an approved content data set and distributing the approved visual content for loyalty, rewards, or commercial transactions.

A system configured to validate purchase of restricted merchandise by a purchasing customer includes a server configured to perform the following steps. (1) Store information that identifies a valid customer of the restricted merchandise including (a) a verified image of the customer and (b) device identity information unique to a mobile device of the valid customer. (2) Receive purchase request information from a point of sale device defining a purchase transaction of the restricted merchandise. (3) Receive decoded information from the point of sale device that identifies the valid customer and the device identity information. (4) Transfer the customer image to the point of sale device. (5) Receive confirmation information from the point of sale device that the customer image corresponds to the purchasing customer. (6) Authorize the purchase of restricted merchandise.

A user device includes a display, a camera, and an application. The application is structured to: receive first image data of a first user from a first input of the camera; receive second image data of a second user from a second input of the camera; receive a payment amount of a bill; detect a location of the first user; determine a recommended division of the payment amount of the bill based on the first user, the second user, and the location; receive a first value of the payment amount owed by the first user and a second value of the payment amount owed by the second user; and initiate a transfer of funds from a first user account associated with the first user based on the first value and from a second user account associated with the second user based on the second value.

Systems and methods for motion-enabled transactions are disclosed. The system may allow users to complete transactions with merchants via an air sign input. The system may receive a motion-enabled transaction request comprising an air sign input. The system may determine a stored air sign symbol based on the air sign input. The system may retrieve a merchant identifier, a transaction type, and a transaction cost based on the determined stored air sign symbol. The system may transmit a transaction confirmation comprising the merchant identifier, the transaction type, and the transaction cost. In response to the user confirming the transaction confirmation, the system may authorize and process the transaction.

A system, method and computer-readable medium are provided to enable digital bank endorsement. A digital image of a back side of a check may be placed in a computer memory. Appropriate coordinates for a bank endorsement may be determined. A bank endorsement may be automatically generated. The digital image may then be electronically altered by overlaying, merging, or rendering text of the generated bank endorsement. A modified digital image may be combined with an image of the front side of the check and stored and/or exported to check clearing operations.

A security authentication system for a website provides a safe login without having to directly enter an ID and a password on a user device requesting login to the website. A first user device receives one-time use authentication information from a second user device after the second user device received the one-time use authentication information from an authentication server without the authentication server receiving user login authentication information from the second user device. A request is transmitted to the authentication server based on the one-time use authentication information and the user login authentication information. In response to the request, one-time password (OTP) information is received from the authentication server. The OTP information is presented by the first user device, such that the OTP information can be entered into the second user device and used in a request to log in to the website.

Described herein are various methods of sharing data across multiple computers. The method of sharing data permits the pruning of data from the shared data.

An apparatus for proportional calculation regarding non-fungible tokens is presented. The apparatus includes at least a processor and a memory. The memory is communicatively connected to the at least a processor, wherein the memory contains instructions configuring the at least a processor to receive a plurality of non-fungible tokens, the plurality of non-fungible tokens include a primary non-fungible token representing a primary creative work and a secondary non-fungible token representing a secondary work, wherein the secondary work includes at least a portion of the primary creative work, calculate a contribution metric of primary creative work to the secondary creative work and post a digitally signed assertion to an immutable sequential listing as a function of the contribution metrics.