The present disclosure describes transaction-enabling systems and methods. A system can include a machine having at least one of a compute task requirement, a networking task requirement, and an energy consumption task requirement, and a controller. The controller can include a resource requirement circuit to determine an amount of a resource for the machine to service the requirement, a forward resource market circuit to access a forward resource market, and a resource distribution circuit to execute a transaction of the resource on the forward resource market in response to the determined amount of the resource.

The present disclosure describes transaction-enabling systems and methods. A system can include a controller and a fleet of machines, each having at least one of a compute task requirement, a networking task requirement, and an energy consumption task requirement. The controller may include a resource requirement circuit to determine an amount of a resource for each of the machines to service the task requirement for each machine, a forward resource market circuit to access a forward resource market, and a resource distribution circuit to execute an aggregated transaction of the resource on the forward resource market.

Methods for providing provable access to a distributed ledger with a tokenized instruction set are disclosed. A method may include accessing a distributed ledger including an instruction set, tokenizing the instruction set, interpreting an instruction set access request, and in response to the instruction set access request, providing a provable access to the instruction set.

The present disclosure describes transaction-enabling systems and methods. A system can include a facility having a core task and a controller. The controller may include a facility description circuit to interpret historical facility parameter values and corresponding outcome values. A facility prediction circuit operates an adaptive learning system to train a facility resource allocation circuit in response to the historical facility parameter values and corresponding outcome values. The facility description circuit further interprets a plurality of present state facility parameter values and the trained facility resource allocation circuit adjusts facility resource values in response.

The present disclosure describes transaction-enabling systems and methods. A system can include a smart contract wrapper configured to access a distributed ledger including a plurality of embedded contract terms and a plurality of data values, interpret an access request value for the plurality of data values and, in response to the access request value, provide access to at least a portion of the plurality of data values, and commit an entity providing the access request value to at least one of the plurality of embedded contract terms.

The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

A method for processing card not present (CNP) transactions includes: receiving an authentication transaction request including authentication transaction data associated with a CNP transaction, receiving an authorization transaction request including authorization transaction data associated with the CNP transaction; in response to receiving the authorization transaction data and the authentication transaction data, determining an authorization decision for the CNP transaction; and communicating the authorization decision. Systems for processing CNP transactions are also disclosed.

An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device. Upon receiving a payment selection from the connected device, the transaction platform may transmit the payment information to a payment processing system, and provide payment confirmation to at least the management system.

A system including: one or more processors; a memory storing instructions that, when executed by the one or more processors are configured to cause the system to receive primary and secondary user account data. The system generates one or more predictive model systems based on the primary and secondary user account data. The system receives a first input from the primary user corresponding to a first spending limitation for the secondary user. The system identifies a first transaction of the secondary user exceeding the spending limitation and determines using the one or more predictive model systems whether to authorize a spending limitation override. The system automatically authorizes the spending limitation override when the first transaction exceeds the spending limitation by less than a predetermined threshold. The system can also identify and automatically fund recurring transactions with an associated funding account using the one or more predictive model systems.

A system for facilitating offline processing of electronic transactions at an ATM when the ATM does not support a network connection may be provided. The system may include a mobile device configured to store an updatable account balance of a personal account associated with a user of the mobile device and transaction data associated with a plurality of transactions executed via the mobile device. The system may include the ATM being configured to operate in an offline processing mode when the network connection is unsupported. The offline processing mode may include the ATM receiving a transaction request and account data from the mobile device. The ATM may be configured to authenticate or deny the executing of the transaction request based on a predetermined threshold of transaction locations positioned at a distance greater than or less than a pre-determined distance from the ATM.