Patent classifications
G06Q20/4015
LOCATION-BASED SYSTEMS AND TECHNIQUES FOR MINTING NON-FUNGIBLE TOKENS (NFTS)
Methods, systems, and computer storage media are provided for minting non-fungible tokens (NFTs) using one or more location verification devices. For example, a request to mint an NFT may be received from a user device. In embodiments, the request includes an event identifier associated with an event (e.g., a sporting event) and an event location. A public blockchain address can be identified based on the request to mint the NFT. Using location verification data associated with the location verification device, a location of the user device can be verified. For example, location verification data can be associated with at least one signal received from the user device. In some embodiments, the location verification data also corresponds to a user device communication with a base station. Accordingly, the NFT can be minted based on the public blockchain address and verifying the location of the user device.
MOTION-ENABLED TRANSACTION SYSTEM USING AIR SIGN SYMBOLS
Systems and methods for motion-enabled transactions are disclosed. The system may allow users to complete transactions with merchants via an air sign input. The system may receive a motion-enabled transaction request comprising an air sign input. The system may determine a stored air sign symbol based on the air sign input. The system may retrieve a merchant identifier, a transaction type, and a transaction cost based on the determined stored air sign symbol. The system may transmit a transaction confirmation comprising the merchant identifier, the transaction type, and the transaction cost. In response to the user confirming the transaction confirmation, the system may authorize and process the transaction.
Location-Based Non-Fungible Token Distribution and Verification
Aspects of the present disclosure are directed to providing location-based non-fungible tokens (NFTs) using request verification. Digital collectibles can be any suitable unit of data affiliated with person(s), organization(s), or any other entities. A digital collectible can comprise a display component that supports display of the digital collectible data. Some digital collectibles and/or NFTs can be generated as a set, such as digital collectibles linked to the same event (e.g., sporting events, concert, or other social event). Implementations support a set of location-based NFTs that correspond to digital collectibles linked to a predefined location, and in some examples a particular period of time (e.g., particular event) at the predefined location. For example, a claim manager can enforce a claim policy for the set of location-based NFTs, where user requests are validated against the claim policy before they are granted access to the set of location-based NFTs.
DIGITAL CHECK DISBURSEMENT USING POINT OF SALE DEVICES
Aspects of the disclosure relate to digital check processing. A computing platform may receive a check image from a user device. The computing platform may configure, based on the check image, a digital check for use in conducting transactions between the user device and point of sale devices, which may include generating a QR code for the check. The computing platform may send, to the user device, the digital check, which may enable the user device to execute a transaction with a first point of sale device. The computing platform may receive, from the first point of sale device, a request to execute the transaction. The computing platform may direct an event processing server to process the transaction, which may cause the event processing server to execute a transfer of funds from an account of the initial payor to an enterprise account of the first point of sale device.
IN-STORE MOBILE PAYMENT
An in-store mobile payment system and method can facilitate the use of a user's mobile device to facilitate payment for products purchased at a store. The user can take a picture of a product being purchased or can take a picture of a bar code for the product. The picture can be taken with the user's mobile device and can be used to identify the product. A payment provider can provide a unique PIN code for the transaction. The user can enter the PIN code into a keypad of the merchant and/or can swipe a card with a card reader of the merchant to complete the transaction. Thus, the user can avoid the inconvenience of waiting in line at a checkout counter and the merchant can reduce the store's overhead by eliminating at least some checkout counters and checkout clerks.
Systems and methods for providing a redeemable commerce object
A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may enable a first user to select a redeemable commerce object to be placed within a web page. The system may create the web page that includes a representation of the redeemable commerce object. A second user may be enabled to view the web page and select the redeemable commerce object in order to redeem it. The system may facilitate the transfer of value from to the second user upon redeeming the redeemable commerce object.
VEHICLE BASED ELECTRONIC AUTHENTICATION AND DEVICE MANAGEMENT
Systems and methods for an authentication system include determining that a first user device is located within a vehicle, where the first user device is associated with a first user. Vehicle authentication information is received from the vehicle. A vehicle account associated with the vehicle is authenticated using the vehicle authentication information. First transportation information associated with the vehicle is received from the vehicle. A user authentication configuration is determined based on the vehicle account and the first transportation information. A user account of the first user for the first user device is authenticated based on the first transportation information according to the user authentication configuration.
ANTICIPATORY CREATION OF POINT-OF-SALE DATA STRUCTURES
Techniques and arrangements for analyzing previous tickets of a customer at different merchantsspecifying interactions of the customer at the different merchantsto determine subsequent recommendations to send to a particular merchant in real-time when the customer is located at the particular merchant. Other techniques and arrangements facilitate annotation of merchant tickets by the merchants to enrich the data maintained by the tickets and, in some instances, to enhance the described real-time recommendations. Still other techniques and arrangements create a merchant ticket for recording interactions between a merchant and customer upon the customer creating a reservation at the merchant for a specified future time, or being added to a waitlist of the merchant. Upon the customer arriving at the merchant proximate to the specified future time, the merchant may use the created ticket to track items ordered by the merchants, track tenders used to pay for items, and the like.
SYSTEMS AND METHODS FOR PROCESSING DATA MESSAGES FROM A USER VEHICLE
A payment processor computing device for performing an electronic transaction initiated by a vehicle is described. The payment processor computing device is configured to receive a registration secure token from a vehicle computing device, the registration secure token corresponding to a cardholder and including an account identifier, a vehicle identifier, and a biometric identifier. The payment processor computing device is further configured to store the registration secure token in memory, receive an authorization request message associated with a payment transaction initiated by the cardholder using the vehicle computing device in communication with a merchant computing device wherein the authorization request message includes a transaction secure token, authenticate the authorization request message by matching the transaction secure token to the registration secure token, embed a matching indicator within the authorization request message, and transmit the authorization request message with the embedded matching indicator to an issuer.
Licensed media in a remote storage media consumption service
Disclosed are various embodiments for facilitating a payment to an owner of a media file for enabling the consumption of the media file. In one embodiment, a jukebox service transmits a plurality of media files to a plurality of users for consumption, wherein the media files are served up from a plurality of cloud drives associated with the users. A license service determines whether the consumption comprises at least one of a download, a purchase and an execution of the media files. Then, the license service facilitates a payment to the owner of the media files if a payment is owed to the owner. In one embodiment, the payment owed to the owner may be based on the type of consumption of the media files.