Embodiments of the invention provision multiple payment tokens on a communication device. The communication device may be provisioned with multiple limited use keys (LUK), each LUK being associated with a specific type of transaction. When the communication device is used for a transaction, the communication device automatically determines a type of the transaction and selects an appropriate LUK based on the determined transaction type. The selected LUK may be used to create a cryptogram, which can be used to verify the transaction.

A payment card system for authorization and authentication is provided. A computing device monitors one or more transactions to detect various security threats comprising one or more accounts. A computing device determines to elevate a security level associated, at least, with one account based, at least, in part, on detection of, at least, one security threat. A computing device generates at least one temporary personal identification number based, at least, on determination to elevate a security level associated, at least, with one account.

There are provided systems and methods for a physical card having one or more location detection modules A physical payment card may include one or more components to limit card reading of card data stored to the card using a location detection chip. The location detection chip may receive power from a source when inserted to a card reader, and may then determine a location of the card, such as a coordinate location of the card or nearby detected device. The location detection chip may determine if this location or device matches authorized locations stored in a memory of the card. If it does, power may be provided to a card chip of the card. The card chip of the card reads card data from a memory of the card and may then output the card data to the card reader.

A mobile sensing and payment method and system for parking fees is disclosed. The system includes an array of identity information collection modules in a parking facility. A background data processor collects mobile terminal identification information from a mobile terminal of a person entering the parking facility while the mobile terminal performs cell reselection. The data processor simultaneously senses transmission intensity of the mobile terminal using the terminal identity information collection modules. The data processor determines a location of the mobile terminal based upon the changes in the signal transmission intensity from the collection modules. The data processor generates a specific characteristic threshold for the mobile terminal to pass an entrance gate. The data processor causes the entrance gate to be opened records a specific time that the entrance gate is opened. The data processor records a specific time that the person has entered the parking facility.

A method of communicating a token to a mobile device includes a server or computing device issuing a token, the token defining a bond for a transaction associated with a vehicle and associated with an entity. The method also includes transferring the token to a mobile device. The token can then be communicated from the mobile device to a point of sale (POS) device to enable completion of the transaction associated with the vehicle.

Systems, computer-implemented methods, apparatus, and/or computer program products that can facilitate electronic generation of enhanced, transaction-based QR codes for improved fraud detection are provided. In various aspects, a processor can receive a signal from an electronic beacon of a point-of-sale device, wherein the signal includes information associated with a first merchant. In various instances, in response to receiving the signal from the electronic beacon, the processor can identify a quick response (QR) code from a set of quick response codes that corresponds to the first merchant. In various cases, the processor can render the identified QR code on an electronic display that is scannable by the point-of-sale device, wherein scanning the identified QR code causes the point-of-sale device to transmit the identified QR code and a second merchant identifier to a payment processor. In various aspects, the processor can receive a transaction confirmation based on a verification of a transaction completed using the identified QR code from the payment processor, wherein the verification is based on determining that the identified QR code corresponds to the merchant identifier transmitted by the point-of-sale device. In various embodiments, the identified QR code can correspond to other types of verification data (e.g., geo-location stamps, time stamps, product or service identifiers, price identifiers).

A system for implementing integrated financial services functionality in a casino environment may comprise a channel that integrates with casino devices and systems. The financial services system may comprise or implement an exchange relative to the casino environment and one or more external banking networks. Each patron may have a personal exchange which represents funds associated with account at an external bank. The system permits a patron to associate funds with their exchange and to utilize funds associated with their exchange at touch-points throughout a casino (including both gaming and retail locations), such as for funding wagering activities or paying for goods and/or services on the retail side. The financial services system may be accessed by a patron in various manners, including by an application running on the patron's computing or mobile device, via kiosks or other service devices, via a casino cage or cashier, or via other touch-points.

An in-application content transfer system that generates receiver IDs to categorize a given exchange between two users where one does not execute a local instance of the application. One user executes the application on their mobile device and makes use of near-field communication protocols with a neighboring mobile device that is not executing the subject application. The content transfer is linked to the receiver's phone number and a unique ID is assigned to the content transfer. The receiving user is made aware of the content transfer via a push notification received via near field communication or via an SMS text message. The received message or notification enables the user to retrieve the content from the transfer at a later time.

Methods for accurate object tracking are disclosed herein. An example the method includes receiving, from a first optical imaging assembly having a first field of view (FOV), a first image captured over the first FOV and based on a decode of an indicia associated with an object of interest, identifying the object of interest within the first image. The method further includes determining a location of the object of interest within the first image and mapping the location of the object of interest within the first image to a predicted location of the object of interest within a second image, the second image being received from a second optical imaging assembly having a second FOV and the second image being captured over the second FOV.

Implementations of the present specification provide a service processing method. The method is performed by a service platform, the service platform including multiple area sites corresponding to multiple service areas, and each area site including a corresponding buyer service site and seller service site. The method includes: splitting a whole-order service into a buyer service and a seller service; further, on one hand, routing the buyer service to a buyer service site in a service area that a corresponding buyer belongs to, for the buyer service site to process the buyer service through interconnection with the buyer based on an area user identifier, and to locally store processed data, where the area user identifier is determined based on multiple area identities associated with a domain-wide identity corresponding to the buyer; and on the other hand, routing the seller service to a seller service site in a service area that a corresponding seller belongs to, for the seller service site to process the seller service through interconnection with the seller, and to locally store processed data.