G06Q20/4016

MIXED QUANTUM-CLASSICAL METHOD FOR FRAUD DETECTION WITH QUANTUM FEATURE SELECTION

A computer-implemented system, platform, method and computer program product for optimizing a data analytics fraud prediction/detection pipeline that includes a combination of a classical machine learned classifier model with a quantum machine learned model to optimize the performance of the fraud prevention model. The feature selection uses different feature maps: one determined by the classic classifier and the other determined by the quantum model implementation that exploits the entanglement quantum property. The quantum method can include a quantum support vector machine implementing a built feature forward algorithm that uses a quantum kernel estimate for feature mapping. This quantum model can be run on a quantum computer or quantum simulator that can run a quantum algorithm built for extracting feature importance. A decision classifier is further developed to decide which model output prediction is more correct in the instance there is a disagreement in each of the ensemble model’s activity determination.

SYSTEMS AND METHODS FOR PROCESSING PREAUTHORIZED AUTOMATED BANKING MACHINE-RELATED TRANSACTIONS

A method for facilitating payment transactions includes receiving a transaction request for a payment transaction initiated at a payment terminal device using a transaction card of a user. A predefined category of the user is identified based on the transaction request and a service application is remotely activated in a first operation mode on a user device of the user such that the first operation mode is associated with the identified predefined category. Payment transaction messages associated with the payment transaction are communicated to the activated service application, which translates the payment transaction messages to a predefined message format. In response to the payment transaction messages, first authentication information is received from the activated service application such that the first authentication information is entered by the user in the predefined message format. The payment transaction is processed based on successful authentication of the user.

SYSTEMS FOR DYNAMIC LOCATION-BASED ACCOUNT UPDATES

Systems and methods for confirming and/or updating account information are disclosed. The systems and methods may calculate relocation scores based on transaction data and device location data. The relocation scores may be based on locations of the transactions and/or locations of a user device beyond a registered customer address. A relocation score can be calculated based on a quantity of transactions having transaction locations beyond a first predetermined distance from the customer address as determined by transaction location identifiers. A relocation score can be calculated based on an elapsed duration of time since a customer transaction was completed within the first predetermined distance from the customer address.

UNIVERSALLY TRUSTED BRIDGES FOR HETEROGENOUS BLOCKCHAIN NETWORKS

Different communication and software protocols may be used by different blockchain networks. Cross-chain communication is provided via a software bridge configured to enable specific operations. An event request may be sent from a first blockchain network to a second blockchain network. The event request may be processed using a first protocol of the first network to provide a first output. An offer of equivalent processing provided by the second network may be verified by: processing the event request using a second protocol of the second network to provide a second output, and confirming that the second output matches the offer of equivalent processing. A processing equivalence of the event request may be established between the first network and the second network based on the first output of the event request processed using the first protocol and the second output of the event request processed using the second protocol.

SYSTEMS AND METHODS FOR MANAGING CONTENT FROM CREATION TO CONSUMPTION
20230075182 · 2023-03-09 ·

The present disclosure relates to content management systems and methods that may support, among other things, content storage, content identification, content collaboration, online services, payment settlement, electronic contracts, reputation, recommendation, and/or steganography activities. Consistent with various embodiments disclosed herein, systems and methods are provided to facilitate creation of works of any type, to collaborate with co-creators, to make that work available in the marketplace, and to provide for an architecture where the identities of all the creators involved may be bound to associated objects and/or identifiers associated with them. Being securely bound to certain identities and the identifiers, creative works may be distributed, and the associated credits and contractual obligations may remain with them and the associated remunerations and obligations may be respected and fulfilled.

CARD SKIMMING DETECTION

A method includes: monitoring outputs of sensors in a machine that receives magnetic stripe cards; determining the outputs of sensors indicate normal usage of the machine or abnormal usage of the machine; in response to determining the outputs of the sensors indicate abnormal usage of the machine, initiating a security action; in response to determining the outputs of the sensors indicate normal usage of the machine, determining the machine is in use or not in use; in response to determining the machine is not in use, initiating the security action; in response to determining the machine is in use, determining whether the use ends within a predefined monitor time; in response to determining the use does not end within the predefined monitor time, initiating the security action; and in response to determining the use does end within the predefined monitor time, returning to monitoring the outputs of the sensors.

SMART GLASS INTERFACE TO MOBILE USER
20230076953 · 2023-03-09 ·

A system for communicating with eye wear. The system may include smart glass pairing instructions that are configured to establish a radio frequency (“RF”) communication link between a terminal and the eye wear. The system may include image proximity instructions that are configured to estimate a distance from the eye wear to the terminal. The system may include overlay instructions that are configured to overlay an eye wear display on a view of the terminal through the eye wear. The system may include response instructions configured to receive from a user a response to the eye wear display. The system may include synchronization instructions configured to: define a virtual integrated UI that corresponds to the terminal and the eye wear display; and record a state of the virtual integrated UI.

FEDERATED IDENTIFIERS FOR CROSS-PLATFORM INTEROPERABILITY
20230074653 · 2023-03-09 ·

In one embodiment, techniques include storing indications of unique identifiers used by users of service providers that are part of a federated system. Each of the unique identifiers is associated with only one user. A computing system of a first service provider receives an intent to register a unique identifier with the first service provider. The computing system determines availability of the unique identifier based on determining whether the unique identifier is associated with another user in the data store. Based at least in part on the determination that the unique identifier is available, the computing system maps, in the data store, the unique identifier with an account of the user associated with each service provider that is part of the federated system. Subsequent to the mapping, the unique identifier is usable as a proxy in lieu of personal data associated with the user on each service provider.

SYSTEM FOR LINKING AND PARTITIONING NON-FUNGIBLE TOKENS

Systems, computer program products, and methods are described herein for linking and partitioning non-fungible tokens. The present invention is configured to receive, from a computing device of a first user, a first request to transfer ownership of a resource from a first user to a second user; retrieve, from the computing device of the first user, a first non-fungible token (NFT) for the resource; determine, using an NFT valuation engine, a first value of the first NFT; initiate an NFT generator on the resource based on at least receiving the first request; generate, using the NFT generator, a second NFT for the resource, wherein the second NFT comprises at least an indication of transfer of ownership of the resource from the first user to the second user and the first value of the NFT; and record the second NFT on a distributed ledger.

QUALITY ASSURANCE SYSTEM FOR AUTHENTICATING ONLINE MERCHANT ACTIVITY
20230130613 · 2023-04-27 · ·

A system for verifying affiliate leads on an electronic device which may include processors, computer-readable memories, and computer-readable storage devices. The system may also include program instructions stored on at least one of the storage devices for execution by at least one of the processors via at least one of the memories, the stored program instructions may include detecting at least one potential customer transaction; assigning, to each transaction, a unique transaction identifier; assigning, to each transaction, at least one transaction parameter; selecting at least one transaction parameter; flagging, or not flagging, the transaction based on at least one selected transaction parameter. If the transaction is not flagged, the stored program instructions may further include firing an affiliate pixel. If the transaction is flagged, the stored program instructions may further include recording the unique transaction identifier and holding the affiliate pixel in a QA state.