A system for enhanced security credit card has rechargeable battery, memory, processor, LCD display, thumbprint pad, magnetic swipe strip, multi-pin connector and USB port. The card is activated by the thumbprint of an authorized user, thereby turning on the blank LCD display to show a card number, expiration date, and CVV value. Additionally, the multi-pin connector is activated and inserted into credit card processing machine connector. This connection uploads the TIN value, photograph and credit limit of the user on the processing machine display, verifying the user's identity and authorizing the credit card purchase. The use of a magnetic strip for credit card purchase also requires a PIN value, which is provided by insertion of a thumbprint activated credit card multi-pin connector. The enhanced security is provided by thumbprint activation, blank LCD display of the credit card number, expiration date and CVV value, insertion of the multi-pin connector and visual verification of the card holder with a photograph of the user.

An authentication method performed by an authentication server (ACS). The method includes receiving from an access server (SW) giving access to a service (S), an authentication request including transaction data (DT) associated with an IC card; determining whether a security code included in the transaction data is of the DCVV type; and if so, detecting that no 3D secure (3DS) authentication is to be performed and co-operating with a verification server (SV) in order to verify the validity of the DCVV security code.

A method for facilitating a transaction may include generating, via a token server computer, a token for use by a first entity computer, wherein the token is generated in response to a request received from the first entity computer. The method may also include transmitting, via the token server computer, the token to the first entity computer, wherein the first entity computer transmits the token to a second entity computer. The method may also include receiving, at the token server computer and from the first entity computer, data indicative of the second entity computer successfully receiving the token. The data may include a hashed value derived from at least the token, data indicative of an identity of the second entity computer, and writing, by the token server computer, the data indicative of the second entity computer successfully receiving the token to a registry.

In some embodiments, a first server computer may be provided. The first server computer may comprise a processor and a computer readable medium coupled to the processor. The computer readable medium may include code executable by the processor for implementing a method. The method may include the step of electronically receiving an authorization request message that includes a first device verification value from a merchant for a first transaction, where the first device verification value may have been received by the merchant from a mobile device based on an interaction between the mobile device and an access device. In some embodiments, the mobile device may have received the first verification value based on a first request. The method may further include the step of determining by a data processor if the first device verification value corresponds to a stored device verification value.

A system for facilitating a Near-Field Communication (NFC) transaction comprising a user's NFC-enabled electronic device, a user's NFC-enabled card, and a transaction server is disclosed. The user's NFC-enabled electronic device includes a background NFC service (BNS) and applications. The applications may be configured to provide an NFC transaction request including recipient information to the BNS via service calls. The BNS may be configured to provide the recipient information and card details associated with the user's NFC-enabled card to the transaction server. Further, the transaction server may be configured to provide the recipient information and the card details to a transaction processor, an acquirer bank, or an issuer bank. A method, an NFC-enabled electronic device, and a transaction server for facilitating the NFC transaction is also disclosed.

A user can associate a digital asset corresponding to a value with a transaction device to be used by another user. For example, a first user can load a digital asset corresponding to a cryptocurrency amount onto a transaction device, where the first user then provides the transaction device to a second user. The second user can utilize the cryptocurrency amount on the transaction device to conduct a transaction. The generation and use of digital assets can be managed using ledgers that store data in the form of block chains.

The Healthcare Transaction Facilitation Platform Apparatuses, Methods and Systems (HTFP) transforms payment file, EOP data, EOB file message, claim verification input inputs via HTFP components into receipt confirmation message, claim details output, ACH request, card generation request, card payment request, ACH CCD+ payment request, EOP file outputs. Statement interaction interface mechanisms, each associated with a statement linked to a member, are generated. A statement detail interaction interface mechanism with EOB data associated with a member selected statement is generated. A member payment method details datastructure for a member responsibility payment to a provider associated with the selected statement is obtained. A TRN corresponding to the member responsibility payment is determined. A payment card datastructure corresponding to the member responsibility payment is generated. A Level 3 card payment request datastructure is generated and sent. An ACH CCD+ payment request datastructure corresponding to the member responsibility payment is generated and sent.

A device may receive a uniform resource locator (URL) and encrypted data. The device may download a first application from an application server based on the URL. The device may download and execute the first application. The first application may receive the encrypted data.

A circuit board that includes OLED display technology is provided. An OLED display may present light patterns recognizable by a hearing or visually impaired users. The light pattern may be customized by the user. A specific workflow may be associated with a specific light pattern. A light pattern may visually guide a user through a workflow. For example, different menu options may be color coded. High consequence changes may flash with a certain light sequence or pattern. Trusted devices may present a specific light pattern or matrix at login time to confirm that the user is accessing a trusted device.

This application relates to re-provisioning of credentials, such as payment credentials, on a second electronic device from one or more credentials previously provisioned on a first electronic device. The one or more previously provisioned credentials may be stored on an external storage system and may be retrieved by the second electronic device for re-provisioning. The second electronic device may re-provision an instance of the one or more retrieved credentials for use in electronic transactions on the second electronic device using a secure element linked to the second electronic device and information that is unique to the one or more credentials being re-provisioned to the second electronic device.