In some implementations, a device may receive an indication to create a child account that is associated with the parent account, wherein the parent account is associated with a first entity and the child account is associated with a second entity, and wherein the child account does not have independent resources for completing electronic exchanges. The device may create the child account based on information associated with the parent account. The device may provide information associated with the child account to a platform that enables the second entity to access and interact with the information associated with the child account, wherein the information associated with the child account includes account details associated with the parent account and one or more transactions completed using resources of the parent account.

Server computers of card issuer-processors can transmit payment card authorization responses to merchant computers based on retrieving a cached card balance value that is cached at the card issuer-processor upon request by the supplier. Consequently, card issuer-processors can respond to authorization requests of merchants and/or card networks when supplier computers are offline and without accessing true card balance data for cards.

A system and method for routing ATM transactions. A transaction request is received at an external application programming interface (API) associated with an account holder. The external API runs on a first processor. The transaction request is validated and authorized at the external API. Information about the transaction is forwarded from the external API to an internal API associated with an automated teller machine (ATM). The internal API runs on a second processor. A unique identifier is generated for the transaction request and provided to a user. The unique identifier is received from the user at the ATM without the user presenting any card and without connecting a mobile device of the user to the ATM. The unique identifier is provided from the ATM to the internal API to confirm a validity of the transaction. The transaction is implemented at the ATM by either dispensing cash or accepting a deposit.

A system includes a customer database that stores user information concerning a plurality of customers, a network interface configured to communicate data over a network, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive an indication that a customer is within a predetermined distance from an automated teller machine (ATM), transmit, responsive to receiving the indication, an authorization signal to a customer computing device associated with the customer, the authorization signal configured to activate an ATM pre-stage function of an application implemented on the customer computing device, receive, by the network interface over the network, customer transaction preferences from the customer computing device, and authorize an ATM transaction at the ATM based on the received customer transaction preferences.

An information processing server manages periodic payment of a plurality of users belonging to a group. The server sets a predetermined personal amount to be paid on a predetermined due date by each of the plurality of users and acquires information indicating payment amounts respectively designated by the plurality of users for each predetermined due date. The server determines, in a case where the information includes a first payment amount of a first user exceeding the predetermined personal amount and a second payment amount of a second user not satisfying the predetermined personal amount, deemed payment amounts of the first user and the second user such that the second payment amount is complemented by a part of the first payment amount.

In one embodiment, a method includes receiving, by a payment service system (PSS), a request for a cash advance drawn from a line of credit approved for a user. The line of credit is associated with an account maintained by the PSS and includes default repayment terms. The method includes in response to receiving the request, identifying, by the PSS, context characteristics of the request. The method includes determining, by the PSS using a machine learning model applied to the identified characteristics and historical context information stored at the payment service system, that the requested cash advance qualifies for repayment terms that are different form the default repayment terms. The method includes based on the determination, generating a set of modified repayment terms to be associated with the cash advance. The method includes transmitting, by the PSS, an indication of the modified repayment terms to a user device for authorization.

A system and method for providing a searchable rental sales service uses a web server being configured to communicatively interconnect a client device, one or more vendor computing devices, to the web server over the Internet, The web server receives a new item offer listing for a rental item available, stores the new item offer listing into a rental item database, receives a user authentication, receives a search query for rental items stored in the database, transmits a set of search results generated using the search query, receives a preview request for a particular rental item, provides the rental item listing corresponding to the preview request, receives a rental order for the rental item corresponding to the preview request, and transmits the rental order to the vendor.

[Problem] Provided are a management device and a cryptocurrency system capable of smoothly operating an entire system by detecting fraud on cryptocurrencies without using enormous calculation amounts. [Solution] A management device connected to a plurality of user devices via a network, the management device including: an issued information storage area that stores a cryptocurrency ID of an issued cryptocurrency; an account information storage area that stores account information in association with one or a plurality of cryptocurrency IDs; and a history information storage area that stores history information of a cryptocurrency in association with a cryptocurrency ID.

Systems and methods are provided for processing credit token and debit token based transactions in a blockchain supported network.

A datacenter including a first voltage sensor and/or first amperage sensor along with a second voltage sensor and/or second amperage sensor. The first amperage and voltage sensors are associated with a first computing device (FCD) and the second amperage and voltage sensors are associated with a second computing device (SCD). The datacenter also includes an electronic control unit (ECU) that communicates with the FCD and the SCD. The ECU is configured to receive FCD energy consumption information and additional updated FCD energy consumption information via the first voltage and/or amperage sensor(s). FCD energy consumption information is associated with energy consumed by the FCD during a first customer billing cycle. The ECU is also configured to divide a first blockchain mining reward into a first customer portion and a first datacenter portion and withhold the first customer portion when the first datacenter portion is less than a first minimum threshold.