G06Q20/4037

Anonymous payment transactions
11423394 · 2022-08-23 · ·

In an embodiment, a method performed by a payment service system (PSS) includes receiving from a first payment application associated with the PSS, a request to generate a token. The method includes identifying account information associated with the recipient. The method includes generating an anonymizing token associated with the recipient. The method includes storing an association between the account information of the recipient and the anonymizing token. The method includes providing for display of the anonymizing token within the first payment application. The anonymizing token anonymously embeds recipient information and the account information of the recipient. The method includes, upon receiving an indication of an intent to transfer payment through interaction with the anonymizing token via a second payment application, identifying a recipient account associated with the recipient based on an identification of the stored association and automatically facilitating a transfer of funds to the recipient account.

DIGITAL CURRENCY IN A GAMING SYSTEM
20220157122 · 2022-05-19 ·

There is disclosed a gaming machine. The gaming machine includes an electronic arrangement configured to receive digital currency data from an electronic device that is remote to the gaming machine. The digital currency data represents a store of value of a digital currency. The gaming machine further includes a data transfer arrangement configured to transfer the digital currency data via a data network to a data storage arrangement that is remote to the gaming machine. The gaming machine further includes a data recording arrangement configured to create record data representing a record of a unique attribute of the digital currency data.

Management device, cryptocurrency system, and system
11341576 · 2022-05-24 · ·

[Problem] Provided are a management device and a cryptocurrency system capable of smoothly operating an entire system by detecting fraud on cryptocurrencies without using enormous calculation amounts. [Solution] A management device connected to a plurality of user devices via a network, the management device including: an issued information storage area that stores a cryptocurrency ID of an issued cryptocurrency; an account information storage area that stores account information in association with one or a plurality of cryptocurrency IDs; and a history information storage area that stores history information of a cryptocurrency in association with a cryptocurrency ID.

Systems and methods for remote atm access

Systems and methods of remotely configuring a transaction based, in part, on location information for execution by a computing device associated with a financial institution computing system include a backend system configured to receive location information associated with a user device, determine the location information associated with the user device matches a location configured for pre-staging an ATM transaction, transmit an ATM pre-stage authorization signal to the user device, transmit an authentication decision to the user device, and transmit a transaction code to the user device.

EFFICIENT, ACCURATE, AND SECURE TRANSFERS OF INTERNALLY-CUSTODIED DIGITAL ASSETS

Various embodiments are directed to processing and executing digital asset transfers between two users. An example method includes receiving a data object defining a digital asset transfer, and the data object may be a query from the first user to initiate an outbound transfer to a second user or an approval of a request for digital asset units from the second user. The method further includes retrieving account balance data objects associated with the digital asset accounts for the first and second users. The method further includes, responsive to determining that the digital asset transfer satisfies one or more transfer conditions, executing the digital asset transfer by executing a closed-loop debit from the first user and executing a closed-loop credit to the second user. The method further includes updating the account balance data object to reflect the resulting balances of each digital asset account.

Digital currency in a gaming system
11302145 · 2022-04-12 ·

There is disclosed a gaming machine. The gaming machine includes an electronic arrangement configured to receive digital currency data from an electronic device that is remote to the gaming machine. The digital currency data represents a store of value of a digital currency. The gaming machine further includes a data transfer arrangement configured to transfer the digital currency data via a data network to a data storage arrangement that is remote to the gaming machine. The gaming machine further includes a data recording arrangement configured to create record data representing a record of a unique attribute of the digital currency data.

Method, apparatus and electronic device for blockchain transactions

A method comprises: selecting one or more blockchain assets from a remitter's blockchain account according to a transaction amount of a transaction to be remitted from the remitter's blockchain account into a receiver's blockchain account, wherein a total asset amount represented by the selected one or more blockchain assets is not less than the transaction amount, and a commitment of an individual asset amount represented by each of the selected one or more blockchain assets is recorded in a blockchain; generating a commitment of the transaction amount; and submitting to the blockchain the transaction comprising information of the selected one or more blockchain assets and the commitment of the transaction amount, for the selected one or more blockchain assets to be removed from the remitter's blockchain account and one or more blockchain assets corresponding to the commitment of the transaction amount to be added to the receiver's blockchain account.

PURCHASE MANAGEMENT SYSTEM AND METHOD
20220084106 · 2022-03-17 · ·

A purchase management system includes a central database arrangement, a customer interface to the central database arrangement, and a bank specific database module, arranged to communicate with a transaction authorization module within a bank. The central database arrangement is arranged to receive, from a purchasing entity through the customer interface, purchasing rules applying to a purchasing group, and includes central processing means arranged to: add a selected purchasing group as metadata linked to a first transaction ID in the central database arrangement; add the purchasing rules applying to said purchasing group as metadata linked to the first transaction ID in the central database arrangement; and transfer metadata linked to the first transaction ID to the bank specific database module. The bank specific database module is arranged to receive a purchase approval request from the transaction authorization module, which purchase approval request comprises transaction information, including at least the purchase amount, linked to the first transaction ID.

Method and Apparatus for Service Usage Aware Balance Inquiry
20220086285 · 2022-03-17 ·

Conventional balance inquiries by a prepaid customer or other communication-service subscriber do not return an available service amount. Rather, they return a monetary amount that does not consider service usage rules or tariff plans that control service ratings. This conventional approach makes it difficult for the user to assess the sufficiency of his or her remaining account balance. Embodiments of the present invention are directed to a method, and apparatus for determining available service amounts corresponding to remaining account credit, based on considering the applicable tariff plans.

GENERATING DYNAMIC REPAYMENT TERMS
20220084134 · 2022-03-17 ·

In some examples, a payment service system (PSS) receives transaction data for a transaction of a user of the PSS, including an identifier associated with the user and an amount of the transaction. The PSS may use the identifier to identify a user account of the user, and may determine that the amount of the transaction will cause the balance of the account to satisfy a threshold. Based at least on determining that the user account satisfies a condition and that the transaction will cause the balance to satisfy the threshold, the PSS may process the transaction using funds from the balance and from an additional source of funds provided by another user. Based on the user account receiving a deposit of funds, the PSS may withhold a portion of the deposit as repayment for at least a portion of the funds received from the additional source.