Systems and methods are provided for processing credit token and debit token based transactions in a blockchain supported network.

A resource transferring method and apparatus are provided. The method includes receiving a resource transferring request corresponding to a shared specified account sent by any client in multiple clients. The specified account is registered at the server as being associated with the multiple clients, and stores a preset resource. The method also includes determining rights of the multiple clients. The rights include an operation right and an ordinary right, and the operation right is capable of controlling a transfer of the preset resource. The method also includes respectively sending operation information to the multiple clients according to the rights of the multiple clients; and respectively receiving control instructions from at least two clients having the operation right. When a number of the received control instructions are greater than a preset value, the server transfers the preset resource, and returns transferring information of the preset resource to the multiple clients.

A computer-implemented method is provided for authorizing utilization of a mobility service by a user. The method includes establishing a mobility database with an arbiter, wherein the database is associated with the user and includes biographic data, payment data and identification data, and wherein the identification data represents a legal form of identification issued to the user and the payment data represents a form of payment; validating the form of payment and the legal form of identification; requesting, by the user, utilization of the mobility service from a mobility operator; authenticating, by the user, to the mobility operator; requesting authorization to use the mobility service; and providing an authorization if: (a) the payment data represents sufficient funds to pay for the mobility service, and (b) the identification data represents a legal form of identification required for the mobility service.

Described herein are methods and systems directed to enabling resource providers to interact with access credentials that the resource provider is typically not capable of interaction with. In some embodiments, a virtual account identifier is issued in association with the access credential, the virtual account identifier being issued by an authorization provider which is different from the authorization provider having issued the access credential. The virtual account identifier may be provided to the resource provider in lieu of the access credential. The resource provider may then generate an authorization request message that includes the virtual account identifier, which may be routed to the authorization provider associated with the virtual account identifier. That authorization provider may then conduct the transaction using the access credential with the authorization provider having issued the access credential.

Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information about the consumer. This information may be used to target offers and advertisement to the consumer. In an example system for consumer resource management, a consumer may configure a consumer account on the enterprise infrastructure via a web-site. The consumer may use the consumer account to purchase and configure gift cards that may be used for purchasing goods and services. A universal transaction identifier may be associated with the consumer account and used to purchase goods and services from more than one selected goods and services providers.

The invention is directed to systems and methods of conducting transactions associated with a transit card. A method of conducting transactions may be conducted between a processor and a transit processor. Steps may include receiving a redemption request and determining if it is a pre-authorization request or a redemption; if the redemption request is a pre-authorization request, determining if the account is authorized for a particular transit type. If the account is authorized, communicating approval to the transit processor. If the account is not authorized communicating denial. If the redemption request is a redemption: determining if account value is sufficient to pay the redemption amount; if not, denying and if so approving the transaction and deducting the amount, and determining if the account value is below a pre-determined threshold for a particular transit types, and if so, updating the status of the account at a data store.

Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting software system within financial internet software (e.g., hosted and operated by the customer's financial institution). Once a customer selects the bank account(s) they want to share with the accounting software system, they are passed along to the accounting software system to link the selected bank account with an account they have set up in the accounting software system.

Embodiments of the present disclosure relate to a method, a device, a computer readable storage medium and a computer program product for transaction processing on a blockchain. In the method, the blockchain node for processing a transaction receives a transaction request including a plurality of fields, the plurality of fields including a transaction task field including a plurality of clauses and each clause of the plurality of clauses indicating one of a plurality of tasks of the transaction. The blockchain node processes the plurality of tasks and determines that the transaction is successfully processed only in response to successfully processing all the plurality of tasks. The transaction processing as provided in the present disclosure enables multiple tasks to be processed through a single transaction procedure on the blockchain in an efficient way.

Embodiments of the present disclosure relate to methods, devices, a computer readable storage medium and a computer program product for processing or managing a blockchain transaction. In a method for processing a blockchain transaction, a blockchain node of a blockchain for processing the blockchain transaction receives a transaction request, the transaction request indicating at least a initiator of the transaction, transaction content and a transaction recipient of the transaction. The blockchain node computes, based on the transaction content, a transaction fee for processing the transaction. The blockchain node determines whether the initiator of the transaction is a sponsored user of the transaction recipient, and determines a payment account from which the transaction fee is deducted in response to determining that the initiator of the transaction is a sponsored user of the transaction recipient. The transaction processing and management schemes as provided in the present disclosure enable ordinary users use blockchain services conveniently.

An electronic money escrow settlement system is provided with an escrow service server for allowing usage of electronic money for escrow settlements. A transaction information acquisition unit receives transaction information from a transaction site server. In response to acknowledgement of completion of a deposit made by a purchaser into a first account for first electronic money of the escrow service server, a payment reception processing unit notifies a seller terminal about completion of the deposit. In response to reception of a commodity reception notification from the purchaser, a payment transfer processing unit remits, from a second account of the escrow service server to the seller, an amount of second electronic money corresponding to the paid amount of the first electronic money deposited by the purchaser into the first account.