Patent classifications
G06Q20/4037
METHOD AND SYSTEM FOR ISSUING AND ADMINISTRATION OF THE CURRENCY
Provided is a method for issuing and administering currency, including determining current global population, an amount of currency held by each person, and a total amount of currency issuance. Everyone on Earth receives the amount of the currency held by each person according to personal properties. Increments of currency issuance and the number of new births every year after the first currency issuance are determined and, according to the total amount of the currency issuance, all existing non-ownership public resources on Earth ate evenly distributed, with each unit of the currency corresponding to each unit of the public resource. The total amount of currency issuance is linked up with the global population and global wealth, thereby eliminating the unreasonable and unfair phenomenon on arbitrary printing of real currency without restraint or regulation. The total amount of the currency is dynamic according to the changes to global population and global wealth.
Digital currency in a gaming system
There is disclosed a gaming machine. The gaming machine includes an electronic arrangement configured to receive digital currency data from an electronic device that is remote to the gaming machine. The digital currency data represents a store of value of a digital currency. The gaming machine further includes a data transfer arrangement configured to transfer the digital currency data via a data network to a data storage arrangement that is remote to the gaming machine. The gaming machine further includes a data recording arrangement configured to create record data representing a record of a unique attribute of the digital currency data.
METHOD, APPARATUS AND ELECTRONIC DEVICE FOR BLOCKCHAIN TRANSACTIONS
A method comprises: selecting one or more blockchain assets from a remitter's blockchain account according to a transaction amount of a transaction to be remitted from the remitter's blockchain account into a receiver's blockchain account, wherein a total asset amount represented by the selected one or more blockchain assets is not less than the transaction amount, and a commitment of an individual asset amount represented by each of the selected one or more blockchain assets is recorded in a blockchain; generating a commitment of the transaction amount; and submitting to the blockchain the transaction comprising information of the selected one or more blockchain assets and the commitment of the transaction amount, for the selected one or more blockchain assets to be removed from the remitter's blockchain account and one or more blockchain assets corresponding to the commitment of the transaction amount to be added to the receiver's blockchain account.
Software System Utilizing Blockchain for Transactions
Systems and methods are describe herein for managing a transaction between two parties. A distributed ledger management service (DLMS) microservice receives an electronic document pertaining to a transaction from a user. The electronic document includes transactional data. A document type is determined by the DLMS microservice. A portion of the transactional data is extracted from the electronic document based on the document type. The portion of the transactional data is provided to a distributed ledger node for decentralized storage and further reporting to a third party.
BLOCKCHAIN-BASED SERVICE RENTAL METHODS AND DEVICES
A rental request initiated by a target user for a target service in a blockchain network is received. In response to the rental request, a credit risk assessment on the target user is performed. A determination is performed as to whether the target user passes the credit risk assessment. In response to determining that the target user passes the credit risk assessment, an electronic rental contract that corresponds to the target service is generated. The electronic rental contract is delivered to the target user and a service provider of the target service, in which the target user and the service provider perform an electronic signature on the electronic rental contract. The electronic rental contract with electronic signatures is stored in a distributed blockchain database of the blockchain network, in which the electronic rental contract is used to assess credit information of the target user.
System and method for matching a contributor and a recipient entity
A system for matching entities comprising a contributor parameter system operating on a processor and configured to generate a plurality of contributor selection controls, each contributor selection control associated with one or more user-selectable parameters. A recipient parameter system operating on the processor and configured to generate a plurality of recipient input controls, each recipient input control associated with one or more user-selectable parameters. A recipient bundling system operating on the processor and configured to receive the user-selected parameters from the contributor selection controls and the user-selected parameters from the recipient input controls and to select a plurality of recipients as a function of the user-selected parameters from the contributor selection controls and the user-selected parameters from the recipient input controls.
ELECTRONIC SYSTEMS AND COMPUTERIZED METHODS FOR PROCESSING PAYMENT OF TRANSACTIONS AT A MERCHANT USING A PREFUNDED PAYMENT TOKEN
The present disclosure generally relates to an electronic system and computerized method for processing payment of transactions. In various embodiments, there is a payment network server for processing payment of transactions between a consumer and a merchant. The payment network server comprises a tokenization request module, an authorization module, a token management module, and a communication module.
METHOD AND SYSTEM FOR PROCESSING DECLINED TRANSACTIONS
A method for processing declined transactions is provided. A transaction decline notification for a transaction performed by a user is received in response to a first authorization request that is communicated to an issuer server. If a credit score of the user is greater than or equal to a threshold value, a data element of the first authorization request, indicating a transaction amount of the transaction, is modified to generate a second authorization request. The modified data element indicates a first amount that is lower than the transaction amount. The second authorization request is communicated to the issuer server and a transaction approval notification is received in response to the second authorization request. The transaction approval notification overrides the transaction decline notification and indicates that the transaction is approved by the issuer server, thereby making the transaction successful.
System for personal authorization control for card transactions
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System, Method, and Computer Program Product for Providing Electronic Funds Transfers Based on Issuer System Requirements
Provided is a computer-implemented method for providing an electronic funds transfer (EFT) based on issuer system requirements that includes receiving an EFT request associated with an account, the EFT request associated with a transfer of an amount of funds to the account, determining whether an issuer system supports the transfer to the account according to a first electronic fund transfer protocol, determining second electronic fund transfer protocol settings data associated with performing the transfer to the account using the second electronic fund transfer protocol based on determining that the issuer system that issued the account of the user does not support the transfer to the account of the user according to the first electronic fund transfer protocol, and processing the transfer to the account in real-time based on the second electronic fund transfer protocol settings data. A system and computer program product are also disclosed.