Embodiments of the invention are directed to a method of quickly displaying available payment device accounts with an application on a mobile device without requiring a password from a user. In one embodiment, information displayed includes available balances and rewards associated with the payment device accounts. Embodiments of the invention allow a user to quickly see this information without having to enter his or her authentication credentials each and every time this information is needed. Embodiments of the invention can also be seen as more secure as other methods and systems as the user does not have to log into the actual application itself, which may contain sensitive information.

A payor account is monitored to detect when it receives assets sufficient to meet the payor's current obligations under a deal. When this condition is met, assets sufficient to meet the obligation are transferred from the payor account to an intermediary virtual account. Similarly, the intermediary account is monitored for whether it contains sufficient assets to meet an obligation to a payee under the deal. When this condition is met, sufficient assets to meet this obligation are transferred from the intermediary account to the payee account.

There is disclosed a gaming machine. The gaming machine includes an electronic arrangement configured to receive digital currency data from an electronic device that is remote to the gaming machine. The digital currency data represents a store of value of a digital currency. The gaming machine further includes a data transfer arrangement configured to transfer the digital currency data via a data network to a data storage arrangement that is remote to the gaming machine. The gaming machine further includes a data recording arrangement configured to create record data representing a record of a unique attribute of the digital currency data.

Systems and methods are provided for processing credit token and debit token based transactions in a blockchain supported network.

A system and method for extending a firm offer of credit without regard to the credit risk profile of the credit applicant is disclosed. Using seller-defined and/or system and method provider configured business rules and related payment computations, the system derives a series of initial payments representing a down payment. After the down payment is collected, the goods or services are delivered. The purchaser may elect upfront from a plurality of payment options, including the automatic collection through recurring pre-authorized electronic funds transfers to a deposit account or via authorized and settled credit or debit card authorization(s). A purchaser using either of these options has the option, upon receipt of the goods or services, to pay the remaining balance through the continuation of electronic funds transfers or, at any point prior to completion of payments using a one-time authorized amount for the balance due alternative form of payment like cash, credit or debit card, to pay off the remaining balance.

A system for processing and verifying real-time calculations in a cloud computing environment is disclosed. In embodiments, the system performs implements methods to receive, at a first data center, a request from a point of sale (POS) system to perform a real-time calculation, where the real-time calculation is used to make automated decisions about a transaction. The system can transmit the request to a decision handler. The decision handler can determine which of a plurality of decision engine queues to further transmit the request to. The decision handler can transmit the request to a decision engine queue from the plurality of decision engine queues. The decision engine queue can scatter the request to at least two decision engines. The decision engine queue can receive a result of the real-time calculation and transmit the results through other components to the POS system.

The present invention relates to a method for maintaining continuity of Diameter online charging. The method comprises the following steps: a) initializing, when a user is moving, the relocation of a prepayment client terminal from an old prepayment client terminal to a new prepayment client terminal, and implementing the re-authentication of a mobile station at the new prepayment client terminal; b) transmitting the context information of an old Diameter online charging session from the old prepayment client terminal to the new prepayment client terminal after the re-authentication has been successfully completed; c) transmitting an initial credit control request (CCR) message comprising the identification of the old Diameter online charging session from the new prepayment client terminal to a prepayment server for continuing the old Diameter online charging session, and request for a quota by a prepayment proxy to the prepayment server via the new prepayment client terminal; and d) disconnecting the old connection between the old prepayment client terminal and the prepayment server.

In a method of payment for service of a portable communication unit, a customer prepays a dealer for said service, the dealer forwards transaction order information about the pre-payment to a prepaid management center (PMC); and the PMC provides a bank the transaction order information. The bank, upon receipt of the transaction order information from the PMC, determines whether there are sufficient funds in the dealer account to cover the transaction. If there is insufficient cash on hand, the dealer is notified and is provided an opportunity to replenish the account so that the transaction may proceed. If there are adequate funds in the dealer account, the bank automatically transfers the amount of the purchase transaction in the SP S account, less the dealer's fee for the purchase. After funds are transferred from the dealer account, the PMC is notified of the transfer, at which time the PMC generates codes and issues the codes to the dealer. The dealer transfers the codes to the user and the user enters the codes into the unit. On a regular basis the bank electronically transfers funds from the SPS account into accounts held by parties entitled to receive the funds.

Systems and methods for automated decentralized multilateral transaction processing are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for automated decentralized multilateral transaction processing may include: (1) receiving a plurality of transaction requests to conduct a plurality of transactions; (2) determining that a party to a first transaction of the plurality of transactions does not meet a liquidity requirement to conduct the first transaction; (3) executing a netting algorithm to identify a second transaction of the plurality of transactions that when executed allows the first transaction to execute; and (4) executing the first and second transactions.

A method for providing an indication of financial strength includes receiving a financial indicator and a predetermined spending budget status from a user. The predetermined spending budget status is associated with a spending budget for the user that has at least one payment account. The financial indicator is then associated with the predetermined spending budget status. A payment request that includes one of the at least one payment accounts is then received from a merchant. A current spending budget status is then determined using the spending budget and the at least one payment account. The financial indicator is then sent to the merchant for provision to the user in response to the current spending budget status being included in the predetermined spending budget status.