G06Q20/4037

Secure element authentication for remote deposit of check images received from payors

A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Remote deposit capture system with secure element authentication for check image generation and storage

A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

DIGITAL CURRENCY IN A GAMING SYSTEM
20180114405 · 2018-04-26 ·

A gaming machine, the gaming machine comprising: an electronic arrangement configured to receive digital currency data from an electronic device that is remote to the gaming machine, the digital currency data representing a store of value of a digital currency; a data transfer arrangement configured to transfer the digital currency data via a data network to a data storage arrangement that is remote to the gaming machine; and a data recording arrangement configured to create record data representing a record of a unique attribute of the digital currency data.

On-line pay-per-use system and method
09940617 · 2018-04-10 ·

Aspects of the invention may involve systems, methods, and computer readable medium. In an embodiment of the invention, a computer-implemented method for paying for usage of a pay per use device may be provided. The method may transmit device identification information from the device to a server. Device setup information and vend price may be received and the vend price may be displayed. User identification may be received and transmitted to the server. An account balance value may be received and displayed on the display. A start request may be received and transmitted to the server. The device may start and an updated account balance may be displayed.

Systems and methods for electronic database communications

A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

Automatic optimal payment type determination systems

A system for providing a payment includes a processor and a memory configured to cause the system to receive a payment request representative of a payment amount, a payor identification, and a payee identification. The system includes means for determining payor cash holdings and payor available credit as well as authenticating the validity of a payment request and identity of the payor via received biometric data from a payor device. The system may further receive data representative of payee approved payment methods and determine a payment composition based on the payment amount, payor payment preferences, payor cash holdings and payor available credit. Based on the payee approved payment methods, the system may determine one or more payment types. The system may convey the payment amount to the payee in the form of one or more payment types and may fund the payment amount according to the payment composition.

Predicting a time of an event associated with an instrument using a machine learning model

In some implementations, a device may receive information indicating that an instrument has been provided by a user to a recipient. The instrument may be associated with a value, and the instrument may be designated for the recipient. The device may determine, using the machine learning model, a prediction of a time of an event associated with the instrument based on the recipient. The event associated with the instrument may result in a reduction of a balance of an account of the user. The device may transmit to another device of the user, a notification indicating the prediction of the time of the event associated with the instrument.

GAMING ESTABLISHMENT FUND MANAGEMENT ACCOUNT EMPLOYED TO DETERMINE DYNAMIC LIMIT OF FINANCIAL ACCOUNT
20240378617 · 2024-11-14 ·

Systems and methods that utilize funds associated with a gaming establishment account to determine a dynamic limit of an amount of funds available in association with a financial account.

SYSTEMS AND METHODS FOR ARTIFICIAL INTELLIGENCE CONTROLLED PRIORITIZATION OF TRANSACTIONS
20240378619 · 2024-11-14 ·

Systems and methods for artificial intelligence transaction priority control are presented. Transaction priority control may be provided in the context of online user accounts maintained by financial institutions. Transaction priority control may be obtained through querying transaction information from a database, applying a predictive model to determine a likely future transaction, assigning a priority score to the future transaction, and approving or denying the future transaction based on the priority score.

SYSTEM AND METHOD OF PROVIDING A BLOCKCHAIN-BASED RECORDATION PROCESS
20240370927 · 2024-11-07 ·

Disclosed are systems and methods that utilize multiple single asset types and blockchain-based ledgers utilized by a custodian to issue a digital representation of assets held by the custodian. Trading entities place, with the custodian, respective assets that are represented on the ledgers. Genesis blocks on each blockchain-based ledger are signed by the exchange network which provides the initial trust and acts as a barricade against a rogue node from entering the network. Trading entities use the exchange network to agree on a price and enter into trades. The trades can include one asset type for another asset type. An atomic exchange is performed, and a trade is complete. Changes to token ownership are recorded on respective custodian ledgers automatically and redemption occurs upon request by a trading entity such that the ledger can be updated in actual currency and moved from the custodian to a trading entity account.