Disclosed are various embodiments for improvements in customer relationship management and point of sale payment processing at remote event spaces. The system, apparatuses, and methods disclosed herein facilitate the transaction processing of credit cards and other payment vehicles in often remote locations where network connections may be intermittent and suffer from frequent disconnects or interruptions of service. The embodiments disclosed operate to detect network events, dynamically adjust to the event space, and processes the transactions on demand. The apparatuses are equipped to facilitate the event environment and are adapted to execute instructions to facilitate the financial transactions.

Systems and techniques for a device controls system are described herein. In an example, a device control system for managing access to personal account data is adapted to receive, from a user device, a set of personalized transaction rules for an account of a user. Each personalized transaction rule may indicate a set of transactional parameters for permitting transactions with a service. The system may be further adapted to receive a transaction request from the service. The transaction request may include contextual data related to the transaction request. The system may be further adapted to determine that the contextual data meets the respective transactional parameters of a personalized transaction rule of the set of personalized transaction rules. The system may be further adapted to transmit, to the service, an indication of permission for the transaction request.

In accordance with embodiments, there are provided mechanisms and methods for facilitating prevention of duplicate transactions across multiple transaction entities in database systems according to one embodiment. In one embodiment and by way of example, a method includes receiving a request to facilitate a financial transaction, wherein the request is received from an external computing device and includes an idempotency key that is unique to the request, and verifying, based on the idempotency key, the request as being a valid request or an invalid request, wherein the valid request is registered, and classifying, based on the idempotency key and a gateway log, the valid request as an original request or a duplicate request that is a successful duplicate request or an unsuccessful duplicate request.

Systems and methods for user authentication using an authentication sequence are disclosed. The disclosed systems and methods may include a computing device for authenticating a user. The computing device may include at least one processor and at least one computer-readable medium. The at least one computer-readable medium can containing instructions that, when executed by the at least one processor, cause the computing device to perform operations. The operations may include receiving an authentication sequence provided by one or more authentication objects and authenticating the user based on the authentication sequence. The authentication sequence can be a card-swipe sequence and authentication can be performed based on characteristics of the card-swipe sequence, such as the cards used, the order the cards are used in the sequence, the timing of card use, and the type of card swipe.

Systems, apparatuses, and methods of making (initiating and processing) an event-based automatic transaction on behalf of a user including and not limited to, determining an event geolocation impacted by an event and determining that the user is at the event geolocation based on a user device geolocation received from a user device of the user. In response to determining that the user is at the event geolocation, the event-based automatic transaction is automatically initiated and processed to digitally purchase goods or services on behalf of the user.

A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request.

Disclosed herein are system, method, and computer program product embodiments for using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM. The customer may stage a transaction using a mobile application on a mobile device. Upon the staged transaction being authenticated and approved, a machine readable image may be transmitted to the mobile device. When the customer visits the ATM, the machine readable image on the mobile device may be captured by the ATM and sent to an application server from the ATM. The application server may associate the ATM with the staged transaction that is staged using the mobile application, and send instructions to the ATM to dispense cash according to the staged transaction.

Briefly, example methods, apparatuses, and/or articles of manufacture are disclosed that may be implemented, in whole or in part, using one or more computing devices to receive at a display device, electronic signals that relate to a transacting party operating a communications device, to access by a computing device in communication with the display device, electronic records to determine whether one or more risk events has occurred with respect to the communications device, and to generate signals indicating a determination as to whether a transaction initiated by the transacting party is to proceed based, at least in part, on a score dependent upon the one or more risk events indicated by the electronic records.

Systems, methods, and storage media for location information processing are disclosed. An example of a method comprises: obtaining transaction information from user terminals of a plurality of users using a service provided by a service provider, the transaction information comprising a plurality of pieces of location information of the user terminals; clustering, using an algorithm, the plurality of pieces of location information into a plurality of areas; determining a transaction attribute corresponding to each area in the plurality of areas, the transaction attribute comprising a number of users in a corresponding area and a number of transactions of users using the service in the corresponding area; determining, according to information entropy values of the transaction attributes, a dispersity of the service provided by the service provider according to a number of areas in the plurality of areas and a plurality of transaction attributes corresponding to the plurality of areas.

A device for processing electronic payments for the purchase of goods or services is provided. The device includes one or more computer processors in communication with non-transitory computer readable data storage and a display. The data storage includes instructions stored thereon that, when executed by the one or more processors, cause the device to execute a transaction process including receiving purchase data representing one or more goods or services to be purchased, receiving user input to effect a payment transaction, determining a total transaction amount from the purchase data, reading payment credentials from a purchaser's payment device, sending a payment request, receiving data representing a received one time password (OTP), sending the received OTP to the third party authorization server for authentication against a OTP sent by the third party authorization server to a mobile device, and receiving data representing successful authentication from the third party authorization server.