G06Q30/0205

Mobile commerce framework
10600094 · 2020-03-24 · ·

A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device. The method involves receiving mobile device user information relating to a geographic location to locate one or more merchants within a subscription-based shopping network, and receiving mobile device user information relating to a merchant type within the subscription-based shopping network. The method also involves receiving, from a database over a communication network, information for one or more merchants associated with the mobile device user information for the geographic location and the merchant type, and presenting the associated merchant information on the mobile device. The associated merchant information can include a merchant name and address, a merchant telephone number, a merchant advertisement, a merchant coupon, or a merchant product or service offering to subscribers of the shopping network.

Demographic based adjustment of data processing decision results

Techniques are described for iteratively adjusting data processing decision results in accordance with rules. In some implementations, the applied rules may be data ethics rules associated with particular demographic groups, such as users in a particular geographic location, users in a particular age range, and so forth. The rules may describe the manner in which data, such as data that describes or identifies individuals, is collected, stored, analyzed, applied, manipulated, and/or destroyed. The various stages of data handling may be described as a data supply chain, and a set of rules may apply to the handling of data at one or more stages of the data supply chain. The rules may enforce data privacy considerations and/or other types of constraints on data handling.

Offline location-based consumer metrics using online signals
10600079 · 2020-03-24 · ·

A business monitoring system is described herein that brings together the previously separate worlds of social media and offline secret shopper and similar programs. With the business monitoring system, owners of brands are able to monitor the local voice of the customer to detect local and regional trends in sentiment and activity, build benchmarks and goals for local storefronts, evaluate in-store operations and customer service trends, and measure the local impact of marketing and advertising initiatives. The system collects and analyzes signals from online sources, producing reports, analytics, benchmarks, and alerts regarding offline activity at the local/store-front level. The system normalizes the signals from various sources, analyzes the signals at the individual location level, aggregates the data across various dimensions, builds benchmarks for comparison, and fires triggers notifying appropriate people upon detecting a meaningful variance. Thus, the system provides a rich and timely set of information to business decision makers.

SYSTEMS AND METHODS FOR COLLECTING DEVICE DATA FROM DIGITAL WALLET AUTHENTICATIONS
20200090162 · 2020-03-19 ·

A computer-based method for collecting digital wallet data from a digital wallet transaction initiated by a user is provided. The method includes receiving registration data for a user in response to the user registering into a digital wallet application, wherein the registration data includes demographic data and device registration data including a device identifier used for identifying the user device when in communication with another computing device. The method also includes storing the registration data within at least one memory device and receiving digital wallet data as part of a digital wallet transaction initiated by the user using the digital wallet application on the user device, wherein the digital wallet data includes transaction data, device communication data, and biometric data. The method further includes comparing the digital wallet data to the registration data and linking the digital wallet data within the at least one memory device to the registration data.

TRANSACTION-ENABLED SYSTEMS AND METHODS FOR SMART CONTRACTS
20200090156 · 2020-03-19 ·

An example transaction-enabled system may include a smart contract wrapper to access a distributed ledger comprising intellectual property (IP) licensing terms corresponding to IP assets, wherein the IP licensing terms include an apportionment of royalties among owning entities in the distributed ledger. The smart contract wrapper may interpret an IP description value and an IP addition request, and, in response to the IP addition request and the IP description value, to add the apportionment of royalties corresponding to the IP description value. At least one of the plurality of IP assets comprises an instruction set and an operation on the distributed ledger provides provable access to the instruction set. A royalty apportionment wrapper apportions royalties from at least one royalty generating element to owning entities in response to the IP licensing terms.

SYSTEMS AND METHODS FOR FORWARD MARKET PRICE PREDICTION AND SALE OF ENERGY STORAGE CAPACITY
20200090193 · 2020-03-19 ·

Systems and methods for forward market renewable energy credit prediction from business entity behavior data are disclosed. An example transaction-enabling system may include a forward market circuit to access a forward energy credit market and a market forecasting circuit to automatically generate a forecast for a forward market price of an energy credit in the forward energy credit market. The example system may include wherein the forecast is based at least in part on a business entity behavior collected from at least one business entity behavioral data source, and wherein the energy credit comprises a renewable energy credit associated a renewable energy system. The example system may further include a smart contract circuit to perform at least one of selling the renewable energy credit or purchasing the renewable energy credit on the forward energy credit market in response to the forecasted forward market price.

SYSTEMS AND METHODS FOR TRANSACTIONS RELATED TO ATTENTION-RELATED RESOURCES
20200090228 · 2020-03-19 ·

Transaction-enabling systems and methods are disclosed. A system may include a controller with an attention market access circuit to interpret a plurality of attention-related resources available on an attention market and an intelligent agent circuit to determine an attention-related resource acquisition value based on a cost parameter of at least one of the plurality of attention-related resources. An attention acquisition circuit may then solicit an attention-related resource in response to the attention-related resource acquisition value

SYSTEM AND METHOD FOR PROVIDING PERSONALIZED SECURITY SERVICES
20200090082 · 2020-03-19 ·

A system and method for providing personalized security services to user via a computing device. Particularly, for providing personalized security services in real-time to an individual and also scheduled personalized security services to the individual. Other advantage of the system of the present invention, it reduces redundancy of the replications of cost and time by assigning security job digitally rather than manually. The system of the present invention allows the user to get the personalized security services when needed especially during emergency and life-threatening situation. Moreover, the management of an organization is able to see visible leakage in efforts and time but also promotes to take necessary action to reduce the risks in the personal security services.

NETWORK COMPUTING SYSTEM FOR DETERMINING INTEREST LEVELS FOR CONSUMABLE ITEMS
20200090248 · 2020-03-19 ·

A network computing system can publish a collection of interactive items for a given geographical region. The network computing system can detect interactions with the interactive items by a population of users, where each interaction is associated with a location of the user, one or more food items identified for selection by the interaction, and one or more food preparation sources selected by the interaction. Additionally, the network computing system can determine an interest level for a food item or type at one or more sub-regions of the geographic region, based on at least a portion of the detected interactions.

CLUSTERING TECHNIQUES TO AUTOMATICALLY CREATE GROUPS OF GEOGRAPHIC REGIONS

Techniques for automatically creating geographic region groups are provided. Attribute data about a plurality of regions is stored. Based on the attribute data, each region is classified as belonging to a tier of multiple tiers. A first set of region groups is generated, where each region group includes at least two regions assigned to different tiers. For each region group, group attribute data for that region group is generated. A comparison of first group attribute data of a first region group is performed with group attribute data of each other region group. Based on results of the comparison, first arrangement data that associates a second region group with the first region group is stored.