Some examples described herein relate to computer interfaces and authentication protocols for securely linking and transferring content between online accounts. In one example, a system can provide a graphical user interface (GUI) with multiple interactive interface pages, through which a user can selectively transfer content from a first online account to a second online account. For example, the user can select to transfer points from the first online account to the second online account. The system can then transfer of the selected content from the first online account to the second online account. To perform this transfer, the system can employ multiple layers of authentication and other security mechanisms. For example, the system can employ two or more layers of authentication and a unique external identifier to perform the transfer. Following the transfer, the GUI can be updated to reflect the results of the transfer.

A loyalty gamification server platform with a plurality of micro-services are provided. Custom-defined rules permit gamification elements to be integrated as enhancements into loyalty applications though interaction with the micro-services using a platform Application Programming Interface (API). Artifacts associated with rewards and status level of rewards are earned based on activities associated with transactions of a user in accordance with the rules. Social standing artifacts are also earned based on the same or different activities. In an embodiment, users form a community and a dashboard microservice permits each user's ranking relative to games, competitions, status, and social standing to be viewed relative to other users of the community as a dashboard presentation on a display of a transaction terminal or a user device.

A reward points transfer method of the present disclosure comprises receiving, by a blockchain node in a blockchain network, an encrypted rewards transfer message from a credit card transaction account issuer system; writing, by the blockchain node, the encrypted rewards transfer message to the blockchain network; initiating, in response to the encrypted rewards transfer message being written to the blockchain network, a transfer of reward points from a first reward loyalty program to a second reward loyalty program, wherein the transferred reward points are subject to being paid back to the first reward loyalty program from the second reward loyalty program; and generating, by the blockchain node, a rewards transfer response message comprising a transfer status, wherein the transfer status indicates a status of the transfer of reward points as being either transfer completed, transfer failed, or transfer pending.

The present invention discloses a system (100) and method for referral rewards to provide immediate returns on marketing investment. The system (100) comprises at least one referrer device (102), at least one consumer device (104), at least one merchant device (106), a server (108) and a database (110). The server (108) comprises a referrer reward platform (216) to process a referrer reward application (208), the merchant device (106) comprises a merchant referral application (224), and the referrer device (102) comprises a referrer reward application (208) to accomplish referral rewards. The system (100) enables the referrers (114) and merchants (118) to accomplish marketing campaigns by using the referral rewards platform (216).

The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

A business reward program integration system providing a digital currency supported by a reserve fund protects consumer members from reward program expiration and eliminates reward program liability for reward program providers.

A loyalty system, loyalty tracking system, merchant multi-use loyalty system, merchant offering platform, loyalty sharing system, loyalty platform, sharing network platform, commercial incentivising system, and methods of use are presented. The present loyalty system provides for a system with many features including the ability to share loyalties earned with other users. Furthermore, the system provides for maintaining access to loyalties even if shared. The loyalty system provides for an incentive program. Furthermore, the present disclosure provides for various covid features enabling operation of restaurants and other merchants, and the like.

Methods, systems, articles of manufacture, and apparatus to monitor the availability of products for purchase are disclosed. An apparatus includes a communications interface to receive market data from data collectors, the market data including stock status data indicative of different stock statuses for a product in different retail establishments. The apparatus further includes a reward profile analyzer reduce error in collection of the stock status data by: generating a reward profile for the market data, the reward profile to define different reward levels for different types of the stock statuses indicated by the stock status data; determining a distribution of rewards among the different data collectors based on the reward profile and different portions of the market data provided by corresponding ones of the different data collectors; and providing the rewards to the different data collectors based on the distribution.

A business reward program integration system providing a digital currency supported by a reserve fund protects consumer members from reward program expiration and eliminates reward program liability for reward program providers.