A system and methods for tracking and fulfillment of casino gift items. For instance, the system animates a list gifts that are available to the player account via a casino promotion. one or more of the gift items can be pre-selected before being earned. The pre-selected gift items appear on a user interface that combines content for the gift promotion with content for a wagering game played during the player account session. A progress meter, for each gift item, shows an incremental increase in rewards points until enough rewards points accrue to redeem the gift item, The system automatically interfaces with a store front that provides the gift item. The system transacts fulfillment of the gift redemption and initiates (via the store front) the shipment of the gift item directly to a mailing address associated with the player account.

Systems and methods are disclosed for executing an electronic transaction using a digital wallet. One method includes receiving a guest checkout request and electronic transaction data from an electronic transaction browser. Whether a user is enrolled in the digital wallet system may be determined by the digital wallet system. The digital wallet system may authorize an electronic transaction based on the electronic transaction data upon determining the user is not enrolled in the digital wallet system. The digital wallet system may initiate a digital wallet enrollment upon authorizing the electronic transaction. The digital wallet system may store the user data in the digital wallet system and transmit a verification request to the electronic transaction browser. The digital wallet system may receive a verification response from the electronic transaction browser and may generate a digital wallet enrollment status message based on the verification response.

A transit fare approach that offers a transit agency the ability to cap how many transit passes of a particular type in a given fare cycle would be equivalent of buying a discounted transit product (like a weekly pass, a bi-weekly pass, or a monthly pass). Once this equivalent is reached by a rider, the system automatically gives the rider the corresponding discount pass for free. The free pass remains activated and good for the remainder of the fare cycle. A software module provides a user app for the rider's mobile device and a controller app for a control unit of the transit agency, both of which operate in conjunction with each other to monitor the use of transit passes by the rider to determine when the rider qualifies for the fare cap-based free transit product and subsequently reward the rider with the free use of the appropriate transit product.

Systems and methods are described for evaluating network interactions involving rewards. One exemplary computer-implemented method includes receiving, by a directory server, from a plug-in associated with a party, a query related to a network interaction directed to a reward account. The method also includes generating, by the directory server, a score associated with the query, based on a history of the reward account and the detail of the party, determining, by the directory server, whether the score satisfies a threshold, and directing a challenge to a user associated with the reward account, at a communication device associated with the user, in response to the generated score failing to satisfy the threshold. The method then includes transmitting, by the directory server to the plug-in, a reply based on the generated score and/or the response to the challenge, thereby providing additional authentication of the user for the network interaction.

A method for processing a transaction initiated using an electronic wallet application may include storing a virtual payment device configured to initiate a transaction. A rewards inquiry may be communicated to an issuer. A rewards inquiry response may be received from the issuer containing a rewards amount associated with the virtual payment device. The rewards amount may be displayed. A transaction may be initiated with a merchant using the virtual payment device. A redemption request may be communicated to the issuer. A redemption response including an updated rewards amount may be received from the issuer and include a difference between the rewards amount and the rewards amount applied toward the transaction. A system and computer program product are also disclosed.

A system, method, and media permit a computing system to access information associated with one or more distribution points comprising a distribution network. The computing system can receive a request from a first user to access a first distribution point of the one or more distribution points and determine that the first user has permission to access the first distribution point. The computing system can determine an account of a second user associated with the first distribution point and transmit, from the account of the second user to an account associated with the first user, one or more credits. The computing system can update one or more properties of the distribution network based on the transmittal.

Systems, computer program products, and methods are described herein for recurring auxiliary resource distribution. The present invention may be configured to detect a trigger event associated with a plurality of sources, where the plurality of sources includes a standard source and an auxiliary source, and where the plurality of sources is associated with a user. The present invention may be configured to transform, using a resource transformation engine and based on the trigger event, a first amount of auxiliary resources in the auxiliary source to a second amount of standard resources, deduct the first amount of auxiliary resources from a first balance of the auxiliary source, and add the second amount of standard resources to a second balance of the standard source. The present invention may be configured to perform a resource distribution using the second amount of standard resources from the standard source.

The creation and marketing of a branded stored value currency by accepting a request can allow a variety of users to benefit from the donation being given by a user.

An automated teller machine (ATM) includes a network interface, an input/output device configured to exchange data with a customer, and a processing circuit comprising a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive account information identifying a credit account associated with the customer, transmit the account information identifying the credit account, receive reward information associated with the credit account, display a reward indication notifying the customer of reward information and providing the customer with an ability to indicate a preference to perform a currency reward withdrawal, receive data comprising an indication of the preference of the customer to perform the currency reward withdrawal, transmit a redemption request based on the indicated preference, receive a redemption request authorization, and dispense an amount of currency corresponding to an amount identified in the redemption request authorization.

An exemplary system, method, and computer-accessible medium for providing a financial account recommendation to person(s) can include receiving a transaction history for the person(s) associated with a first financial account, determining first rewards information based on the transaction history, accessing database(s) containing rewards rates for a plurality of second financial accounts, determining second rewards information for a particular second financial account of the plurality of second financial accounts based on the transaction history, and providing the financial account recommendation to the person(s) to one of (i) keep the first financial account or (ii) switch to the second financial account based on a comparison of the first rewards information to the second rewards information.