Patent classifications
G06Q30/0233
INTELLIGENT FUEL DISPENSERS
In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.
INTELLIGENT FUEL DISPENSERS
In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.
INTELLIGENT FUEL DISPENSERS
In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.
ELECTRONIC METHODS AND SYSTEMS FOR PROVIDING LOYALTY PROGRAMS TO MERCHANTS FOR THEIR CUSTOMERS
Embodiments provide methods and systems for providing a loyalty program to a merchant. The loyalty program is created using a loyalty program ruleset. The loyalty program ruleset is accessed using a merchant identifier of a merchant and a unique identifier data of a user. The unique identifier is captured from a payment card of the user by a merchant terminal. Further, a payment amount for a payment transaction of the user is mapped into a loyalty point data using the loyalty program ruleset. After the mapping, a redeemability of total redeemable loyalty points from the loyalty point data is determined. After determining the redeemability, a redeemable loyalty points is deducted from the total redeemable loyalty points based on a pre-defined number of loyalty points. The payment amount is adjusted based on the redeemable loyalty points. The loyalty program ruleset is also used for determining loyalty reward points for the user.
Systems and methods for linking ACH data with merchant loyalty data
A method for linking alternative payment information with customer loyalty data includes obtaining a customer loyalty identifier associated with a customer, reading customer data from a database based on the obtained customer loyalty identifier, obtaining alternative payment information from the read customer data, determining whether payment by the alternative payment information is enabled for the customer loyalty identifier, prompting the customer to enable payment by the alternative payment information, prompting the customer for authorization information associated with payment by the alternative payment information, enabling payment by the alternative payment information for the customer loyalty identifier, and applying the alternative payment information to a current purchase of the customer.
METHOD AND SYSTEM FOR LOYALTY POINTS MANAGEMENT
A method and a system for managing loyalty points of a user is provided. A plurality of loyalty accounts of the user are identified. Each of the plurality of loyalty accounts stores a first plurality of loyalty points. A conversion factor is determined for each loyalty account. Based on the conversion factor associated with each loyalty account, the first plurality of loyalty points of the corresponding loyalty account are converted to a second plurality of loyalty points. Further, a centralized account of the user is credited with a third plurality of loyalty points. The third plurality of loyalty points include the second plurality of loyalty points associated with each loyalty account. The credited third plurality of loyalty points are redeemable by the user.
METHODS AND SYSTEMS FOR FACILITATING REWARD TRACKING AND REDEMPTION PLATFORM FOR AIRLINE TRAVELLERS
Embodiments provide methods and server systems for facilitating reward tracking and redemption platform for airline travellers. A method includes receiving, by a server system associated with a payment network, an airline ticket booking notification including a booking information of an airline ticket purchased by a user using a payment card. Using a payment card information, the method includes checking if a Universal Account Number (UAN) is assigned to the user. If yes, the method includes retrieving the UAN. If not, the method includes assigning the UAN to the user. The method includes linking the UAN to the airline ticket. The method includes facilitating a reward tracking and redemption platform that at least includes one or more reward points assigned to the UAN. The one or more reward points are generated based on difference of a baggage weight carried by the user versus the baggage weight allowed by an airline enterprise.
SYSTEMS AND METHODS FOR AGGREGATING AND APPLYING REWARD POINTS
A computer-implemented method includes receiving reward points associated with a first account and a second account held by a consumer from a first issuer computer system and a second issuer computer system. A first conversion factor is applied to convert the reward points for the first account into reward money, and a second conversion factor is applied to converted the reward points for the second account into reward money. The first conversion factor is received from the first issuer computer system, and the second conversion factor is received from the second issuer computer system. The reward money from the first account and the second account are combined to provide aggregated reward money. The consumer is presented with options for using the combined reward points of the first and second accounts for making purchases, donating to charities, or sharing with other consumers from a single, integrated platform.
SYSTEMS AND METHODS FOR PROVIDING A MERCHANT OFFER
A computer system includes a processor coupled to machine-readable storage media. The processor is configured to receive a request from a mobile device of a user to initiate a transaction at a point of sale location between the user and a merchant, receive a user selection of a selectable payment option for the transaction, wherein the selectable payment option includes a user rewards redemption, apply a merchant offer to the transaction, generate a code that is displayable on the mobile device, including embedding in the code one or more details related to the transaction, send the code to one of the user at the mobile device or the merchant at a merchant point of sale device for the other of the user or the merchant to scan at the point of sale location, receive the code, and update a user rewards account associated with the user based on the transaction.
PROGRAM, SYSTEM, AND METHOD FOR LINKING COMMUNITY PROGRAMS AND MERCHANTS IN A MARKETING PROGRAM
The present invention is a system, data access management utility and a method of generating links between local merchants and community programs, whereby the merchant may provide incentives to customers in relation to community programs. The present invention may track community programs, as well as both online and offline customer transactions between participants that make use of the incentive. The present invention may include as participants, customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between participants utilizing a participant identifier, and said data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behaviour and analytic reporting. Matches between transactions and members and/or member activities may be identified by the system, and a level of certainty that the match is accurate may be determined.