The present invention teaches a system, method and computer program for enabling local or regional merchants to participate in an automated cause marketing (ACM) program using mobile devices. The ACM program that may provide benefits to several parties involved in fundraising for one or more supported organizations, including one or more supported organizations, advertising providers, merchants, and individuals. Merchants are able to access enhanced analytics regarding their transactions with members and non-members of the ACM program and can use these enhanced analytics to realize an increased number of or revenue from transactions with members. The present invention also teaches a system and method for enabling advertising providers to acquire and analyze data associated with consumers-merchant transactions. The present invention provides the above features optimally using mobile devices. Furthermore, the present invention, may enable a member to disseminate its charitable preferences and contribution notifications to members of its electronic social networks.

A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit notifications to requestees to request payment from the requestees. The transaction account issuer may transfer the payment from a transaction account of the requestee to the consumer's transaction account.

In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.

Discounted ticket prices for flight itineraries are obtained by purchasing merchandises offered by the airlines or by the airline partners. For example, duty free merchandises, souvenirs or specialty items are purchased together with the flight tickets to lower the prices of the flight itineraries.

A system, method, and computer-readable medium are disclosed for performing a cross platform reward exchange marketplace operation, comprising: creating a cross platform rewards account within a cross platform reward exchange marketplace; transferring a reward from a first entertainment system to the cross platform rewards account; placing the reward up for auction via the cross platform reward exchange marketplace; enabling monitoring of bids relating to the reward up for auction; accepting one of the plurality of bids relating to the reward up for auction; and, performing an exchange transaction via the cross platform reward exchange marketplace, the exchange transaction exchanging the reward up for auction and the one of the plurality of bids.

A facial recognition system for customer relationship management (CRM) is provided. The system includes one or more cameras, point-of-sale (POS) terminals, and a backend server. The one or more cameras are disposed within a retail establishment, and are configured to capture one or more images of a patron within the establishment. The point-of-sale (POS) terminals are operably coupled to the one or more cameras, where one or more of the POS terminals receives the one or more images, and transmits a request over a network for recognition of the patron. The backend server is disposed other than where the POS terminals are disposed, and is operably coupled to the POS terminals via the network, and is configured to receive the request, to recognize the patron, to access loyalty program data corresponding to the patron, and to transmit the loyalty program data to the POS terminals.

A merchant point-of-sale (POS) system architecture is provided. Systems and methods are provided for enabling merchant funded rewards at a POS terminal. Systems and methods are provided for tracking customer activity and determining an appropriate merchant funded reward. The POS terminal may determine an appropriate merchant, funded reward based on location and historical customer transaction data. The merchant may offer a custom reward that promotes customer behaviors that are advantageous to the merchant and other transaction participants. A merchant funded rewards program may be configured to drive incremental sales to merchants that participate in the program.

The system and method may receive transaction data for a financial account associated with a user during a first time period and a second time period. A first environmental impact score for the transaction data associated with the user in the first time period may be determined and a second environmental impact score for the transaction data associated with the user in the second time period may also be determined. The first environmental impact score and the second environmental impact score may be compared. The system and method may determine whether there has been a change from the first environmental impact score to the second environmental impact score. In response to a determination that the second environmental impact score is less than the first environmental impact score; a bonus score may be determined for the user.

The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.

Managing reward program memberships and corresponding rewards for generating personalized search engine results pages is described. A service provider may receive a search query associated with an item and access a plurality of search results associated with the search query. Each search result may correspond to a listing associated with the item. The service provider may access reward program data including data associated with rewards available from a plurality of reward programs and may determine a reward is redeemable for listing corresponding to a search result of the plurality of search results. The service provider may generate a personalized search result based at least partly a determination that a reward is redeemable for the listing and may generate a personalized search engine results page to be presented via a device.