Systems and tools for sharing medical costs between prospective patients seeking treatment, and existing patients of a medical network. Prospective patients may actively query medical costs for specific conditions and treatments for the specific conditions previously experienced by existing patients. Existing patients contributing to the documents accessible by the medical network may upload anonymous versions of EOBs, medical bills and medical documents to the medical network in exchange for rewards. The prospective patients may communicate and query the desired information using natural language inputs to instruct a client computing system to search the medical network for relevant treatment information. The prospective patient may use natural language commands or other inputs to filter the query results by condition, location, cost, quality of service, service provider, insurance provider, or any other parameter that may be detailed by the medical documents accessible through the medical network.

Methods for sharing medical costs between prospective patients seeking treatment, and existing patients of a medical network. Prospective patients may actively query medical costs for specific conditions and treatments for the specific conditions previously experienced by existing patients. Existing patients contributing to the documents accessible by the medical network may upload anonymous versions of EOBs, medical bills and medical documents to the medical network in exchange for rewards. The prospective patients may communicate and query the desired information using natural language inputs to instruct a client computing system to search the medical network for relevant treatment information. The prospective patient may use natural language commands or other inputs to filter the query results by condition, location, cost, quality of service, service provider, insurance provider, or any other parameter that may be detailed by the medical documents accessible through the medical network.

A wireless device is enabled to process a transaction. In one implementation, the wireless device receives card data for a plurality of financial account cards and stores the card data in memory associated with the wireless device. The wireless device determines merchant information for the transaction and determines rewards benefit information for at least some of the plurality of financial account cards. The wireless device provides a suggestion of at least one of the plurality of financial account cards to use in the transaction based on the determined rewards benefit information.

Businesses purchase a finite amount of points within a digital marketing and loyalty web platform and can assign any amount of points to be delivered to its customers for any promotion or advertisement, changing them at any time. Customers or members within the platform may either choose to redeem those points back at the business for rewards that can be changed at any time and for any value by the business, or customers may elect to combine their points and redeem them for an item within the online catalog of the platform. This allows the businesses to change at will both the promotions and rewards, value of the points delivered and to be spent by the customer, as well as allowing customers to choose whether they spend their points back at the business and/or combine their points to redeem in the catalog.

Systems and methods provide a real time cash incentive to a user for purchasing merchandise via a web-based portal. The method includes receiving a product definition and a personal credential from the user, and periodically retrieving price quotes for the defined product from a plurality of retail sites. The plurality of retail sites are partitioned into groups based on a confidence level assigned to each site. A fair market value (FMV) is calculated for the defined product by applying a weighted algorithm to the retrieved price quotes within each of the groups. Using the web-based portal, the calculated FMV of the defined product is displayed with a plurality of links to a subset of the retail sites having price quotes within a predetermined range of the FMV.

In combination a group compliance system for monitoring hand-hygiene compliance of a plurality of persons using a plurality of hand cleaning fluid dispensers in facilities together with a personal compliance system for monitoring hand-hygiene compliance of an individual person of the dispensers within the facilities, however, with the individual person having control as to the extent that any data regarding their identity and hygiene events are disclosed to others.

The invention discloses an architecture of the social question and answer platform based on a block chain, comprising a social networking Q&A website basic unit, a user interface unit, a user incentive unit, a first smart contract formation unit and a first smart contract execution unit. The user interface unit includes a registration and login module for inputting a user ID, an identity verification module to discover whether the user ID is real or fake, a user level rating module, a permission setting module, an fund record module for storing the information of the adaptation fund, and a mapping table for storing the user's identity information and getting the relationship between the user ID and the user's identity information. The present invention defines the privilege and obligations of the users on the Q&A websites. The users need to be responsible for their answer contents and enjoy the copyright benefit brought by their answer contents.

A method for monitoring customer transactions is provided, the method including, in at least one payment processing device, receiving transaction data indicative a transaction between a customer and a merchant, the transaction being performed in respect of a respective customer account, determining an identifier associated with the transaction using mapping data indicative of associations between identifiers and customer accounts, determining a plurality of transactions associated with the identifier, analyzing the plurality of transactions to determine if the plurality of transactions meet one or more transaction criteria, selectively generating a notification if the plurality of transactions meet the one or more transaction criteria and providing the notification to at least one of the merchant and a customer.

A system including: at least one processor; and at least one memory having stored thereon computer program code that, when executed by the at least one processor, instructs the at least one processor to: retrieve, from an account host, an account credit amount associated with a user account; convert the credit amount to a monetary value based on one or more conversion rules associated with the account host; and provide an available balance of a virtual rewards account to correspond to the monetary value.

A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network. The computing device may receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network. The computing device may store, at a database, the priorities for the first routing network and the second routing network.