A communications system for financial transactions, such as payment transactions made via credit accounts, debit accounts, prepaid accounts, bank accounts, stored value accounts and the like, is enhanced and/or used to support reward transactions. Thus, the reward communications can be processed as transactions over the communications system in a way similar to and/or together with credit/debit transactions.

In combination a group compliance system for monitoring hand-hygiene compliance of a plurality of persons using a plurality of hand cleaning fluid dispensers in facilities together with a personal compliance system for monitoring hand-hygiene compliance of an individual person of the dispensers within the facilities, however, with the individual person having control as to the extent that any data regarding their identity and hygiene events are disclosed to others.

A method for providing a service through a stamp service server, includes: receiving user information and beacon information from a user terminal, wherein the user terminal recognizes a beacon signal output from a beacon device and transmits the beacon information contained in the beacon signal; extracting stamp information matching the received user information on a stored database; providing the extracted stamp information to a POS (Point Of Sale) corresponding to the beacon information; receiving stamp saving information or stamp use information from the POS terminal; and generating or updating stamp information matching the user information included in the stamp saving information or the stamp use information.

A computer system for defining attributes associated with attended delivery/pickup locations is described. In various embodiments, the system is configured to enable an authorized user (e.g., a manager of an attended delivery/pickup location) to define certain attributes of a particular attended delivery/pickup location. In some embodiments, the system is configured to verify that the particular user is authorized to define the one or more attributes associated with the particular attended delivery/pickup location (e.g., by checking a list of one or more authorized users). Once the one or more attributes are defined, in one or more embodiments, the system is configured to accept or reject parcel delivery requests based at least in part on the attributes. In further embodiments, the system is configured to facilitate a return of a particular item to a retailer via the attended delivery/pickup location.

This disclosure provides a loyalty program on a network-wide level. Embodiments may associate UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors or patterns, for example. In accordance with one embodiment, the network may comprise any number of participants, including consumers (such as primary and supplementary members of an aggregate consumer account), retailers (e.g. including any of their employees), manufacturers, third-party providers, and the like. In accordance with one embodiment, this disclosure enables participation by supplementary members who are associated with a primary member and, in this manner, facilitates the tracking of supplementary member purchasing behavior, reward points earning behavior, and reward points redemption behavior.

A system comprising a rewards database operable to maintain records on a user's accumulated rewards points; and a rewards server operable to receive transaction information from a payment network, calculate an rewards point count associated with the transaction, and reduce the user's accumulated rewards points by the rewards point count; and communicate a credit associated with the transaction information to the payment network.

A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.

A system includes a rule engine to determine details of loyalty reward currency redemption from one or more reward accounts as part of the processing of a payment transaction in a payment account of a user. The redemption details are determined based on user preferences and rules of the loyalty programs, and transmitted to the user during the authorization of the payment transaction. During the authorization and/or within a time window after the authorization, but before the settlement of the payment transaction, the user may provide a confirmation message that may accept, reject, or modify the redemption details. A transaction handler is configured to authorize and/or settle the payment transaction, as modified by the redemption details initially computed by the rule engine and subsequently confirmed, rejected or modified by the user via an optional confirmation message.

A graphical user interface (GUI) has dynamically changing user-selectable graphical tiles that automatically reorder in closest-to-farthest order based on a real-time location of an electronic computing device having a location tracking device. Physical entities near the device are displayed on the GUI. As the location of the device changes, the list dynamically changes in real time by reordering display of the tiles on the GUI so that a closest of the physical entities is displayed topmost. A points balance associated with a user of the electronic computing device is displayed. A window is displayed in response to triggering events. The user can select one of the tiles, or the device can come within a minimum threshold distance. In response to a selection or user input, an exchange value is received from an external computer server corresponding to a number of points. An electronic transaction is facilitated using the exchanged points.

A geo-localization purchase incentive system employs product label with imbedded NFC tags. The label is adhered to a product package and seal the package opening. Prior to purchase the tag is accessed with an NFC enabled device to retrieve product specific information. Upon opening the product package after purchase, a circuit loop in the tag is broken and the purchaser's NFC enabled device receives an invitation to a social event wherein brand loyalty is promoted. The event, social media interaction with other loyalty purchasers is enabled through geo-localization.