A method and system for managing loyalty program redemptions under dynamic pricing considerations. The method is executed in a processor of a loyalty program management (LPM) server device. A redemption request including an associated asset spend is received from a client device. A plurality of loyalty program provider (LPP) server devices of respective loyalty program providers is accessed to obtain a set of discounted inventory items or services. Cost of redemptions to the loyalty program providers and perceived value to the redeeming member, as measured by perceived value indicators are determined based at least in part on the discounted item values and the asset spend associated with the redemption request. Based on applying a threshold value of the costs of redemption and the perceived value indicators, a qualifying subset of the discounted inventory items is identified. Embodiments recognize that conventional approaches identify solutions where minimizing or eliminating the costs of redemptions to the loyalty program providers are diametrically opposed to a goal of achieving and delivering maximum value to a redeeming member as measured by the perceived value indicators. In contrast, certain embodiments of the dynamic loyalty redemption methods and systems herein identify and provide solutions where, as the costs of redemptions to the loyalty program providers progressively decrease towards a zero cost, the perceived value to a redeeming member progressively increase, as measured by the perceived value indicators.

A wireless device is enabled to process a transaction. In one implementation, the wireless device receives card data for a plurality of financial account cards and stores the card data in memory associated with the wireless device. The wireless device determines merchant information for the transaction and determines rewards benefit information for at least some of the plurality of financial account cards. The wireless device provides a suggestion of at least one of the plurality of financial account cards to use in the transaction based on the determined rewards benefit information.

In one aspect, a computerized method of a digital data wallet for managing downloading of data by a mobile device includes the step of providing a digital data wallet for a user, wherein one or more specified increments of data awarded to the user are stored in the digital data wallet. The method includes the step of providing a software development kit (SDK), wherein the SDK enables a mobile-device application administrator to issue a set of data rewards in a specified increment based on a specified criteria. The method includes the step of obtaining, with a digital data wallet application operating in a mobile device of the user, a mobile-device behavior of the user. The method includes the step of determinining that the mobile-device behavior of the user satisfies the specified criteria. The method includes the step of rewarding the specified increment of data to the digital data wallet to a data plan of the user.

A method, computer program product, and system for monitoring and rewarding athletic performance and use of a product worn by a person, thereby motivating use of the product and promoting customer loyalty. The present invention includes and system and method for measuring, tracking, and recording use of the product, preferably related to the athletic performance of an athlete, using a portable, remote device; transferring that data from the remote device to a common location, such as an Internet web site service; calculating, assigning, and tracking rewards based on the level of use determined from the data; and allowing the user to redeem his or her rewards or compare his or her performance level with other athletes using other remote devices.

A client device detects a QR code (or NFC tag). The client device decodes the QR code. The client device determines that the data encoded within the QR code includes a URL. Based on the URL, the client device sends a first request to a first server identified by the URL. In response to the first request, the client device receives from the first server data configured to cause the client device to display, to a user of the client device, at least one of: a video or an interactive web page. Responsive to the data encoded in the QR code, the client device sends to a coupon server: identification data associated with a user of the client device, and a request for the coupon server to distribute a digital coupon for an offer associated with an identifier encoded within the QR code to an account associated with the user.

Systems and methods are provided to generate a user interface conveying subscriber behavior of subscribers within a membership platform. Exemplary implementations may: obtain subscribership information for content creators of a membership platform, the subscribership information characterizing subscribership of individual subscribers to individual ones of the content creators for individual intervals of time; determine, based on the subscribership information, values of a behavior attribute representing behavior of the individual ones of the subscribers with respect to the individual ones of the content creators for the individual ones of the intervals of time; effectuate presentation of a user interface based on the values of the behavior attribute; and/or perform other operations.

Embodiments of the present disclosure include a method including receiving, by a data processor of a fuel dispenser, first data characterizing one or more applications to be displayed via a display of the fuel dispenser during a first application session. The first data including a configuration file including an application programming interface (API) uniform resource locator (URL) associated with a first remote server from which modified application data associated with the one or more applications may be received by the data processor by accessing the API URL. Embodiments may also include displaying, based on the first data, a first instance of at least one application in at least one display frame of the display, the at least one application configured to receive user inputs from a user of the fuel dispenser. Related apparatus, systems, and articles are also described.

Various embodiments are generally directed to utilizing an offline and/or online verification or authentication protocol to access, redeem, or otherwise utilize multiple loyalty points and loyalty accounts A method for utilizing various loyalty points includes: receiving, by an application executing on a processor, a request to redeem at least one loyalty point of a plurality of loyalty points of a loyalty points account, receiving, by the application, a cryptogram from a contactless card associated with an account, transmitting, by the application to a server, the cryptogram, determining, by the application based on a decryption result received from the server, that the server decrypted the cryptogram, and authorizing, by the application based on the determination that the server decrypted the cryptogram, the request to redeem the at least one loyalty point.

In some aspects, the techniques described herein relate to a method including: providing, in a collaboration space, a point conversion interface; passing, via the point conversion interface, user credentials to a third-party point issuer; receiving, via the point conversion interface and from the third-party point issuer, a number of points, wherein the number of points is associated with the user credentials; multiplying the number of points by a conversion factor, wherein the multiplying produces a number of unified points; crediting a points pool associated with a collaboration space, with the number of unified points; and receiving, at the collaboration space and from a user of the collaboration space, an instruction to apply the number of unified points to a travel objective, wherein the travel objective is included on a digital itinerary provided by the collaboration space.

A computing system for encouraging the performance of a task comprises association data, a proxy module, a display module, and a reward module. The association data associates tags with stimuli related to performing tasks. The proxy module is configured to receive encoded data, to identify tags in the encoded data that have associated stimuli in the association data, and to generate modified encoded data that includes data representative of at least one of the stimuli. The display module is configured to receive the modified encoded data, to display information based at least in part on the modified encoded data, and to provide at least one mechanism for a user to perform a task related to at least one of the stimuli. The reward module is configured to reward a user for performing tasks related to the stimuli.