Systems and methods that enable retail benefits for sporting event wagering activity occurring at a retail establishment independent of any casino location.

In a network concessional sales method, a client logs in a network sales system. A service party accesses the network sales system to provide concessional sales conditions of each commodity. The network sales system permits each logged-in client to browse database information of the concessional sales conditions of each commodity. The client acts as a recommender by sending the information of the recommended commodity to recommended clients, permitting the recommended clients to know the information of the recommended commodity. The recommender or the recommended clients purchase of the recommended commodity through the network sales system. The network sales system automatically calculates a discounted price of the recommended commodity based on the concessional sales conditions and accumulated concessions based on the recommendation. After completion of the purchase of the recommended commodity, the network sales system automatically adds a total concession to an account of the recommender.

A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a frequent flyer account or a credit card loyalty account). The multi-function card is adapted to aggregate some or all of the user's earned reward points from the reward accounts and credit the aggregated points into a single reward exchange account on the multi-function card. The user may then select an item for purchase with the accumulated reward points from the multi-function card. The item is provided to the user in exchange for a subset or all of the reward points from the multi-function card.

Systems and methods for managing the promotional offer industry offer, redemption, and settlement processes address and minimize fraud, better inform the business offering the promotion of the results of the promotional offer program, and facilitate improvements in the settlement process after offer redemption. A method includes steps of receiving an indication of interest in the promotional offer, associating a one-time-use unique bank card number with the promotional offer, and transmitting the bank card number to the consumer computing device as an accepted promotional offer, whereby the consumer is enabled to use the bank card number at a point of sale to redeem the accepted promotional offer. The method also includes steps of receiving, over the communications network, an indication that the bank card number was used at the point of sale to redeem the accepted promotional offer and allocating payment for redemption of the promotional offer.

A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including location data indicating a location of a user; determine, based on the location data, that the user is located within a threshold distance of a particular merchant; generate a notification indicating a particular multiplier for the particular merchant; and send, via the communications module and to the computing device, a signal causing the computing device to display the notification, the notification including an option to accept the particular multiplier for the particular merchant.

An exemplary system, method and computer-accessible medium can include receiving information regarding a purchase by a person, receiving financial account information regarding a financial account associated with the person that was used to fund the purchase, generating rewards information associated with the purchase, generating an authentication token(s) based on the financial account information, sending the rewards information and the authentication token(s) over a network, and receiving a confirmation, over the network, that a rewards account associated with the person has been updated.

An ecommerce platform, available via an interactive electronic resource, allows a user to purchase products and services from the resource, receive promotional-valued credits in return for the purchase, and play games to earn additional promotional-valued credits. The user can purchase products and services at the electronic resource with either or both of a government-issued legal tender, such as the U.S. dollar, or a virtual currency used by the electronic resource, such as the promotional-valued credits. In embodiments of the invention, the user is guaranteed that an amount of legal tender (e.g., the U.S. dollar) paid-in to the ecommerce platform is the same as or less than a fair market value of the products or services purchased via the ecommerce platform.

The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

An online system displays an ordering interface and, responsive to receiving a request from a client device associated with a user to place an order, retrieves information describing a set of unused credits provided to the user by each of one or more programs. The system identifies a set of the program(s), wherein the set of unused credits provided by each identified program is eligible to be used for acquiring an item in the order. The system accesses and applies a machine-learning model to predict an expiration of the set of unused credits provided to the user by each identified program based on the retrieved information and a current time. The system ranks the set of programs based on the prediction(s), determines a default allocation of a subset of each set of unused credits to the order based on the ranking, and updates the interface to include the default allocation.

A computer implemented preventative health care and health intervention application is described. The application includes a scoring system to score an overall health of the member, including breakdowns scoring the member's initial physical health, mental health, and an initial score for the lifestyle of the member. One or more health care providers are assigned to and/or selected by the user. The health care providers assess which health intervention programs are best suited to meet the goals of the member and to improve the score for the member's health. The score is re-evaluated when the member meets a minimum threshold of participation and attendance in the one or more selected health and health intervention programs. The score evaluation includes review of attendance, participation information, data collected from sensors and wearable devices, as well as based on predictive analytics integrated into the preventative health care and health intervention program.