Systems and methods are provided for identifying enhanced interpretation of certain data. One example computer-implemented method includes, in response to a request, retrieving, from a database, reward redemption data representative of redemption of rewards for travel purchases and limited to a scope, as defined in the request, and calculating a reward redemption divisor (RRD) based thereon. The computer-implemented method also includes retrieving at least one industry metric, calculating a RRD-based metric based on the RRD and the retrieved at least one industry metric, and then presenting the RRD-based metric in response to the request.

A method and system for facilitating utilization of reward points is provided. A set of users is identified from multiple users such that the reward points associated with payment modes of the set of users are set to expire after a first time period. Further, a transaction history of the set of users is analyzed to detect at least one transaction that is associated with a sustainable initiative for each of the set of users. Based on the analysis, users are selected from the set of users such that the transaction history of each of the selected users is associated with at least one of the sustainable initiatives. Further, the selected users are notified to donate the reward points that are set to expire to sustainable activities.

A method includes receiving a payment request for a transaction between a merchant and a customer. The payment request includes a payment token and an amount of the transaction in currency. The rewards account stores a number of rewards points. The method includes authenticating the payment request. The method includes determining a currency conversion value for the rewards points. The currency conversion value is based on a conversion rate and a merchant multiplier. The method includes determining the number of rewards points is not enough to cover the transaction. The method includes identifying a secondary payment source that contains sufficient funds to cover a remaining balance of the transaction. The method includes transmitting an approval message to a merchant computing system.

An information processing method causing a computer to execute processing of acquiring demand-supply information related to demand or supply for crypto assets on a block chain system; and restricting, based on acquired demand-supply information, a transfer quantity of tokens that can be converted into the crypto assets held by a user.

A system includes the steps of: a producer terminal that produces a product accessing the service providing server and opening a first product sales site for a first product in the shopping mall using the creation tool provided by the service providing server, in order to sell the product it has produced; a plurality of influencer terminals accessing the service providing server and opening sales sites using the creation tool provided by the service providing server; some influencer terminals among the plurality of influencer terminals accessing the first product sales site and requesting sales authority for the first product; the producer terminal determining a selling influencer terminal to which sales authority is selectively granted according to the request of the some influencer terminals; and each of the selling influencer terminals mounting a sales banner including a first product sales address for the first product on its own sales site.

Embodiments of the present invention relate to systems, methods, processes, computer program code, and means for creating digital wallets for users. In some embodiments, digital wallets are created, at least in part, on information obtained from payment transactions conducted by users.

Methods, systems, and apparatus including computer programs encoded on computer storage media for implementing a decentralized social-media network. The system platform servers of a social-media platform and a stand-alone client, instances of which are downloadable to and executable on devices of end users to interface with the platform servers. The servers have computer-executable instructions to compute a measure of reputation based on engagements within a community, including moderation work of community content, and based on highly idiosyncratic community-specific rules. The stand-alone client has computer-executable instructions to generate and store a public-private key pair, which is accomplished to the exclusion of the servers. The key pair enables recording of the measure of reputation and related changes on decentralized computing resources in a way that is verifiable. The system can port the measure of reputation off-platform in a way that ensures data coherency and data fidelity amongst data stores of the system.

According to one embodiment, the commodity sales data processing device provides a registration unit, a price calculation unit, a reception unit, a first application unit, and a second application unit. The registration unit registers items being purchased in a sales transaction. The price calculation unit calculates a transaction price to be paid for the registered items. The reception unit receives information of coupons to be used in the sales transaction. When a received coupon is a first-type coupon, the first application unit applies a coupon benefit associated with the first-type coupon to a registered item. When the received coupon is a second-type coupon, the second application unit applies a coupon benefit associated the second-type coupon to the transaction price after a preliminary transaction price is calculated. The preliminary price reflects coupon benefits associated with any applied first-type coupons.

In general, intelligent fuel dispensers are provided. In at least some implementations, an intelligent fuel dispenser can determine customer identities and/or other characteristics and provide customized fueling sessions based on the determined customer identities and/or other characteristics. In at least some implementations, the fuel dispenser includes a touchless interface allowing customers to complete fueling sessions with minimal physical contact with the fuel dispenser.

In generating links between local merchants and community programs, a merchant may provide incentives to customers in relation to community programs. Community programs may be tracked as may online and offline customer transactions using the incentive. Participants may include customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between participants utilizing a participant identifier, and said data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behavior and analytic reporting. Matches between transactions and members and/or member activities may be identified by the system, and a level of certainty that the match is accurate may be determined.