A method for merchant-side tracking of customer selections includes receiving, via a user list script on a merchant webpage, a user selection of a product representation displayed on a UI of a user device. The method includes updating a user list with the user selection, the user list associated with a generic user representation. The method includes determining, based on a type of identifier associated with a user of the user device, to use a generic user representation with the user list. The method includes selecting, based on the generic user representation, an anonymous user flow type for tracking the user as an anonymous user of the merchant webpage. The anonymous user flow type associates the user device with the user list independently of associating the user with the merchant.

A method for matching a client with a service provider is provided. The method includes receiving a request for a service from a client device, selecting one or more service providers based on the location indicated for the service, comparing the request to one or more profiles for the one or more service providers and to available services times, generating at least one bid for the service based on the one or more profiles, and sending the at least one bid to the client device. Sending the at least one bid includes obfuscating, to the client device, the identity of the one or more service providers corresponding to the at least one bid. The method also includes receiving from the client device a selection of one of the at least one bids and sending to the client device the specific identity of the one or more service providers.

Various embodiments of a hosted payment service are disclosed. In some embodiments, a merchant can enable customer use of the payment service by adding a line or sequence of widget code to a web page, such as a shopping cart page, of the merchant's site. Thereafter, a user who is registered with the payment service can invoke the payment service and complete a purchase transaction directly from the merchant site. For example, while viewing a shopping cart page, the user may be able to securely interact with the payment service and complete the purchase transaction via a transaction display object that is incorporated into the shopping cart page. In some embodiments, the transaction display object prompts the registered customer to enter a secondary authentication input, and the payment service uses this input in combination with a browser cookie to authenticate the user.

The present invention provides a hosting system that hosts a plurality of computer executable applications wherein the applications are accessible by a plurality of users registered to use the hosted plurality of applications, the hosting system including a user access module enabling individual users to access the hosting system using personal credentials and upon entering valid personal credentials, users are assigned one or more system personas for use when the user executes a hosted application, where the details of the system persona are used in place of the user's personal details when the hosted application accesses any online service external to the hosting system, a purchasing facility enabling registered users to purchase goods and/or services online with funds managed by the hosting system, the users utilising a system persona when accessing external online services and the hosting system effecting financial transactions for and on behalf of registered users thereby retaining the privacy of user's personal details within the hosting system and avoiding divulging user's personal details to any online system external to the hosting system.

Systems and methods are described for facilitating a zero-trust index mutual aid on a distributed ledger. The method may include: (1) receiving weather data at the distributed ledger; (2) detecting, based at least upon the weather data, that a trigger for a parametric event is met for a first subset of a plurality of users; (3) retrieving, responsive to the detecting, payment from a second subset of the plurality of users in accordance with a smart contract stored on the distributed ledger; (4) allocating the payment from the second subset of the plurality of users into respective allocated payments in accordance with the smart contract; and (5) causing the first subset of the plurality of users to receive the respective allocated payments in accordance with the smart contract.

A system and method are described that facilitate bilateral private interaction between participants who wish to initiate personal or business arrangements anonymously or without exposure except to identified trusted parties and the system and method act as an intermediary allowing the participants, typically buyers and sellers, to be matched based upon requests for and offers of goods and services, without revealing the identity or other identifying information about either the items or the participants until the participants choose to reveal that information.

A method to generate revenue from supplied content is provided. Content is provided to a consumer via a network by providing a content service that allows the consumer to select and retrieve content as a package together with a clearing of the selectable content to an operator used by the consumer to select and retrieve the content via the network. Any content selected by the consumer is supplied directly to the consumer via the operator. The operator is charged for the supplied content.

A method for facilitating anonymized interactions and/or identifying or validating a user via a virtual number may include: receiving a login request from a user device associated with a user that identifies the user via a virtual number; in response to receiving the login request, determining whether the virtual interaction item number is valid; in response to determining that it is valid: validating the login request; and identifying an entity associated with the virtual number; receiving from the user device, an interaction-completion request; in response to receiving the interaction-completion request, transmitting a user information request to the entity associated with the virtual number; receiving a reply to the user-information request from the entity; and in response to receiving the reply, completing the interaction-completion request using the reply.

A system and method are described that facilitate bilateral private interaction between participants who wish to initiate personal or business arrangements anonymously or without exposure except to identified trusted parties and the system and method act as an intermediary allowing the participants, typically buyers and sellers, to be matched based upon requests for and offers of goods and services, without revealing the identity or other identifying information about either the items or the participants until the participants choose to reveal that information.

Disclosed are a system and method for confidentially issuing and managing a delivery waybill that enables a customer to order and receive merchandise without inputting actual personal information of the customer every time in every online shopping mall providing merchandise that the customer wishes to purchase and that is capable of preventing the leakage of the personal information of the customer, which may occur in an online shopping mall, a merchandise supply company, etc., wherein virtual personal information, rather than the actual personal information of the customer, is used in the online shopping mall, and access account information, a customer order number, and order status information are confirmed in order to prevent illegal issuance of a delivery waybill, whereby the system for confidentially issuing and managing the delivery waybill can be operated in an independent and safe manner.