A virtual payment system for paying for goods, services and content ordered over an internetwork is disclosed. The virtual payment system includes a commerce gateway. Buyers and sellers becomes registered participants by applying for virtual payment buyer and seller accounts. Once an account is established with the commerce gateway, a digital certificate is stored on the registered participant's computer. A buyer can then order a product, i.e., goods, services or content from a seller and charge it to the virtual payment account. When the product is shipped, the seller notifies the commerce gateway, which applies the charges to the buyer's virtual payment account. The buyer can settle the charges using a prepaid account, a credit account, or by using reward points earned through use of the virtual payment account. A buyer may create sub-accounts.

A device receives third-party boycott data associated with a merchant, and receives customer preference data associated with a customer of the merchant. The device processes the third-party boycott data and the customer preference data, with a machine learning model, to identify a boycott of the merchant that is predicted to be of interest to the customer. The device provides, to a user device of the customer, information identifying the boycott of the merchant and information that solicits the customer to indicate whether the customer desires to join the boycott, and receives, from the user device, information indicating that the customer desires to join the boycott. The device causes a transaction account associated with the customer to be restricted from a transaction with the merchant when the information indicates that the customer desires to join the boycott.

A negotiation candidate generation unit 82 generates a negotiation candidate of a receiving side for an assumed order from an ordering side and makes store the negotiation candidate in a negotiation candidate storage unit 81. A negotiation condition receiving unit 83 receives negotiation conditions from the ordering side. A negotiation candidate sending unit 84 sends a corresponding negotiation candidate stored in the negotiation candidate storage unit 81 to the ordering side in response to the received negotiation conditions. The negotiation candidate generation unit 82 includes a planning unit 85 which plans an order plan for execution conditions according to the assumed order from the ordering side, a utility calculation unit 86 which calculates a utility based on the order plan, and a negotiation candidate registration unit 87 which registers the execution conditions, which are a premise of the order plan, as the negotiation candidate in the negotiation candidate storage unit 81, corresponding to the utility calculated based on the order plan. The negotiation candidate sending unit 84 sends the negotiation candidate with the highest utility to the ordering side in priority.

Described herein is a system that provides a computer-implemented means of connecting prospective producers and purchasers of an agricultural product, and facilitates a transaction between a matched producer and purchaser to arrange the production of the agricultural product by the producer and delivery to the purchaser.

A financial institution computing system may include a steward database and a steward designation circuit. The steward database may store information of a steward of a customer. The information may include interaction information of the steward, which may include information indicative of interactions of the steward with other individuals. The steward designation circuit may determine whether an individual of the other individuals qualifies as a new steward of the customer based on the interaction information of the steward in the steward database. The steward designation circuit may designate the individual as a new steward of the customer in response to determining that the individual qualifies as a new steward of the customer.

The present disclosure relates to a system and method for generating click packs or packages of gift items selected for a special occasion. The click packs are supplied by a supplier selected from a plurality of suppliers based on bid results. The system and method provides children with a shopping and educational experience allowing them to select gifts, and unlock gifts by clearing, or progressing through, educational programs and problems. Parents can place limits on the cost of the gifts and can share the gift items with other users, thereby allowing the other users to contribute to the gifts. The system and method can use artificial intelligence for creating profiles and recommending gift items to the users.

Methods, systems, and computer-readable media are provided for providing a visual indicator indicative of a frictionless checkout status of at least a portion of a retail shelf. In one implementation, a method may comprise: receiving an output from one or more retail store sensors; based on the output from the one or more retail store sensors, determining a frictionless checkout eligibility status associated with the at least a portion of the retail shelf, wherein the frictionless checkout eligibility status is indicative of whether the at least a portion of the retail shelf includes one or more items eligible for frictionless checkout; and causing a display of an automatically generated visual indicator indicating the frictionless checkout eligibility status associated with the at least a portion of the retail shelf.

Methods, systems, and computer-readable media are provided for tracking frictionless shopping eligibility relative to individual shopping receptacles. In one implementation a method comprises: obtaining image data captured using a plurality of image sensors; analyzing the image data to identify a shopper at one or more locations; detecting, based on the analysis of the image data, a first product interaction event involving a first shopping receptacle associated with the shopper and a second product interaction event involving a second shopping receptacle associated with the shopper; based on the detected first product interaction event, determining whether the first shopping receptacle is eligible for frictionless checkout; based on the detected second product interaction event, determining whether the second shopping receptacle is eligible for frictionless checkout; and causing delivery of an indicator identifying which of the first shopping receptacle or the second shopping receptacle is ineligible for frictionless checkout.

An information delivery system comprises: a user information storage unit configured to store user information; a reservation information storage unit configured to store reservation information accepted from a user in association with the user information; an authentication unit configured to authenticate a visiting user who enters a facility on the basis of a comparison between information acquired from an image of the visiting user and the user information; a checking unit configured to check the information about the visiting user authenticated by the authentication unit against the reservation information stored in the reservation information storage unit; and a communication unit configured to output, to a customer service support unit, visit information obtained by combining the information about the visiting user checked by the checking unit and the reservation information.

A method for automatically updating electronic shopping lists of customers of retail stores may include accessing an electronic shopping list of a customer of a retail store, the electronic shopping list including at least one product associated with a shopping order; receiving image data from a plurality of image sensors mounted in the retail store; analyzing the image data to predict an inventory shortage of the at least one product included on the electronic shopping list, wherein the predicted inventory shortage is expected to occur prior to fulfillment of the shopping order; and automatically updating the electronic shopping list based on the predicted inventory shortage of the at least one product.