An online platform and methods sort prescription drug claims for alternate fulfillment and/or discounted pricing. An electronic request for a prescription is forwarded to third-party prescription providers. In reply, proposed prices are received for the prescription. A computer processor forwards the received proposed prices for the prescription to an artificial intelligence engine. The artificial intelligence engine determines a selected one of the third-party prescription providers, based on the proposed prices. In addition, the determined selected third-party prescription provider and the proposed price are routed to the end electronic terminal in for example, a pharmacy. Embodiments include finding an alternate provider in the event of a rejected prescription claim.

Example embodiments provide a system that uses a conversational agent to collect information and publish the information on a network. A computer-implemented conversational agent establishes a communication session with a user and receives conversational information via a simulated conversation between the user and the computer-implemented conversational agent via the communication session, whereby the conversational information comprises information to be published. The computer-implemented conversational agent also receives, via a graphical user interface, an upload of an image that is associated with the information to be published. The computer-implemented conversational agent then causes publication of the information to be published and the uploaded image.

A method and apparatus for a commerce platform coordinating a purchase of a product sold by a merchant system through a third party application are described. The method may include receiving a notification from the third party application requesting to purchase a product from within the third party application, wherein the notification comprises an identifier for the product and an identifier for the merchant system that sells the product. The method may also include a product checkout interface having an appearance consistent with an appearance of a user interface of the third party application, and transmitting the product checkout interface generated by the commerce platform to a user device executing the third party application causing the third party application to render the product checkout interface within at least a portion of the user interface of the third party application.

Systems and a method for transporting smart shopping bags are provided herein. The system includes a plurality of drones, each of which is operable to travel to a plurality of designated locations to search for smart shopping bags. The smart shopping bags are configured to store goods for transport and are operable to store and wirelessly communicate user preferences, information related to stored goods, and one or more destinations for the goods. Upon finding a smart shopping bag, each of the drones is operable to query the smart shopping bag to determine whether the smart shopping bag is suitable for pickup by the drone. If the smart shopping bag is suitable for pickup, each of the drones is operable to transport the smart shopping bag toward a first one of the one or more destinations.

A third-party negotiation automation tool for generating cost estimates on behalf of a seller is described herein. In response to receiving a request for a product from a buyer, a seller may choose to participate in a negotiation for fulfilling the request. The system may utilize one or more data sources, such as user-provided data, third-party data, and the like, to generate a cost estimate on behalf of the seller for fulfilling the request. The seller may choose to accept, modify, or decline the generated cost estimate before providing the cost estimate to the buyer for acceptance. This process may continue for one or more rounds, dependent upon the request, with the final cost estimates provided to the buyer for selection at the conclusion of the one or more rounds. In this way, the cost estimates generated on behalf of the seller may be optimized, thereby reducing the likelihood of inaccurate cost estimates and reducing the system resources required to process large volumes of bids received at or around the same time.

In various implementations, customer service may be provided using a pager and/or user device. Signal(s) associated with a pager and/or user device may be received. One or more metrics may be determined at least partially based on the received signals. The metric(s) may be monitored. In various implementations, a management system of a location may receive a signal from a pager and/or user device indicating that an event has occurred at the location. A time the signal is received by the management system may be determined. One or more time-related metrics may be determined based at least partially on the received signal, the determined time, or both.

A buyer-seller matching system that uses incentives to verify commissions from matching the buyer with a seller. An item locator system that comprises a repository of information about items for purchase may be provided over a network for users to access information about items for purchase. Along with each item, the system presents an incentive that may be realized if that item is purchased from a designated third party seller. The user then executes the purchase with the seller, who pays the system the agreed upon fee and also issues a certification of purchase to the buyer. The user may then take the certification of purchase back to the central repository to redeem the incentive. The item locator system then checks to verify that it has received a fee or commission from the seller for bringing the seller a buyer of the item. The fee or commission may be based on the price of the item, such as if the item is a new house for sale and the seller is a new house builder.

A mobile device payment system and method, the method for a mobile device user to purchase goods/services from merchants with financing by a mobile device manufacturer including: providing a mobile device; establishing a user account; establishing merchant accounts; transforming the merchant accounts into a universal merchant account data set; providing the universal merchant account data set to the mobile device user; storing the universal merchant account data set; requesting the mobile device manufacturer to load consumer credit; loading the credit amount; identifying goods/services for purchase; determining a total price for the identified goods/services and a merchant identifier associated with the selected merchant; actuating a purchase button; retrieving merchant bank deposit instructions; retrieving purchase credit; and routing the retrieved credit to the selected merchant in accordance with the retrieved merchant credit deposit instructions.

Disclosed herein are methods for providing browser payment request application programming interface for simplifying a payment process on a site. The method includes presenting, on a graphical user interface managed by a browser, a presentation, the presentation being received from a site over a network, receiving, via the user interface and from a user, an interaction with the presentation, receiving, at the browser and via a browser payment request application programming interface that manages communication of data between the site and the browser for processing a payment, a request from the site for payment data for the user and transmitting, to the site and via the browser payment request application programming interface, the payment data, wherein the payment data can be used to process a payment.

A plurality of lockers can each serve to contain items that have been ordered by a customer. By one approach these lockers are stored in a locker storage facility. By one approach these lockers are configured such that a motorized transport unit can physically engage the locker in order to move the locker. So configured, a central computer system can be configured to select a particular motorized transport unit to retrieve a particular locker that has been previously associated with a particular entity (such as a particular customer or their designated agent) and to make that locker available to that particular entity such that the latter can retrieve their item or items from that locker.