A method for providing a ride-sharing platform may include sending driver trip information from a plurality of driver devices and rider trip information from a plurality of rider devices to a communication module on a platform server, receiving by a ride matching module on the server the rider destination information and rider starting location, receiving the driver destination information, sending to a matched driver device the rider trip information comprising the rider destination information and rider starting information for a matched rider device, displaying on the matched driver device the matched rider destination information and rider starting information, waiting for reservation input, and confirming the reservation input.

A method for enabling a user to view information filtered to align with the user's life state includes enabling the user to register and become a member of an information delivery system. The user provides the information about the user's life state. This information may include at least demographic information, ethnic information, social information and psychological information. The user may grant partners permission to access the information about the user's life. The granting of the permissions is performed and controlled by the user and may be limited to some information about the user's life. The partners are also members of the information delivery system. The partners are evaluated using a set of criteria before they become members of the information delivery system. The partners may use the information about the user's life to filter its information according to the information about the user's life. The method also enables the partner to participate in a marketplace to procure the information about the user's life, to rate the user according to the user's behavior, and to enable search engines to filter search results according to the information about the user's life.

A method and a system for providing a negotiation platform in the event that a listing fails by becoming inactive without the offering being sold are provided. For example, a negotiation eligibility detector may detect a failed listing of an offering. The listing may be associated with a first user and a first offer. A potential buyer detector may identify at least one potential buyer based on a user action associated with the failed listing. A negotiation manager may be in communication with the negotiation eligibility detector and the potential buyer detector. In response to the detecting of the failed listing and the identifying of the potential buyers, the negotiation manager may transmit a request to the at least one potential buyer for a second offer associated with the failed listing.

A computer-implemented method and apparatus for facilitating comprehension of user queries during interactions include receiving a query input provided by the user. The one or more query terms in the query input are compared with a plurality of content records stored in a database for at least a partial match in relevancy and each content record is associated with a respective comparison result. A score is generated for each content record based on the respective comparison result and a measure of comprehension between the query input and the plurality of content records. The generation of score for each content record configures a set of scores. A confidence state is determined corresponding to the set of scores and a reply is provided to the user in response to the query input based on the confidence state.

A multi-lender architecture evaluates applicant data against lending rule sets of multiple lenders. Rule sets provided by different lenders may be expressed differently. The multi-lender architecture transforms the rules in each rule set and represents the rules in a normalization grid. The normalization grid allows a single algorithm to evaluate the rules of different lenders.

A method for an internet-accessible content provider computer server that, in response to receiving request information from a referred user device for access to specific digital content subject to a fee, the server: (a) selects a particular payment system based on referrer information included in request information transmitted, (b) transmits to the selected payment system information indicative of the requested specific digital content and a request for approval of the user device for the corresponding fee for the digital content, (c) facilitating communication between the selected payment system and the user device, (d) based on receiving from the selected payment system an approval signal, transmitting the requested specific digital content to the user device.

Disclosed herein are systems, methods, and computer program products for communicating a first information node between a seller and a buyer of a production share of verifiable physical goods over a central service layer. A second information node is recorded in the data store covering the verifiable physical goods, wherein the second information node is made by a guarantor in communication with the central service layer. An identifier of the second information node is associated with the first information node over the central service layer. Market information regarding the production share is translated from the first information node and the second information node accessed from the data store using the identifier and integrating the market information regarding the production share into adjusted market information, and the market information regarding the production share and the adjusted market information is transmitted to devices connected over the central service layer.

An online concierge system maintains historical orders received from a user that include one or more items. For items included in one more historical orders, the online concierge system determines an interval between orders including an item, providing an indication of a frequency with which the user orders the item. When the online concierge system receives a request to create an order from the user, in response to an amount of time between a most recently received order including the item and a time when the request was received is within a threshold duration of the interval between orders including the item, the online concierge system selects an item from a category including the item. The selected item may be the item or an alternative item in the category. Subsequently, the online concierge system displays an interface for the user that is prepopulated with information identifying the selected item.

The gifting systems and corresponding methods of the present disclosure electronically provide a stored value instrument as a gift in place of a suggested product. The methods include taking a selected product offered for sale on a merchant's eCommerce website, converting that product into a gift suggestion, and delivering a personalized message including the gift suggestion and the stored value instrument to a gift recipient, based on various calculations, rules, and user inputs. The gift recipient can either purchase the suggested gift or any other gift from the eCommerce website's merchant using the stored value instrument. These systems and methods support multiple contributors to the gift and can be used via social or non-social networks. These systems and methods also support the delivery of personalized online messages related to a gift via social networks, email, or SMS. The personalized online messages include eGreeting cards, written messages, video recordings, and/or photos.

A reservation method utilizing a software platform which enables a consumer-user to instantly schedule, book, and pay for birth and pregnancy related classes, sessions, and services fulfilled by birth and pregnancy providers listed within the software platform system. The customer booked service is assigned to a provider listed within the software platform system, the provider is immediately dispatched and notified of the consumer booked service information, and the provider fulfills the booked service for the customer as scheduled. The method does not require the consumer to make prior contact with the birth or pregnancy provider prior to instantly booking and scheduling the service, and the software platform is user accessible on various devices including a computer or mobile device. The provider also receives important consumer related information with each consumer booked service, including pregnancy due date information entered by the consumer within the software platform for the provider to receive.