An online marketplace system generates an online marketplace for seller-financed transactions. The system includes a plurality of listings of transaction offerings that are available. The transaction offerings are listed by a plurality of users and are from a plurality of different categories of products and services. The transaction offerings include a plurality of transaction terms, including payment and seller-financing terms. A transaction engine facilitates the negotiation of transaction terms between users and the formation of agreement between users. Transaction coins are awarded during the successful performance of a transaction according to the agreed upon transaction terms. A reputation engine generates trust profiles and trust scores for users. The trust profiles and trust scores are used by parties to evaluate the trustworthiness of the other party. A user interface engine generates a user interface that includes listings from users and trust scores of those users.

A method includes a computing entity interpreting digital records representing a multitude of contingent assets to produce a set of contingent asset sale requests. A first contingent asset of a first contingent asset sale request assigns a potential first liability of a first payer to a first seller. The method further includes interpreting a first authenticity indicator associated with the first contingent asset sale request to produce a first contingent asset risk level. When the first contingent asset risk level is greater than a contingency risk threshold level, the method further includes establishing first available terms for the first contingent asset based on the first contingent asset sale request, generating a first smart contract to indicate availability of the first contingent asset to include the first available terms, and causing generation of a non-fungible token to represent the first smart contract in an object distributed ledger.

Data transfer in a secure processing environment is provided. A digital assistant can receive audio input detected by a microphone of a computing device. The digital assistant can determine, based on the audio input, to invoke a third-party application associated with the computing device. The digital assistant can generate, responsive to the determination to invoke the third-party application, a packaged data object. The digital assistant can forward, to the third-party application invoked by the digital assistant component to execute in a secure processing environment on the computing device, the packaged data object. The third-party application can transmit, responsive to a digital component request triggered in the third-party application, the packaged data object to a digital component selector to execute a real-time selection process based on the packaged data object.

Aspects of the present disclosure perform reverse real estate searches using interactive GUIs. In some embodiments, techniques are provided to dynamically identify potential buyers (or renters) and then output those results in an interactive GUI that permits the searcher (e.g., a seller or agent) to then filter the results or update their search criteria. Further, the GUI can provide the ability for the searcher to contact potential buyers, all while remaining anonymous. Thus, the embodiments herein expand the technical benefits of using GUIs to perform real estate searches initiated by buyers (who can remain anonymous) to sellers and other agents to identify potential buyers or renters.

Example embodiments provide a system that uses a conversational agent to collect information and publish the information on a network. A computer-implemented conversational agent establishes a communication session with a user and receives conversational information via a simulated conversation between the user and the computer-implemented conversational agent via the communication session, whereby the conversational information comprises information to be published. The computer-implemented conversational agent also receives, via a graphical user interface, an upload of an image that is associated with the information to be published. The computer-implemented conversational agent then causes publication of the information to be published and the uploaded image.

A delivery service (DS) computing device for item purchase and delivery is provided. The DS computing device displays a searchable interface that enables a user to select at least one merchant. The DS computing device receives at least one selected merchant location from the user, displays item data of the at least one selected merchant location, and receives cart data from the user. The DS computing device receives, from the user, a selection of a selected carrier, and transmits the cart data to the selected carrier. The DS computing device generates a secure virtual account number for the selected carrier. The secure virtual account number provides access to purchase funds for use, by the selected carrier, in purchasing the selected item. The DS computing device processes a payment transaction for the at least one selected item that includes the purchase funds and a delivery service fee.

A method and apparatus for a commerce platform coordinating a purchase of a product sold by a merchant system through a third party application are described. The method may include receiving a notification from the third party application requesting to purchase a product from within the third party application, wherein the notification comprises an identifier for the product and an identifier for the merchant system that sells the product. The method may also include a product checkout interface having an appearance consistent with an appearance of a user interface of the third party application, and transmitting the product checkout interface generated by the commerce platform to a user device executing the third party application causing the third party application to render the product checkout interface within at least a portion of the user interface of the third party application.

An e-commerce system includes a processor to implement data analysis and provide an e-commerce platform through an interface to a user, the e-commerce platform being connected to a first e-commerce store; a plugin platform to be downloaded into the e-commerce platform and executed via the processor, the plugin platform providing a series of steps having identifying one or more goods selected within the first e-commerce store; generating an upsell page based on the identifying of one or more goods selected, the upsell page having one or more purchasing options to be presented to a buyer; receiving a selection from the buyer relating to the one or more purchasing options; and facilitating a checkout of the selection from the buyer, the plugin platform receives at least an identifying information and a payment information.

An information processing apparatus includes a registration unit receiving registrations of a user providing a service included in an in-vehicle service group and a user desiring to enjoy the service, an acquisition unit matching a first user providing a specific service with a second user desiring to enjoy the specific service, acquiring a first getting-in time and a first getting-in position at which the first user gets in a vehicle, and acquiring a second getting-in time and a second getting-in position at which the second user gets in the vehicle, a formulation unit formulating a movement plan such that the vehicle stops at the first getting-in position at the first getting-in time and stops at the second getting-in position at the second getting-in time, and a transmission unit transmitting movement plan information. The vehicle includes a reception unit receiving the movement plan information and an output unit outputting the information.

Disclosed herein are systems, methods, and computer program products for communicating a first information node between a seller and a buyer of a production share of verifiable physical goods over a central service layer. A second information node is recorded in the data store covering the verifiable physical goods, wherein the second information node is made by a guarantor in communication with the central service layer. An identifier of the second information node is associated with the first information node over the central service layer. Market information regarding the production share is translated from the first information node and the second information node accessed from the data store using the identifier and integrating the market information regarding the production share into adjusted market information, and the market information regarding the production share and the adjusted market information is transmitted to devices connected over the central service layer.