Various aspects of the subject technology relate to systems, methods, and machine-readable media for a proxy agent as an intermediary that hosts electronic exchange transactions between distributing computing devices to reduce the number of fraudulent transactions with respect to items of a multiplayer game. The proxy agent listens for events such as an item being listed for sale on an electronic marketplace associated with the multiplayer game, or a listed item being purchased from the electronic marketplace, before the proxy agent transitions to a state for initiating purchase transactions to obtain additional items from users and thereafter automatically listing the purchased items for sale on the electronic marketplace. The proxy agent serves as a conduit for sale and purchase transactions to restrict transactions from occurring outside of the electronic marketplace and to map pricing data for a given item to market data trends over the transactional life of the item.

An augmented reality commercial platform is provided to simulate a product in an environment. The augmented reality commercial platform may include a merchant component, consumer component, augmentation engine, illustrator component, and monetization component. A method to simulate a product in an environment using the augmented reality commercial platform is also provided.

A processor-implemented method, system, and/or computer program product sorts and displays product reviews of ecommerce products. One or more processor(s) receive product reviews for different types of ecommerce products from product reviewers. Reviewer profiles of the product reviewers, a biometric reading for a user from a biometric sensor, and a geophysical location reading for the user from a geophysical sensor are received. The biometric reading and the geophysical location reading are utilized to define a user profile of the user. The user profile is matched to a specific reviewer profile of a specific product reviewer from the product reviewers. The product reviews are sorted according to the different types of ecommerce products and the specific reviewer profile, visually modified based on the defined user profile, then displayed on an ecommerce webpage.

The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously.

A factoring system and method in the form of an online marketplace for invoice factoring services enables invoice sellers to create business and invoice profiles and solicit factoring companies to submit proposals. Factoring companies can shop invoice seller profiles and determine whom they wish to make proposals to. The system and method of the present invention enables legal documents to be automatically created and signed/stored by the parties to an engagement.

A method includes an object owner computing entity issuing a digital record representing a contingent asset to a marketplace computing entity that identifies an asset authenticity computing entity. The method further includes the asset authenticity computing entity generating an authenticity indicator associated with the contingent asset and the marketplace computing entity determining that the authenticity indicator is the same as a lifecycle status indictor of the digital record. The method further includes the marketplace computing entity generating a smart contract to indicate availability of the contingent asset to include available terms and the authenticity indicator and obtaining a portion of a copy of an object distributed ledger. The method further includes the marketplace computing entity causing inclusion of a next block on the object distributed ledger that includes the smart contract to represent the contingent asset.

A system and process within a mobile device and/or social media application of coordinating, scheduling and booking people to connect and have live face to face streaming meet-and-greets through the application. A network connected server maintains a database and information to Facilitate the buying and selling of direct air time between specific users within the application. Wherein Users can go on and offer time available for a live meet-and-greet and other users can then go on and book and schedule time from the said time available. The application can also be used to schedule and pay for the meet-and-greet time, facilitating live meet-and-greets via the application.

Apparatuses, components and methods are provided herein useful to provide assistance to customers and/or workers in a shopping facility. In some embodiments, a shopping facility personal assistance system comprises: a plurality of motorized transport units located in and configured to move through a shopping facility space; a plurality of user interface units, each corresponding to a respective motorized transport unit during use of the respective motorized transport unit; and a central computer system having a network interface such that the central computer system wirelessly communicates with one or both of the plurality of motorized transport units and the plurality of user interface units, wherein the central computer system is configured to control movement of the plurality of motorized transport units through the shopping facility space based at least on inputs from the plurality of user interface units.

A computing system includes a database and at least one processor. The at least one processor is configured to: receive, from an entity computing system, a request related to a layaway transaction of a user; and, in response to receiving the request, automatically facilitate initiation of a layaway deposit account by associating the layaway deposit account with a user profile stored in the database, generating a link between the layaway deposit account and a physical card number, generating a rule that governs the physical card number, and associating the rule with the physical card number. The at least one processor is further configured to receive, from an automated teller machine (ATM), a transaction request that complies with the rule associated with the physical card number.

A processor-implemented method, system, and/or computer program product sorts and displays product reviews of ecommerce products. A system receives product reviews for ecommerce products. The product reviews are displayed on an ecommerce webpage, are generated by product reviewers, and are for different types of products. Reviewer profiles of the product reviewers are received. The reviewer profiles include characteristics of the product reviewers that affect usage of one or more of the different types of products. A user profile for a user is received. The user profile includes characteristics of the user that affect usage of one or more of the different types of products. The user profile is matched to a specific reviewer profile from the reviewer profiles. The product reviews are sorted according to the different types of products and the specific reviewer profile. The sorted product reviews are then displayed on the ecommerce webpage.