The system and methods described herein allow users to give their applicant information to at least one entity when seeking to submit an inquiry associated with an item, and have various lender microservices run in parallel, segregated by entity, in a jailed environment. The result of these microservices may be returned as a response to the inquiry, being determined autonomously for each respective entity based on one or more respective rule sets or executable logic for each respective entity. Payloads for multiple entities may be combined in a single output from the jailed environment due to outputs from the environment being encrypted in a universal format.

The invention is incorporated into an interactive web data seller widget that enables any ecommerce site to provide access to and from large, remotely stored databases to its web visitors and for those visitors to prospect/filter within the databases, for example both via geographic and demographic criteria. Users can find, for example, appropriate geographic and demographic matches to any applicable search criteria. Additionally the invention enables the web visitor to order as a deliverable subset of the remotely stored database a detailed list of the required database subset and for the ecommerce site to sell that data subset to the visitor via a web shopping cart and checkout process. And the invention enables the web visitor to preview the selected subset of data from any database prior to placing an order for the same.

An online system generates a template shopping list for a user by accessing a machine learning model trained based on historical order information associated with the user, applying the model to predict likelihoods of conversion for item categories by the user, and populating the template shopping list with one or more item categories based on the predicted likelihoods. The system ranks one or more item types associated with each item category in the template shopping list and determines a set of collection rules associated with one or more item categories/types based on the historical order information. The system generates a suggested shopping list by populating each item category in the template shopping list with one or more item types and a quantity of each item type based on the ranking and rules and sends the suggested shopping list and rules for display to a client device associated with the user.

A multi-lender architecture is configured to provide a loan applicant with automated pre-qualification and automobile loan eligibility evaluation for multiple candidate lenders. Lender output data may include sensitive data. The lender output data is stored in a data object of a first format and one or more fields of the data object are encrypted at the field level. The encrypted data object may be transmitted through multiple application layers or terminals. The encrypted data object may be reformatted at one or more application layers or terminals without decryption. A reformatted encrypted data object containing the lender output data may be decrypted at the last layer before forwarding the lender output data to the loan applicant.

In illustrative embodiments, systems and methods are disclosed by which a transaction offering that is not native to an e-commerce website may be added thereto. The addition may be performed by a script file loaded by the web browser that is rendering the e-commerce website. The script may add a user interface element to the e-commerce website that a user may click in order to initiate the added transaction offering. The script file may respond to the such a click event by presenting a user interface with which the user may interact in order to effectuate the transaction. The script may scrape information from the website to obtain information necessary for creation of the transaction, and may initiate creation of a payment card number for use in connection with the transaction.

The information processing device 1X mainly includes an acquisition means 16Xa and a transition sequence determination means 16Xb. The acquisition means 16Xa acquires a first combination between sellers and buyers conducting transactions and a second combination between the sellers and the buyers differing from the first combination. The transition sequence determination means 16Xb determines a transition sequence of combinations between the sellers and the buyers, the transition sequence being generated in a process of making a transition, per basic operation for changing the combinations between the sellers and the buyers, from the first combination to the second combination, each combination of the transition sequence making a profit of a mediator equal to or larger than a threshold value, the mediator mediating the transactions.

An automobile trade brokerage platform system may include: an item registration unit configured to register automobile products to be sold by one or more sellers as items for sale; a purchase processing unit configured to receive a purchase request for an item for sale among the items for sale from a buyer, generate a proforma invoice corresponding to the purchase request, and transmit the proforma invoice to the buyer; a shipping agency unit configured to, when a purchase amount corresponding to the proforma invoice is paid by the buyer, generate a commercial invoice corresponding to the automobile product purchased by the buyer and request a server of a forwarding company for shipping, and provide information about a bill of landing to the buyer; and a payment unit configured to pay a sale amount to the seller after the automobile product requested by the buyer is received from the seller. The shipping agency unit may be further configured to respectively provide commercial invoices for the buyer, the seller, and the forwarding company corresponding to the automobile product purchased by the buyer, and in this case, the commercial invoices may include different information according to trade terms from among product details, product price information, freight information, and insurance information.

The system and methods described herein allow users to give their applicant information to at least one entity when seeking to submit an inquiry associated with an item, and have various lender microservices run in parallel, segregated by entity, in a jailed environment. The result of these microservices may be returned as a response to the inquiry, being determined autonomously for each respective entity based on one or more respective rule sets or executable logic for each respective entity. Payloads for multiple entities may be combined in a single output from the jailed environment due to outputs from the environment being encrypted in a universal format.

A method includes an object owner computing entity issuing a digital record representing a contingent asset to a marketplace computing entity that identifies an asset authenticity computing entity. The method further includes the asset authenticity computing entity generating an authenticity indicator associated with the contingent asset and the marketplace computing entity determining that the authenticity indicator is the same as a lifecycle status indictor of the digital record. The method further includes the marketplace computing entity generating a smart contract to indicate availability of the contingent asset to include available terms and the authenticity indicator and obtaining a portion of a copy of an object distributed ledger. The method further includes the marketplace computing entity causing inclusion of a next block on the object distributed ledger that includes the smart contract to represent the contingent asset.

A computer implemented method and system including the steps of: engaging, by a consumer, a provider for the purpose of purchasing a commodity or service; effecting a contract, via a user interface of a 3.sup.rd party system, of agreed-upon milestones and payment per milestone; receiving, in a financial account associated with the 3.sup.rd party system, at least a partial amount of funds for the payment per milestone from the consumer; verifying, by the 3.sup.rd party system, that a respective milestone of the agreed-upon milestones has been met; and providing instructions for transferring the funds for the payment per milestone to the provider.