A mobile telephone case includes a case body that defines a pocket for holding a mobile telephone. A card holder module is attached to the case body. The card holder module includes a hollow card holder body. An IC payment card is slidably mounted within the card holder body. When by sliding motion the IC payment card is moved to an actuated position, a set of contact pads on the card is exposed to allow the IC payment card to engage in a contact card payment account transaction.

A system and method of setting and charging a fixed donation amount provides a convenient contactless payment for donations. The system includes at least one portable donation terminal and at least one administrator personal computing (PC) device. The portable donation terminal is communicably coupled to the administrator PC device. An administrator may be a cashier, a clerk, a clergy member, and so on. The method begins by outputting a fixed charging amount with the portable donation terminal. Donation information is received through the portable donation terminal. The donation information is processed for the fixed charging amount. An administrator is prompted to generate a receipt of the fixed charging amount for the donation information. At least one remote server may also be communicably coupled to the administrator PC device in order to provide a reference identifier for the receipt. The receipt is outputted with the administrator PC device.

A method and apparatus is provided for verifying the validity of ID cards. A card reading device reads an ID card and transmits a request to a database server. A database is queried and a reply is sent back to the card reading device indicating whether the ID is valid. If desired, the reply can include additional information, such as a description of the ID holder. The ID verification system can be used to help verify whether an ID belongs to the ID holder. The system can also log and timestamp events for future access.

Systems and methods for secure and efficient transaction resolution and execution are provided. A method may include capturing, via a camera embedded in a smart card, an image of an object. The object may be associated with one of a plurality of service categories. The method may include processing the image and determining the service category, from the plurality of service categories, which is associated with the object. The method may also include determining a service provider that provides the service of the service category for a user associated with the smart card, and determining a monetary balance owed by the user to the service provider for the service. The method may also include executing a payment, via a wireless communication element that is embedded in the smart card, in the amount of the monetary balance, from an account associated with the user to the service provider.

A payment reader and a POS terminal may communicate over a wireless connection. The methods and systems include monitoring one or more parameters corresponding to a payment reader and another device in proximity to the payment reader. The first device, through a set of customized instructions, determines whether behavior of the second device substantially corresponds to the first device, in order to detect suspected hardware or software intrusion associated with the secure first device. On successful detection of a suspected intrusion, the first device generates an alert for a user of the first device if illegal intrusion is suspected by the processor.

A merchant uses a merchant point of sale (POS) device to identify items or services for purchase by a customer, and costs for each. One or more payment amounts are sent from the merchant POS device to a checkout server using an application programming interface (API), which the checkout server sends on to an authorized payment terminal device that then reads payment information from a payment object and sends the payment information back to the checkout server. The checkout server processes the transaction and confirms transaction completion to the merchant POS device and payment terminal device.

A card detection subsystem for control of a payment card reader, where the payment card reader comprises a magnetic stripe reader (MSR), an integrated circuit card (ICC) reader, and a near field communications (NFC) reader, and the NFC reader comprises an antenna. The card detection subsystem includes a processor, a storage, and one or more sensors. The one or more sensors detect a payment card and the antenna is either turned on or turned off based on the detection of the payment card.

In some examples, a mobile card reader includes a card interface to read information from a card, an interface to enable the mobile card reader to communicate with a mobile device, and a processor configured to send security related information of the mobile card reader to an application executing on the mobile device. The security related information may be for transmission by the mobile device to a remote server system. The mobile card reader may receive, from the application, an indication that the application has been validated by the remote server system based on validation of the security related information of the mobile card reader and security related information of the application. In response, the mobile card reader generates a secure session key with which to carry out encrypted communication between the application and the mobile card reader.

A monitoring device according to an embodiment determines whether an information terminal, which moves together with a purchaser and receives data input regarding commodities for purchase by the purchaser, is present in a second place different from a set first place. The monitoring device detects that the information terminal is left unattended in the second place. The monitoring device activates an alarm in response to the information terminal being left unattended in the second place for a threshold period of time.

Systems and methods for secure and efficient transaction resolution and execution are provided. A method may include capturing, via a camera embedded in a smart card, an image of an object. The object may be associated with one of a plurality of service categories. The method may include processing the image and determining the service category, from the plurality of service categories, which is associated with the object. The method may also include determining a service provider that provides the service of the service category for a user associated with the smart card, and determining a monetary balance owed by the user to the service provider for the service. The method may also include executing a payment, via a wireless communication element that is embedded in the smart card, in the amount of the monetary balance, from an account associated with the user to the service provider.