Patent classifications
G07F7/0886
METHODS AND SYSTEMS FOR OBFUSCATING ENTRY OF SENSITIVE DATA AT A POINT-OF-SALE (POS) DEVICE
Systems and methods are disclosed for obfuscating entry of sensitive data at a mobile device, which may be infected with a rogue application configured to steal the sensitive data. One method comprises detecting a prompt for a user to enter sensitive data at a mobile device, and activating one or more of an audio speaker and a vibration motor of the mobile device. The activation of the one or more of the audio speaker and the vibration motor is terminated in response detection conclusion of the user's entry of sensitive data the mobile device.
Pin entry device
There is disclosed a PIN entry device (PED) for electronic Point of Sale (EPOS) transactions. In addition to the usual PED functionality, the PED disclosed herein allows feedback from a user to be obtained in response to a question. The PED comprises an alphanumeric display for displaying text to a user, a numeric keypad and one or more function keys. The PED is configured to operate to display text to the user on the alphanumeric display to prompt a response from the user. The displayed text corresponds to approved text and unapproved text. The PED is configured to accept responses entered on the numeric keypad or one or more function keys in response to approved text, and to accept only a single key press response when prompted by a display of unapproved text. A corresponding method is also disclosed.
Smart-card with built-in object resolution and direct network interface
Systems and methods for secure and efficient transaction resolution and execution are provided. A method may include capturing, via a camera embedded in a smart card, an image of an object. The object may be associated with one of a plurality of service categories. The method may include processing the image and determining the service category, from the plurality of service categories, which is associated with the object. The method may also include determining a service provider that provides the service of the service category for a user associated with the smart card, and determining a monetary balance owed by the user to the service provider for the service. The method may also include executing a payment, via a wireless communication element that is embedded in the smart card, in the amount of the monetary balance, from an account associated with the user to the service provider.
Multifunction electronic handheld device
A single body multifunction handheld electronic device includes a first display, a CPU, a working memory, an interface for data entry, and a second display arranged on a plane inclined with respect to the plane of the first display, and wherein the first and the second displays are properly and easily visible from two substantially opposite positions.
Monitoring Device and Monitoring Program
A monitoring device according to an embodiment determines whether an information terminal, which moves together with a purchaser and receives data input regarding commodities for purchase by the purchaser, is present in a second place different from a set first place. The monitoring device detects that the information terminal is left unattended in the second place. The monitoring device activates an alarm in response to the information terminal being left unattended in the second place for a threshold period of time.
MODULAR MOBILE POINT OF SALE DEVICE HAVING SEPARABLE UNITS FOR CONFIGURABLE DATA PROCESSING
There are provided systems and methods for a modular mobile point of sale device having separable units for configurable data processing. A modular device may include a main unit that includes data processing features to allow for a mobile point of sale, including a data entry unit for payment data, a communication component to secure communicate that data to a centralized transaction processor, and a processing unit to receive the data and instruct the centralized to process the data with an online service provider. The module device may also be physically and communicatively coupled to additional modules that may increase the on-device functionality of the main unit, include a module to allow user input and additional modules to accept other types of transaction input. On detection of a connected unit, the main unit may secure connect to and authenticate each attached module.
COMBINATION MOBILE PHONE CASE AND PAYMENT CARD ASSEMBLY FOR FACILITATING DIGITAL WALLET PAYMENTS
A mobile telephone case includes a case body that defines a pocket for holding a mobile telephone. A card holder module is attached to the case body. The card holder module includes a hollow card holder body. An IC payment card is slidably mounted within the card holder body. When by sliding motion the IC payment card is moved to an actuated position, a set of contact pads on the card is exposed to allow the IC payment card to engage in a contact card payment account transaction.
System and method for authenticating electronic money
A portable apparatus includes one or more biometric sensors, one or more memories, and one or more processors operative to execute program instructions from the one or more memories. A public key infrastructure (PKI) certificate, which is stored in the one or more memories, includes a first code derived from encoding a first biometric digital signature of a person who has been registered and authorized to use the portable apparatus. The one or more processors cause the portable apparatus to acquire, by the one or more biometric sensors, biometric pattern of a person who attempts to access the portable apparatus; determine whether the biometric pattern is matched with the first biometric digital signature and the first code; and in response to determining that the biometric pattern is matched with the first biometric digital signature and the first code, transmit authentication information to a remote server over a network.
SYSTEM AND METHOD TO PREVENT UNAUTHORIZED USAGE OF CARD READERS AND MODULAR ELECTRONIC FUNDS TRANSFER POINT OF SALE DEVICE
A contactless card reader comprises a contactless card reader front-end coupled to a processor. A communications module is coupled to the processor and a set of sensors is coupled to the processor. The set of sensors determines parameters related to the location, orientation and motion of the card reader. The processor receives the parameters from the set of sensors and utilizes the parameters and scenario configuration data to evaluate a rule. The result of the evaluation of the rule results in a limitation on the operation of the card reader. The communications module is configured to intermittently receive the scenario configuration data from external sources.
ESTABLISHMENT OF A SECURE SESSION BETWEEN A CARD READER AND A MOBILE DEVICE
Some examples include establishing a secure communication session between a mobile device and a card reader. For instance, a trusted, remote validation server may be used to validate security information of a software module executing on the mobile device prior to the card reader and the software module establishing a secure communication session with each other. In some cases, the software module sends the security information of the software module to the validation server. The secure communication session between the software module and the card reader may be established based on a validation result of a validation process indicating that the security related information of the software module has been determined to be valid by the validation server.