An electronic module preparation layer (A) and a manufacturing method therefor. The electronic module preparation layer (A) comprises a substrate (10), multiple electronic modules (20) and two release layers (30, 40). The multiple electronic modules (20) are coated in the substrate (10) by means of the two release layers (30, 40) so as to provide a protective effect. When a user needs to input a program code to various electronic modules (20), since one of the release layers, i.e. the release layer (40), is provided with an operation hole (42), a chip (21) and a fingerprint identification element (23) provided on various electronic modules (20) can communicate with the outside, and the user can directly carry out an operation of inputting the program code by means of the electronic module preparation layer (A), thereby effectively improving the defect in the prior art that various electronic modules (20) can easily be bent and damaged when directly inputting into the electronic modules (20), and an electronic module preparation layer (A) is thus provided.

Systems and methods for secure and efficient bill capture, analysis, and execution are provided. A method may include capturing, via a camera embedded in a smart card, an image of a bill. The bill may include a plurality of text fields. The method may include processing the text fields via a microprocessor embedded in the smart card. The method may include determining, based at least in part on the processing of the text fields, a balance amount and a payment recipient associated with the bill. The method may also include executing a payment for the balance amount from an account associated with a user of the smart card to an account associated with the payment recipient. The executing may be performed via a wireless communication element embedded in the smart card which may be configured to provide wireless communication between the smart card and a payment gateway.

A credit card authenticator transceiver apparatus for wirelessly and securely sending funds includes a card body. A magnet strip is coupled to a back side of the card body proximal a top edge. A CPU is coupled within the card body. A battery is coupled within the card body and is in operational communication with the CPU. An auxiliary chip is coupled to a front side of the card body adjacent a left edge. The auxiliary chip is in operational communication with the CPU. A camera is coupled to the card body and extends through the front side. The camera is in operational communication with the CPU. A solar cell strip is coupled to the front side of the card body and is in operational communication with the CPU. A transceiver is coupled within the card body and is in operational communication with the CPU.

A transaction card includes at least one metal layer having one or more apertures therein. A light guide is disposed beneath the metal layer. The light guide has a light output and a light input. The light output is positioned to transmit light through at least the one or more apertures of the metal layer. At least one LED is positioned to transmit light into the light guide light input.

In some embodiments, a product includes a card having a front face, a back face and a payment-enabling mechanism, where the front face is opposite to the back face. Account information is disposed on the front face, the back face, or both, in a tactile writing system, as well as one or more card identification texture strips. The one or more card identification texture strips each comprise at least one region having a texture pattern different from a base texture of the card, where the texture pattern comprises a roughness texture pattern, and where the texture pattern is unique to an issuer of the card.

Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document (“IRD”) of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.

Provided are a radio frequency identification tag and a method of manufacturing the same. The radio frequency identification tag includes a substrate, an antenna unit provided on the substrate and configured to transmit and receive signals, an integrated circuit unit spaced apart from the antenna unit on the substrate, and an interrupter and a delay circuit unit connected in parallel between the antenna unit and the integrated circuit unit, wherein the interrupter includes a variable portion and a fixed portion opposite the variable portion, wherein the delay circuit unit includes a capacitor and a resistor.

Advanced loyalty applications are provided to improve the functionality of cards and devices. For example, a user interface may be placed on a card (e.g., a physical button) or a telephonic device (e.g., a virtual button on a capacitive touch screen). Manual input provided to this user interface may, for example, cause a non-merchant product (e.g., insurance) to be purchased with a merchant purchase. The product can be paid for with debit, credit, gift card balance, or points. A code indicative of a user's desire to purchase the product may be communicated to a payment card reader (e.g., to a magnetic stripe reader via a magnetic stripe communications device). A display may be provided next to a button to allow a user to scroll, or toggle by pressing the button repeatedly, through different products (which may be merchant or non-merchant products).

An employee card, an employee information management method and system are disclosed. The employee card includes a communication unit and a display screen coupled to the communication unit. The communication unit is configured to receive, according to a distinguishable identifier of the employee card, employee-related information corresponding to the distinguishable identifier. The display screen is configured to obtain the employee-related information from the communication unit and display the employee-related information. The employee-related information includes at least one of following information: an employee name, an employee job title, an employee job code, or a department to which an employee belongs.

An antenna device includes a power feed coil and a ring-shaped conductor arranged about an axis and a ring-shaped conductor including first and second edge end portions in an axial direction and a cavity inward from the first edge end portion. At least a portion of the cavity overlaps with a coil opening of the power feed coil when seen from the radial direction. The power feed coil causes electric field coupling, magnetic field coupling, and/or electromagnetic field coupling with the cavity. The ring-shaped conductor defines and functions as a booster antenna of the power feed coil. A substantial coil opening defining and functioning as an antenna is larger than that when only the power feed coil is provided, thus facilitating coupling with a communication partner-side antenna coil.