Customer-device application sites (e.g., content presented via a progressive web applications) that are accessible via merchant-managed identifiers (e.g., identification codes) are described. An identification of a physical location associated with a merchant can be associated with an identification code. The identification code can be received from a computing device of a customer and, based at least in part on receiving the identification code, merchant data associated with the merchant can be caused to be presented via a web browser of the computing device of the customer. In an example, the merchant data can be presented via the web browser by a progressive web application downloaded onto the computing device of the customer via the web browser. An indication of an input received via the progressive web application can be received by the computing device of the customer and an operation based at least in part on the input can be performed.

There are provided systems and methods for location-based data tracking for dynamic data presentation on mobile devices. A user's device may be used to track user data for the user, including locations visited by the user and activities by the user at the locations. These may be correlated to likely behavior by the user at the location so that a predicted activity by the user at a location may be determined. Thus, when a user visits a location, the predicted activity of the user at the location may be determined. Using the predicted activity, application data for an application may be generated and may be dynamically presented through one or more interfaces of the user's device. This may be presented without user input at the location so that the user may quickly perform the activity through the user's device.

Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.

Systems and methods are provided for identifying types of network interactions. An example method includes generating, by a token service provider, a token for a payment account based on a request from a user, where the token includes an indicator of a type of transaction for which the token is available for use, and provisioning, by the token service provider, the token to a third party. In doing so, in response to use of the token in a transaction to the payment account, the indicator is included at a first data element of an authorization request for the transaction to the payment account thereby identifying the type of the transaction in the authorization request.

Systems, apparatus, methods, and non-transitory media for programmatically grouping consumers are discussed herein. Some embodiments may include a point-of-sale system including a merchant device and one or more communication beacons. The communication beacons may be placed at locations of interest and may be configured to broadcast different beacon identifiers. Nearby consumer devices that receive the beacon identifier may be determined to be associated with a point-of-sale order and suitable point-of-sale functionality may be provided. In some embodiments, a peer consumer device may be selected as an ad hoc communication beacon for broadcasting a beacon identifier to other consumer devices.

A computer-implemented method for delivering a document to a user may include obtaining, via an automated teller machine (ATM), first identification data of the user, wherein the first identification data of the user includes a card number and a password associated with the card number; determining a notification status of the user based on the first identification data; obtaining, via the ATM, second identification data based on the notification status of the user; determining a delivery status of the user based on the first identification data and the second identification data; and delivering the document to the user based on the delivery status of the user via the ATM.

Disclosed are systems and method for continuously collecting transaction data associated with a plurality of users, generating, for a user having a user device communicatively coupled to a payment system, a set of transaction incentives to be applied to current or future transactions; identifying a geo-location of the user device; determining a likelihood of the user engaging in a transaction with a merchant at a merchant device; based at least in part on at least one of the geo-location of the user device or the likelihood of the user engaging in the transaction, selecting at least one transaction incentive to be applied to the transaction; processing a payment for the transaction with the at least one transaction incentive is applied thereto; and updating a user interface on the user device to indicate at least one of the transaction and the at least one transaction incentive applied.

Methods and systems are employed for ordering a repeat order from a merchant via an internet-connected vehicle by identifying a pattern by a user at a merchant, and based on the user's location automatically placing a repeat order without the user having to manually place the order. In other examples, the system determines that the vehicle is traveling towards a location of the merchant and, in response, transmits to the merchant instructions to prepare an order matching the repeat transaction.

Methods and systems are employed for searching a first user's calendar schedule for a meeting with a second user, providing an offer from a merchant based on a user's calendar schedule and automatically applying the offer from the merchant based on arrival of the first user and second user at the merchant's location. The verification of the presence of the first user and the second user may be based on identifying the location of each user, and offers from merchant locations may be provided based on the respective locations of the users.

In order to manage a transaction that is performed to resolve a shortage of money in a store, a management server included in a transaction management system is provided with: a message release unit configured to release a message on a network, the message including information on a request for a transaction in which depositing of money or money change is to be performed, and on a benefit that is associated with the transaction and is given on condition that the transaction is completed; a transaction management unit configured to manage reservations for the transaction that have been reserved via the network, receive information on completion of the transaction via the network, and give the benefit via the network when a reserved transaction has been completed; and a memory configured to store and manage information on the transaction and the benefit.