Systems and methods are disclosed to facilitate payment of a restaurant bill via text message. For example, a text message having a restaurant bill code may be sent from a customer device to an MPS phone number. A restaurant network address may be extracted for a restaurant computing system. A query may be sent to the restaurant computing system using the restaurant network address with the restaurant bill code. In response, the restaurant computing system may send restaurant bill data that includes least one restaurant menu item, a price for the at least one restaurant menu item, and a total bill amount. A unique URL may be created that when entered into a web browser presents a webpage that includes at least the restaurant bill data. The unique URL may be used by the customer to pay the restaurant bill.

Systems and methods of the present disclosure include at least one processor that receives electronic messages, each associated with a respective originating entity. Message metadata of each electronic message is extracted and list subscriptions are determined based on the message metadata. User interaction commands relative to each electronic message are tracked. Record similarity values for user activity records are determined based on a measure of similarity between the originating entity and each activity record. An engagement model is utilized to determine an engagement score indicative of a degree of user engagement with each originating entity based on the user activities and the user interaction metrics to generate a prediction indicative of the degree of user engagement. An unsubscribe condition is determined based on the engagement score being below a threshold score, and an unsubscribe command is automatically issued.

Systems and methods are disclosed to facilitate payment of a restaurant bill via text message. For example, a text message having a restaurant bill code may be sent from a customer device to an MPS phone number. A restaurant network address may be extracted for a restaurant computing system. A query may be sent to the restaurant computing system using the restaurant network address with the restaurant bill code. In response, the restaurant computing system may send restaurant bill data that includes least one restaurant menu item, a price for the at least one restaurant menu item, and a total bill amount. A unique URL may be created that when entered into a web browser presents a webpage that includes at least the restaurant bill data. The unique URL may be used by the customer to pay the restaurant bill.

There is provided a method of implementing a payment in relation to a telephone call between a customer and a merchant/service provider, the telephone call consisting of signalling and media components. The method comprises, when establishing the telephone call, routing the signalling component to the merchant/service provider via a payment service system and routing the media component directly to the merchant/service provider. The method further comprises, at a communication management system of the merchant/service provider, sending an indication that the customer is required to make a payment to the payment service system and, at the payment service system, upon receipt of the indication, using the signalling component to implement a redirection of the media component via the payment service system, extracting payment details of the customer from the redirected media component, and providing the payment details to a payment processing system to action the payment.

A system and method allows users to make purchases by charging or funding a prepaid debit card with their cell phone accounts by simulating a user roaming with their mobile device.

A platform in a wireless public land mobile network environment associates a mobile device's unique identifier with a provider of services to the mobile device as well as with the device's anchor network. When the mobile device wirelessly accesses services from a local wireless network while roaming outside of its anchor network's wireless coverage via an APN of the local network, the platform receives electronic data session transaction information records from the local network and replaces the mobile device's unique identifier with a pseudo/replacement unique device identifier that is associated in the platform with the local network and returns the transaction record to the local network instead of to the anchor network.

Methods, systems, and computer readable media for electronically facilitating streaming payments are provided. An exemplary method includes receiving a request to access protected media content hosted by a content provider, determining a minimum currency increment based on a user designated payment type, and establishing a predefined content increment that corresponds to the protected media content. The method further includes determining a minimum session expense ratio based on the minimum currency increment and the predefined content increment, initiating a user session that permits access to the protected media content, and determining a quantification of protected media content that is consumed at a termination of the user session. The method also includes using the minimum session expense ratio and the quantification to determine an on-demand streaming payment amount and utilizing the user designated payment type to determine a manner of routing the on-demand streaming payment amount to a payment processing entity that is configured to facilitate a payment transaction.

A network system for providing one or more services to one or more end-user devices communicatively coupled to the network system over a wireless access network, the network system comprising: a policy enforcement function, a first policy element, a second policy element, and a network element, wherein the network element is communicatively coupled to the policy enforcement function, the first policy element, and the second policy element, and wherein the network element is configured to communicate first policy information between the policy enforcement function and the first policy element, and communicate second policy information between the first policy enforcement function and the second policy element.

A wireless end-user device is disclosed. One or more user inputs indicate that a user of the wireless end-user device authorizes the device to send a first file to a server over a network of a first network type, and that the user does not authorize the device to send a second file to the server over the network of the first type. Based on the one or more user inputs and a determination that the device is connected to the network of the first type, the device sends the first file, but not the second file, to the server over the network of the first network type. Upon detecting that the device is connected to a network of the second network type, the device sends the second file to the server over the network of the second network type.

A personal communication device for processing financial information via a payment terminal, the payment terminal being configured to output a wireless signal is configured to receive the wireless signal of a payment terminal; determine whether the received wireless signal has a strength above a first signal threshold. If the received signal strength is above the first signal strength threshold, it emits a wireless request signal to cause the payment terminal to establish a communication channel with the personal communication device, wherein the request signal causes the payment terminal to establish only one communication channel, wherein the communication channel is only between the said personal communication device and the payment terminal. When a financial transaction at said personal communication device is concluded, it emits a wireless release signal to close down the communication channel so that the payment terminal can establish another communication channel with another personal communication device.