Based on data acquired from a server via a predetermined network, a predetermined content is acquired. Further, based on data acquired from an information storage medium by performing near field communication with the information storage medium, a content that can be used in the same application as an application in which a content that can be acquired from the server via the predetermined network is used, or the same content is acquired.

A wireless communication device associated with a mobile operator network transmits an authentication request for network access via a wireless access point (AP) using a transceiver other than the cellular network transceiver. Device authentication can occur directly with the mobile operator network or via a proxy server. Upon authentication, the requesting device may access a wide area network in a data off-load operational mode and the data flow to and from the device via the AP is monitored and reported to mobile operator network associated with the requesting device. The wireless communication device can communicate with any of a plurality of APs distributed in a venue during the data off-load operational mode.

A notification message processing method includes: in response to being triggered to display a notification message different from a current application when a terminal is running the current application, detecting a delay processing operation on the notification message, the delay processing operation being used to trigger a delay processing on the notification message, and different delay processing operations corresponding to different delay processing modes; and performing a delay processing on the notification message based on a detected delay processing operation.

A method and system for payments for mobile phone payments with a disabling feature is disclosed. The method includes activating a mobile phone containing contactless payment systems, and having a timeout feature disable the contactless payment systems after a set period of time.

Systems and methods for performing online charging for proximity services. One embodiment is a proximity service element that controls proximity services for a mobile network. The proximity service element receives a service request from User Equipment (UE) for a proximity service, and collects online charging information related to the proximity service. The proximity service element formats the online charging information into an online charging request, and transmits the online charging request to an online charging system. The proximity service element receives an online charging response from the online charging system that includes a credit authorization result for the proximity service, and transmits a service response to the UE indicating the credit authorization result for the proximity service.

Embodiments include method, systems and computer program products for digital message delivery using ad-hoc distributed device networking. In some embodiments, it may be determined that a first device comprising a first device cloud is within a dead zone. A second device with a second device cloud may be identified as a carrier device. Data may be transmitted to the second device cloud of the carrier device using a wireless network connection. An acknowledgement may be received from the first device that the first device cloud of the first device received the data from the second device cloud of the carrier device while in the dead zone.

A method and system for payments for mobile phone payments with a disabling feature is disclosed. The method includes activating a mobile phone containing contactless payment systems, and having a timeout feature disable the contactless payment systems after a set period of time.

Embodiments include method, systems and computer program products for digital message delivery using ad-hoc distributed device networking. In some embodiments, it may be determined that a first device comprising a first device cloud is within a dead zone. A second device with a second device cloud may be identified as a carrier device. Data may be transmitted to the second device cloud of the carrier device using a wireless network connection. An acknowledgement may be received from the first device that the first device cloud of the first device received the data from the second device cloud of the carrier device while in the dead zone.

The invention relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, the invention leverages the information in the social network to conduct financial transactions.

The best mode of the invention is considered to be a social payment network app that incorporates all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network.

The invention provides better counterparty recognition, reduces the chance of fraud, or fraud, and provides a cheaper payment platform to consumers (110, 410) or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and/or expenses to third parties, such as the employer or tax administration.

The invention relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, the invention leverages the information in the social network to conduct financial transactions.

The best mode of the invention is considered to be a social payment network app that incorporates all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network.

The invention provides better counterparty recognition, reduces the chance of fraud, or fraud, and provides a cheaper payment platform to consumers (110, 410) or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and/or expenses to third parties, such as the employer or tax administration.