According to the present invention, when receiving a connection request including an SIM-ID from a terminal 20, a connection node 16 connects the terminal to a connection destination APN which is associated with the SIM-ID. A user management server 10 and an SIM-ID management server change the connection destination APN associated with the SIM-ID according to a change in a use state of a prepaid SIM, and distributes, to the connection node 16, an association relationship between the SIM-ID and the connection destination APN. By this process, the connection destination APN of a terminal connected to a network can be automatically switched according to a change in an identifier use state of the prepaid SIM.

A computer-implemented method includes receiving a first input from a customer to establish an account at a financial institution; establishing the financial institution account for the customer based on registration information regarding the customer; generating a card number for a physical payment card and associating the card number with the financial institution account; receiving a customer-input PIN that establishes the PIN for the financial institution account after establishing the financial institution account and generating the card number; receiving a second input from the customer to provision the financial institution account to a mobile wallet application before creation of the physical payment card; provisioning the financial institution account to the mobile wallet application; and associating the card number with a status indicator, the status indicator associated with a digitally-active status that enables the customer to engage in mobile wallet transactions using the financial institution account.

A method for transferring funds to a second electronic computing device includes establishing a first pre-paid payment account on a first electronic computing device. The first pre-paid payment account is used to establish one or more second pre-paid payment accounts. The one or more second pre-paid payment accounts have a value that is less than or equal to the first pre-paid payment account. A first account identifier is obtained for one of the second pre-paid payment accounts. The first account identifier is sent to the second electronic computing device. The sending of the first account identifier to the second electronic computing device results in a transfer of ownership of the one more second pre-paid accounts from a first user at the first electronic computing device to a second user at the second electronic computing device.

Follow-the-user (FTU) service can be implemented within a telecommunication data services platform to provide flexibility for end users to use their service subscriptions with any capable devices/vehicles. Currently, service subscriptions are generally tied to one device/vehicle that can be used to access the services, instead of the actual end user who uses the services. Therefore, a device/vehicle identifier can be utilized in accordance with an online billing and identification platform to identify end-user subscribers and associate their subscription services to a device/vehicle for which they are utilizing collect service usage, as well as to assign to its owner for the billing.

A system and method for the real-time management of a device, and more particularly to the establishment and enforcement of policies or rules associated with the feature or functions that may be performed with the device, such as making and receiving calls, exchanging data, playing games and music, sending and receiving email, accessing web sites, and paying for goods and services. If a child or employee is using the device, there may be a need to regulate how that device can be used and to determine who will pay for what goods or services. In addition to providing all of the features associated with a device, service providers need to be able to establish and enforce rules (policies) regulating how and when that device can be used and who will pay for a good or service requested by the user of the device.

A method and system for least cost routing for mobile telephone calls between the United States and Mexico in such a way so that the call is separated into several call legs and the international portion or call leg is routed via a low-cost or no-cost route independently of the local call legs, essentially achieving an international call with local call rates. This uses a SIM card that automatically identifies any incoming or outgoing call and provides the ability to convert the call from an expensive international and/or roaming call to a local (free) call. Several slight variations are disclosed, and all embodiments have an integrated money transfer service that can be used with a very simple low-cost basic mobile phone using IVR, SMS and voice recognition, or can be accessed via the web or via a smartphone app.

Pre-authorized communication services and/or transactions are provided via a plurality of networks in response to a request received from a user to provide at least one of a communication service, a transaction and user account information via a plurality of networks of different types. Prior to processing the request, there is verification of the user's authorization to receive the at least one of the communication service, the transaction, and the user account information, and that an account associated with the user has a sufficient amount currently available for payment of the at least one of the communication service and the transaction. After verification, an authorized account associated with the user is charged in real time as the at least one of the communication service and the transaction is provided.

A mobile communications device receives an indication of a balance from a server when establishment of a voice call or sending of a message is requested. The mobile communications device determines whether the balance is sufficient to place the voice call or send the message over a mobile network. If the balance is sufficient to place the voice call or send the message over the mobile network, the voice call is established or the message is sent under normal operating conditions. If the balance is insufficient to place the voice call or send the message over the mobile network, a grace period is activated and the voice call is established or the message is sent during the grace period over an available wireless local-area network.

Arrangements are provided for identifying a second fraudulent subscription replacing a first fraudulent subscription. A method is performed by a fraudulent subscription detection system. The method includes obtaining notification of the first fraudulent subscription having been identified in a SIM box. The method comprises obtaining historical network data of the first fraudulent subscription. The method com includes prises generating a model based on the historical network data. The method includes identifying the second fraudulent subscription replacing the first fraudulent subscription in the SIM box upon providing live network data as input to the model. The method includes providing an identification of the second fraudulent subscription to at least one of a subscription manager entity and a user interface of a Manual Analysis component.

Usage rates for user equipments (UEs) in a peer to peer wireless network are disclosed. For instance, a network device communicates via a first wireless connection with the network device, wherein the first wireless connection employs a first frequency band, and wherein the first frequency band corresponds to a first rate model. Then, a request is received to change the first frequency band to a second frequency band. A second wireless connection is established with the network device, wherein the second wireless connection employs the second frequency band, and wherein the second frequency band corresponds to a second rate model different than the first rate model.