Embodiments include a client device configured for telephone communications and including an application or software that configures the client device to, in response to receiving an input to initiate a telephone call to a selected contact, receive data of the selected contact. The client device determines a current time of the selected contact based on a location corresponding to the selected contact, and determine from the data of the selected contact and the current time an appropriate time to call the selected contact. A display generated at the client device includes a message comprising message data representative of the appropriate time to call the selected contact.

The present invention relates to a method and a network device for setting up a voice call. The invention further relates to computer programs and computer program products comprising computer readable medium having the computer programs stored thereon. In a first aspect of the invention a method of setting up a voice call between a first party and a second party is provided. The method comprises acquiring information pertaining to at least one detected state of at least one of the first and the second party, determining whether the acquired information pertaining to the at least one detected state of the at least one of the first and the second party satisfies at least one criterion of a scheduling policy for setting up the voice call; and if so causing the voice call to be set up between the first party and the second party.

The present invention relates to a method and a network device for setting up a voice call. The invention further relates to computer programs and computer program products comprising computer readable medium having the computer programs stored thereon. In a first aspect of the invention a method of setting up a voice call between a first party and a second party is provided. The method comprises acquiring information pertaining to at least one detected state of at least one of the first and the second party, determining whether the acquired information pertaining to the at least one detected state of the at least one of the first and the second party satisfies at least one criterion of a scheduling policy for setting up the voice call; and if so causing the voice call to be set up between the first party and the second party.

A computer-implemented method includes identifying a mobile phone. The method includes identifying one or more input devices. The one or more input devices are associated with the mobile phone. The method includes collecting behavior information from the input devices. The method includes applying machine learning to the behavior information to yield a schedule.

A computer-implemented method includes identifying a mobile phone. The method includes identifying one or more input devices. The one or more input devices are associated with the mobile phone. The method includes collecting behavior information from the input devices. The method includes applying machine learning to the behavior information to yield a schedule.

Disclosed in some examples, are methods, systems, and machine-readable mediums which build and utilize an artificial intelligence model to predict debtor payment timing. The past debtor payment history and other debtor information may be for a plurality of accounts over a past time period. Once the model is created, it may be used when a debtor misses a payment to determine a prediction of when the debtor will pay. The model uses characteristics of past debtors and their payment dates to predict, based upon the characteristics of the late debtor, when the late debtor will make a payment. The predicted timing may include a predicted probability for whether the payment will be made within the predicted timing. The predicted timing may be a specific date, or a window (e.g., a three-day window).

Disclosed in some examples, are methods, systems, and machine-readable mediums which build and utilize an artificial intelligence model to predict debtor payment timing. The past debtor payment history and other debtor information may be for a plurality of accounts over a past time period. Once the model is created, it may be used when a debtor misses a payment to determine a prediction of when the debtor will pay. The model uses characteristics of past debtors and their payment dates to predict, based upon the characteristics of the late debtor, when the late debtor will make a payment. The predicted timing may include a predicted probability for whether the payment will be made within the predicted timing. The predicted timing may be a specific date, or a window (e.g., a three-day window).

Provided is a method and system for automatically connecting a call of a Voice over Internet Protocol (VoIP) service. A method of automatically connecting the VoIP call in an electronic device implemented by a computer may include a setting a specific counterpart among counterparts capable of making the VoIP call over a network as an automatic connection target; and automatically connecting a call with the specific counterpart immediately in response to executing a program including a function of providing the VoIP call without performing a calling operation and an acceptance operation for a call between a user of the electronic device and the specific counterpart.

The present invention relates to a method and a network device for setting up a voice call. The invention further relates to computer programs and computer program products comprising computer readable medium having the computer programs stored thereon. In a first aspect of the invention a method of setting up a voice call between a first party and a second party is provided. The method comprises acquiring information pertaining to at least one detected state of at least one of the first and the second party, determining whether the acquired information pertaining to the at least one detected state of the at least one of the first and the second party satisfies at least one criterion of a scheduling policy for setting up the voice call; and if so causing the voice call to be set up between the first party and the second party.

Certain aspects of the present disclosure provide techniques for initiating a phone call from a wireless communication device based on physical interaction with the wireless communication device. In one example, a method for initiating a call from a wireless communication device, includes: receiving sensor data from a first sensor in the wireless communication device during a user interaction time interval; detecting a number of user interactions on the wireless communication device during the user interaction time interval based on the sensor data; determining a contact number associated with the number of user interactions; and causing the wireless communication device to dial the contact number at an end of the user interaction time interval.