A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with the customer account. The customer account identification data may be entered at the point of sale. The request may be associated with a purchase of the value. The value may be caused to be added to the customer account. During subsequent value purchase transactions, additional value may be added to the account.

A backup account recovery authentication of last resort using social authentication is described. The account holder requests trustees who have been previously identified to obtain an account recovery code. The account recovery system sends a communication to the trustee for information to verify the trustee as one of the previously identified trustees. The account recovery system then may transmit a link and code with instructions for the trustee to return the link. The account recovery system then transmits a situational query to the trustee to provide additional security. Finally, if all the communications have been completed for the required level of security, the account recovery code is transmitted to the trustee. The trustee sends the account recovery code to the account holder for access to an account.

A malicious party may attempt to avoid a mobile network operator (MNO) contract involved with subsidy-lock by inserting an interfering piece of hardware called a proxy SIM in a device. The device provided herein uses an authentication technique to guard against a proxy-SIM attack. The device includes a secure element (SE) with subscriber identity module (SIM) functionality present on the SE. The device sends the SE a nonce to be signed over. The SE signs using a public key infrastructure (PKI) private key of the SE and provides a response. The device evaluates whether the response contains a valid signature. If the validation is successful, the device relies on SIM data provided in the response to continue with activation of the device, so that the device can provide services under the MNO contract. If the validation fails, the device will not attempt to access network services with the SIM functionality.

A method for location-dependent billing for a services that are available to a mobile terminal, a local communication connection is set up to a fixably installed external location tag with a corresponding wireless interface between the fixably installed tag and the mobile terminal, the method including the steps of accessing the external location tag and transmitting a billing rate code from the external location tag to the mobile terminal, forwarding the billing rate code from the mobile terminal to a central unit of a mobile communication network, in which the mobile terminal is logged, determining a geographic location identification of the external location tag by evaluation of the billing rate code at the central unit, and selecting a billing rate for billing for the service available to the user based on the billing rate code at the central unit.

A mobile communications device receives and handles an encoded message. State data about the encoded message is generated based upon a first access of the encoded message. The device stores the generated message state data in a cache of the mobile communications device; generates a message indicator based upon the message state data stored in the cache of the mobile device; and processes the encoded message on a background thread running on the mobile device. The process determines that a message state change has occurred since the message was last opened and provides an updated message indicator to a user of the mobile device that reflects the message state change.

A method for location-dependent billing for a services that are available to a mobile terminal, a local communication connection is set up to a fixably installed external location tag with a corresponding wireless interface between the fixably installed tag and the mobile terminal, the method including the steps of accessing the external location tag and transmitting a billing rate code from the external location tag to the mobile terminal, forwarding the billing rate code from the mobile terminal to a central unit of a mobile communication network, in which the mobile terminal is logged, determining a geographic location identification of the external location tag by evaluation of the billing rate code at the central unit, and selecting a billing rate for billing for the service available to the user based on the billing rate code at the central unit.