A method for managing mobile payments in a mobile phone. The method includes receiving data associated with a plurality of issuer specific payment services at a mobile phone, selecting one of the issuer specific payment services, and conducting a transaction using the phone.

A system for multiple network usage tracking, the system having a policy management platform having one or more processors able to receive and to calculate account usage data associated with an account profile, the policy management platform arranged externally from a network of at least one wireless carrier.

A process for authorizing wireless service includes providing a generally rectangular flat form factor card having a first surface and opposing second surface. The process further includes providing a machine-readable activation code arranged on the first surface, wherein the machine-readable activation code is configured to authorize the wireless service when provided to a system associated with a wireless service provider, receiving the machine-readable activation code in a server, the machine-readable activation code being captured by a wireless device, and provisioning the wireless service to the wireless device from a wireless network when the machine-readable activation code is provided to the system associated with the wireless network.

This disclosure provides aspects and embodiments of methods, services, and platforms for prompting users with a zero account balance to send a callback message to a contact informing the contact that the user cannot call them and asking the contact to call the user. This disclosure further provides location determining platforms and rewards platforms for users.

An electronic device which displays and updates Mobile Network Operator (MNO) information includes a memory, a display, a communicator, a user inputter, and a processor. The processor is configured to control the display to display a contact list including telephone number information of a plurality of external devices and Mobile Network Operator (MNO) information of the plurality of external devices, and in response to a user command for selecting one of the plurality of external devices included in the contact list being input, establish a communication connection with the selected external device. The processor is further configured to control the communicator to receive information regarding the MNO information of the external device from the selected external device; and update the contact list based on the MNO information of the external device and store the updated contact list in the memory.

This disclosure provides methods, systems, and platforms for automatically prompting a mobile device user to download an application to their mobile device after a triggering event. Triggering events include calling a business, receiving a call from a business, and navigating to a website. In some embodiments, a business can run a targeted campaign to automatically prompt a mobile device user to download an application. In some embodiments, the platform interacts with an application installed on the mobile device. The prompt displayed on the mobile device includes an actionable option to download an application.

This disclosure provides aspects and embodiments of methods, services, and platforms for prompting users with a zero account balance to send a callback message to a contact informing the contact that the user cannot call them and asking the contact to call the user. This disclosure further provides location determining platforms and rewards platforms for users.

This disclosure provides systems, methods, services, and platforms for prompting a user to respond to an offer on a mobile device. The disclosure enables Mobile Network Operators to create campaigns to target customers who are nearing the limit of their data plans, voice plans, SMS plans, and MMS plans. In some embodiments, the cloud server interacts with a client application to prompt the use of a mobile device to respond to an offer send in a campaign. The disclosure also provides embodiments to check to see if the user has opted out of receiving offers, or if a device can not execute a command, or if a threshold number of offers has already been sent. This disclosure also provides embodiments for authenticating third party account log-in.

This disclosure provides systems, methods, services, and platforms for prompting a user to respond to an offer on a mobile device. The disclosure enables Mobile Network Operators to create campaigns to target customers who are nearing the limit of their data plans, voice plans, SMS plans, and MMS plans. In some embodiments, the cloud server interacts with a client application to prompt the use of a mobile device to respond to an offer send in a campaign. The disclosure also provides embodiments to check to see if the user has opted out of receiving offers, or if a device can not execute a command, or if a threshold number of offers has already been sent. This disclosure also provides embodiments for authenticating third party account log-in.

Systems and methods are provided for charging for resource usage by an Internet of Things (IoT) device. The method includes: creating a subscription for the IoT device; estimating, based at least in part on the subscription, a number of event notifications associated with resource usage by the IoT device expected over a period of time; transmitting a first message including the number of estimated event notifications associated with resource usage by the IoT device expected over the period of time towards an Online Charging System (OCS); and transmitting a second message including an actual number of event notifications associated with resource usage by the IoT device over the period of time towards the OCS.