Patent classifications
G06Q40/086
INSURANCE PREMIUM CALCULATION SYSTEM, BEAUTY LEVEL ESTIMATION SYSTEM, AND OVERALL HEALTH ESTIMATION SYSTEM
An objective of the present invention is to provide a beauty level estimation system and a beauty level estimation method for calculating a beauty level of a pet animal kept by a user based on a correlation between diversity data related to diversity of intestinal microbiota of an animal and a beauty level. The beauty level estimation system includes: an acquisition unit that acquires diversity data of intestinal microbiota of a pet animal kept by a user; and a calculation unit that calculates a beauty level of the pet animal kept by the user based on the diversity data of the intestinal microbiota and a correlation between diversity data of intestinal microbiota of a pet animal and a beauty level.
SYSTEM AND INFORMATION PROCESSING APPARATUS
Vehicle theft prevention measures are promoted by providing a controller configured to receive, from a vehicle, information corresponding to the vehicle theft prevention measures performed by a user; and output information for providing an incentive to the user according to the information received from the vehicle.
Automatic policy term adjustment based on advance renewal notice
A renewal adjustor may determine that an advance renewal notice, associated with an upcoming renewal of an insurance policy that involves a premium increase, was not sent by a target notice date determined based on an applicable advance renewal notice period. The renewal adjuster may automatically edit policy data, maintained by a policy management system in association with the insurance policy, to extend a current term of the insurance policy by a length of time by which the advance renewal notice was delayed and to shorten a subsequent renewal term of the insurance policy by the same length of time. Accordingly, by editing the policy data to extend the current term and shorten the renewal term, a renewal of the insurance policy by the policy management system may be delayed until the advance renewal notice period elapses following the actual date the advance renewal notice was sent.
INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND PROGRAM
In an information processing device, a face video data acquisition means acquires a face video of the subject. A disease risk estimation means estimates a disease risk score including a mental disease risk score, a brain disease risk score, and a physical disease risk score based on the face video of the subject. A proposal means decides a proposal content for the subject based on a combination of the mental disease risk score, the brain disease risk score, and the physical disease risk score. The information processing device can support optimal decision-making regarding the provision of services and products.
Systems and methods for adjusting premium rate based on usage
A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part on the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
APPARATUSES, SYSTEMS, AND METHODS OF PROTECTING A DOWN-PAYMENT VALUE ASSOCIATED WITH A PURCHASE OF A DEPRECIATING ASSET
A method for protecting a down-payment value associated with a purchase of a depreciating asset is disclosed herein. The depreciating asset may be identified, the purchase of the depreciating asset may be initiated, one or more characteristics associated with the purchase of the depreciating asset may be identified, and the down-payment value associated with a purchase of the depreciating asset may be acquired. At least one of one or more adjustment models corresponding to the purchase of the depreciating asset may be selected. And, a percentage of the down-payment value associated with the purchase of the depreciating asset may be calculated based at least in part on the at least one of the one or more adjustment models. A payment amount may be generated based upon at least the calculated percentage of the down-payment value associated with the purchase of the depreciating asset.