A tote assembly is provided having a basket and an insert sized to be slideably received within the basket. The insert can be one of a plurality of inserts, each sized to be slideably received within the basket wherein the inserts can have different interior dividers to define compartments for accessories or equipment associated with a particular activity.

A cargo carrying device is disclosed including a substantially rectangular bottom panel, a substantially rectangular front panel, a substantially rectangular back panel, substantially rectangular first and second side panels. The front panel, the back panel, and the first and second side panels are each connected to the bottom panel. A polyhedron cargo compartment is formed between the front panel, the back panel, the first side panel, the second side panel, and the bottom panel. Packages and/or other items may be loaded into the cargo compartment for transport. The cargo carrying device has at least one rigid handle for carrying. At least one support strap is connected to the first side panel, the bottom panel, and the second side panel. The support strap is also connected to the rigid handle.