Patent classifications
G06Q20/202
Reduced friction for merchant interactions
Improvements to existing technologies associated with point-of-sale transactions and merchant ecosystems to, among other things, reduce in-person contact and, in some examples, improve the efficiency at which point-of-sale transactions are completed (i.e., reduce friction) are described. In some examples, such reduced in-person contact and/or improved efficiencies can limit transmission of infectious diseases. As such, techniques described are directed to modifying aspects of point-of-sale transactions such that they occur on different computing devices (e.g., customer computing devices instead of merchant computing devices), are automated, and/or occur at different times than with conventional point-of-sale transactions. Furthermore, in at least one example, techniques described can leverage a distributed, network-based merchant ecosystem—comprising multiple merchant computing devices and/or customer computing devices that are specially configured to communicate with a service provider—to facilitate social distancing, which can reduce in-person contact and, in some examples, improve the efficiency at which point-of-sale transactions are completed.
Connected car as a payment device
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device. Various aspects may include receiving a selection of a stored financial card or financial account at a vehicle head unit. The selected financial card or financial account may be transmitted to a point-of-sale (POS) terminal for making a payment by transmitting a tokenized card number to the POS terminal. The tokenized card number may be transmitted over a very short-range communication link to ensure that the transmission is secure. For example, electronic circuitry may be attached to the exterior of the vehicle, where the electronic circuitry may be within a threshold distance (e.g. one inch, three inches, six inches, one foot, three feet, etc.) of the POS terminal. The tokenized card number may be transmitted from the vehicle head unit to the electronic circuitry and then to the POS terminal.
Direct payment authorization path
Various examples described herein are directed to systems and methods for processing a payment using a mobile wallet network and issuer. A mobile wallet application provides payment information and an indication if payment may be done directly via the mobile wallet network to a point of sale (POS) terminal. The POS terminal determines which payment network to use. A bill may be sent to the mobile wallet application. The mobile wallet application requests payment authorization from an issuer. The issuer provides the authorization and the transaction is completed between the POS terminal and the mobile wallet application.
Remote vending using an integrated vehicle vending machine
A device that includes a housing configured to couple to an interior of a vehicle. The device further includes a card reader and a user interface. The card reader is configured to receive payment card information for a payment card. The user interface is configured to receive a user input identifying a product, to determine a current location of the device, to determine a vending location where the product is available based on the current location of the device, and to modify a route to a final destination to include the vending location. The user interface is further configured to send an authorization request requests a purchase of the product, to receive an approval message, to generate an authorization token that authorizes a purchase to retrieve the products from the vending location, and output the authorization token.
Sales system, server, and processing method for sales system
According to the present invention, there is provided a sales system (10) that includes a plurality of information acquisition units (11-1 to 11-N (N is an integer equal to or greater than 2)) installed for a plurality of respective products, a registration unit (12) that registers a product corresponding to a first information acquisition unit (11-A (A is an integer equal to or greater 1 and equal to or smaller than N)) in association with customer identification information when the customer identification information is input through the first information acquisition unit (11-A), a reception unit (13) that receives a request for a product list associated with the customer identification information from a customer terminal, and a transmission unit (14) that transmits the product list to the customer terminal in response to the request.
Technologies for initial provisioning and refilling of medical devices
A system includes: a processor; a memory coupled to the processor, wherein the memory stores a first content; a medical device coupled to the processor; and a reader coupled to the processor, wherein the reader is configured to read a second content from a storage medium other than the memory such that the processor switches the medical device from a first mode to a second mode based on the first content corresponding to the second content.
INFORMATION PROCESSING APPARATUS AND CONTROL PROGRAM THEREFOR
An information processing apparatus includes a memory and a controller. The memory is configured to store first software and second software different from the first software. The controller is configured to enable execution of the first software and the second software when an elapsed time since an application of a program on security was last successfully performed is less than a predetermined time, and enable execution of the first software and disable execution of the second software when the elapsed time is greater than or equal to the predetermined time.
Operations system for combining independent product monitoring systems to automatically manage product inventory and product pricing and automate store processes
In some implementations, a device may receive data identifying products and encoded data identifying smart tags of the products. The device may map the data and the encoded data to generate encoded product data. The device may receive encoded data provided by smart tags of products received by a store. The device may receive images of the products. The device may compare the encoded data and the encoded product data to identify a set of the products received by the store. The device may correlate the images with the set of the products. The device may process the correlated data to identify locations of the set of the products in the store. The device may generate an instruction to relocate a product to a new location and may provide the instruction to a device, associated with the store, to cause the product to be relocated to the new location.
Drop box item deposit sensor system and methods of using the same
An item drop box sensor system for detecting items deposited within a drop box may be configured to detect movement of an item deposit tray and to detect items deposited within the drop box. The drop box sensor system may comprise one or more tray movement sensors for detecting movement of the deposit tray, one or more item detection sensors configured to detect items passing into the drop box via the deposit tray, and an onboard controller for selectively activating the various sensors to conserve power and for transmitting data indicative of the status of the drop box to a central server configured for scheduling item pickups for various geographically spaced drop boxes.
MACHINE LEARNING MODEL FOR COMBINING DEVICE PRESENCE DATA WITH PHYSICAL VENUE TRANSACTION DATA
A device detection system is configured to determine whether a device is located within a venue. The device detection system detects pings from the device to determine whether the device is located within the venue. The device detection system receives point-of-sale data for a transaction from an entity associated with the venue. The point-of-sale data may be compared to data describing the detected device to determine whether the transaction was conducted by a customer associated with the detected device. The device detection system may correlate the point-of-sale data with content that was viewed by the customer to determine whether the content resulted in the customer visiting a venue and making purchases at the venue.