The present disclosure generally relates to techniques for managing contextual transactions. In some examples, at a sender electronic device, a first user provides authorization to purchase an item for a second user. In some examples, at a recipient device, the second user selects one or more attributes for the item and requests to claim the item. In some examples, an electronic device displays a representation of an item and a purchase affordance for purchasing the item using a payment system that is available on the electronic device.

This patent features a self-servicing electronic equipment (1) for use preferably in commercial establishments, which enables performing bank transactions and cash withdrawals in which the financial operation is performed by the electronic equipment (1) and the cash is provided by the commercial establishment. The electronic equipment (1) includes a central processing unit (14) for control and connection between devices. The electronic equipment (1) comprises a cabinet (2), including a structural part made of a thermoplastic material, comprising an upper part (21), a lower part (22), side finishing parts (23) and side closure parts (24), fingerprint reader support (16), palm vein reader support (15), external connector support (18), central processing unit support (17) and card reading and password input device support (19), internal processing center (14), card reading and password input device (3), fingerprint reader (5), palm vein reader (13), fixed base (20) and base with rotating system (10).

Various aspects of the disclosure relate to automated generation and electronic delivery of digital representations of guaranteed financial instruments. A check generation service platform may process personal financial instrument images, along with user account information, to generate electronic representations of guaranteed financial products. Delivery of the guaranteed financial product may be performed as an electronic message comprising one or more of a bar code, a QR code, or an electronic token, and an electronic image that may be executed by a third-party computing platform.

Disclosed is a system for enrolling a user for facilitation of transactions using biometric authentication. The enrolling system includes an application program that is configured to: receive a user attribute; create an anonymous client reference (ACR) associated with the user attribute; and receive a biometric template. The biometric template has been determined from an input of a biometric. The enrolling system is further configured to create an association between the biometric template and the ACR.

A method for addressing a shopper's eligibility for frictionless checkout may include identifying at least one shopper in a retail store designated as not eligible for frictionless checkout; in response to the identification of the at least one shopper designated as not eligible for frictionless checkout, automatically identifying an ineligibility condition associated with the at least one shopper's designation as not eligible for frictionless checkout; determining one or more actions for resolving the ineligibility condition; causing implementation of the one or more actions for resolving the ineligibility condition; receiving an indication of successful completion of the one or more actions; and in response to receipt of the indication of successful completion of the one more actions, generating a status indicator indicating that the at least one shopper is eligible for frictionless checkout and storing the generated status indicator in a memory.

A bridge service is provided to support multi-user simulated contactless cards that in response to receiving a request to provision a secure element with payment card profile information of a user, provisions a token representing the payment card profile, converts the token representing the payment card profile into a format for the payment application; and provides the payment card profile to the payment application, the payment card profile comprising a single use key. The bridge service enables simulated contactless cards to store payment card information for a user on volatile memory instead of the persistent, secure element memory.

Systems and methods for scalable biometric authentication are disclosed. In one embodiment, a method for scalable biometric authentication may include: (1) receiving, by a biometric authentication computer program executed by a computer processor, a transaction request for a transaction comprising a received biometric; (2) identifying, by the biometric authentication computer program, a subset of likely customers from a set of customers for the transaction; (3) retrieving, by the biometric authentication computer program, stored biometrics for the subset of customers; (4) identifying, by the biometric authentication computer program, one of the stored biometrics for the subset of customers that matches the received biometric; and (5) retrieving, by the biometric authentication computer program, a stored payment method for the identified stored biometric.

A method, apparatus, and system of activating and using a contactless card are disclosed. A method includes receiving a transaction card application for a contactless transaction card from an applicant; issuing a contactless transaction card based on the transaction card application, wherein the contactless transaction card comprises a uniform resource locator (URL) embedded thereon; and activating the contactless transaction card in response to receiving information from a contactless communication between the contactless transaction card and a customer device, wherein the contactless communication causes access to a web site associated with the URL.

A biometric token is generated for a user and provided to a user-operated device. A pre-staged transaction is defined by a user and the user supplies the token for association with the pre-staged transaction. Subsequently, a user visits a transaction terminal and a new candidate token is generated from biometric attributes of the user. The candidate token is matched to the token associated with pre-staged transaction to authenticate the user and the pre-staged transaction is processed at the transaction terminal as a completed transaction.

The present disclosure generally relates to managing access to credentials. In some examples, an electronic device authorizes release of credentials for use in an operation for which authorization is required. In some examples, an electronic device causes display of one or more steps to be taken to enable an input device for user input. In some examples, an electronic device disambiguates between commands to change the account that is actively logged-in on the device and commands to cause credentials to be released from the secure element.