The present disclosure is directed toward a system that allows a promotion and marketing system to provide promotions to users of the promotion and marketing system for establishments that are currently not affiliated with the promotion and marketing system.

Systems, devices, and methods relate to directing cashout funds, for example in a casino environment, and in particular to providing incentives for directing cashout funds to a cashless wallet account. An instruction is received by a kiosk device, such as a gaming device, to dispense a first cashout amount. Based on the instruction, a display device of the kiosk device displays a message indicating a request to choose an option of a plurality of options. The options include a first option to receive the first cashout amount at the electronic kiosk device and a second option to receive a second cashout amount different from the first cashout amount in a cashless format. In response to receiving a selection, the respective cashout amount is dispensed in the chosen format.

A wallet server includes a processor including hardware. The processor is configured to acquire, from a plurality of terminals that are preset, evaluation information indicating an evaluation for a terminal other than an own terminal among the plurality of terminals, the evaluation information being generated by the own terminal, calculate reward amounts for the respective terminals based on the evaluation information, and deposit electronic money corresponding to the reward amounts to electronic wallets associated with the respective terminals.

The present disclosure is directed to a system and method to allow sellers of products to establish individual products in a multilevel marketing (MLM) commission system, where the product is offered and sold to a first purchaser—who then actively by requesting a code, or passively, through the purchase of the product, becomes a user of the commission system. This user is provided a code such that the code may be passed onto followers of the registered user. The registered user will be allowed to advertise the product to a second purchaser and the second purchaser will be allowed to purchase the product and provide advertisements to other purchasers. Commissions paid to respective downline purchasers for a single product may be limited by a preset number of defined levels. After a product is purchased, commissions are paid out to each respective purchaser according to the defined commission levels. The system may integrate with other MLM organizations, detect potential product conflicts, and alter the commission plan for users that are members of that organization.

The present disclosure involves systems, software, and computer implemented methods for automatically providing linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. One example method includes authenticating a user at a partner system, and receiving from the user information associated with an account. The information associated with user's account is communicated to a financial institution system via an API where the user can then be verified as an authorized user on an account. The financial institution system then provides the partner system with information associated with the primary user of the account, and the partner system can link a loyalty account of the primary user with the loyalty account of the authenticated user.

A device may receive, from a client device associated with a customer, an agreement of the customer to join a rewards program, and may receive, from the client device and based on the customer joining the rewards program, item data identifying an item placed in a shopping cart by the customer and customer data identifying the customer, wherein the item data is received by a transaction card from a price tag of the item, and wherein the item data is received after the item has been removed from a shelf and placed in the shopping cart. The device may receive rewards data identifying rewards associated with a plurality of items, and may process the item data, the rewards data, and the customer data, with a machine learning model, to identify a reward for the customer. The device may provide, to the client device, data identifying the reward.

A networked and computerized system is disclosed for providing savings and discounts to certain individuals at the time of purchase from a retail outlet. Specifically, savings and discounts may be provided to SNAP recipients by manufacturers when certain products are purchased. The individuals eligible for such discounts are determined based upon the payment information. Discounts can be taken at the time of purchase or may be transferred to another account.

The present invention relates to a vending machine, more specifically a vending machine that includes: a money deposit opening, into which a particular currency may be deposited; a money return opening; an input part configured to receive a user input from a user for product selection; a product dispenser opening configured to dispense a product selected by the user; and a product competition module configured to determine a ranking of products in consideration of a sales record of products during a predetermined period, and configured to perform a control to offer a benefit in correspondence to a ranking of the product selected by the user.

The present disclosure is directed toward a system that allows a promotion and marketing system to provide promotions to users of the promotion and marketing system for establishments that are currently not affiliated with the promotion and marketing system.

A voice-based digital promotion system may include an intelligent personal assistant. The voice-based digital promotion system may also include a remote sever configured to receive a request for a digital promotion from a given user via the intelligent personal assistant and determine a corresponding retailer loyalty program associated with the given user. The remote server may also be configured to determine at least one digital promotion for the given user based upon the retailer loyalty program, and communicate the at least one digital promotion to the given user via the intelligent personal assistant.