DISTRIBUTED INCENTIVE MANAGEMENT

Abstract

For distributed incentive management, a server trains a neural network. An origination device creates an incentive record and an authentication record. The incentive record is communicated from the origination device to a recipient device. In response to the milestone being completed, the recipient devices communicate a milestone confirmation to the origination device through the network that the milestone is complete. The recipient device notifies an authentication device. The authentication device authenticates the milestone in response to the authentication device being at a task location and a biometric match. In response to the origination device storing the incentive record comprising both the milestone confirmation and a status authenticating the completion of the milestone based on the biometric match of the recorded biometric at the task location from the authentication device, transferring a payment of the incentive amount to a financial account stored in the incentive record.

Claims

1. A method comprising: training, use of a processor on a server, a neural network trained on biometric minutiae; creating, by use of a processor of an origination device, an incentive record comprising a milestone that specifies a quantifiable portion of a task, a task location, a target completion time, an incentive amount for completing the milestone, a status, a recipient record, and an authentication record, the authentication record comprising an authenticator biometric comprising a plurality of biometric minutiae, an authentication address of an authentication device of an authenticator distinct from a recipient of the recipient device, wherein the origination device, the authentication device, and the recipient device are each distinct devices; communicating the incentive record from the origination device to the recipient device through a network comprising one of a cellular telephone network and a public wide area network; in response to the milestone being completed, communicating a milestone confirmation by the recipient from the recipient device to the origination device through the network that the milestone is complete; in response to the milestone being completed, notifying the authentication device with the notification from the recipient device through the network using the authentication address that the milestone is complete; in response to receiving the notification at the authentication device from the recipient device, authenticating the milestone with the authentication device in response to the authentication device being at the task location and a biometric match of an authenticator biometric recorded by the authentication device and the authenticator biometric for the authenticator using the neural network, wherein there is a biometric match if both a trained percentage of minutiae radii of the authenticator biometric minutiae matching minutiae radii of the recorded biometric minutiae and the authenticator biometric minutiae are oriented within a trained angle of an orientation of the recorded biometric minutiae; in response to the authenticator distinct from the recipient authenticating the milestone with the authentication device, communicating the status from the authentication device to the origination device through the cellular telephone network, the status comprising an authentication comprising an authentication image showing a job site of the task and biometric match of the authenticator verifying the completed milestone; receiving at the origination device the status from the authentication device through the network; authenticating a completion of the milestone at the origination device in response to the authentication image and the authenticator biometric match of the status from the authentication device; and in response to the origination device storing the incentive record comprising both the milestone confirmation confirming the completion of the milestone from the recipient device and the status authenticating the completion of the milestone based on the biometric match of the recorded biometric at the task location from the authentication device, transferring, using the origination device, a payment of the incentive amount to a financial account stored in the incentive record.

2. The method of claim 1, wherein communication with the recipient device is through e-mail.

3. The method of claim 1, wherein communication with the recipient device is through Short Message Service (SMS) text messages.

4. The method of claim 1, wherein communication with the recipient device through a mobile application.

5. The method of claim 1, wherein communications with the recipient are through a web page.

6. The method of claim 1, wherein the destination is selected from the group consisting of a debit card, a general-purpose reloadable prepaid card, a non-reloadable prepaid card, a payroll card, a bank account, and a mobile telephone debit account.

7. The method of claim 1, wherein the incentive record is stored on one of the recipient device and the originating device and a copy of the incentive record is stored on a server.

8. The method of claim 1, further comprising displaying the status.

9. The method of claim 1, wherein the recipient requests the incentive record.

10. A system comprising: a plurality of processors at a server, an origination device, a recipient device, and an authentication device; a plurality of memories at the server, the origination device, the recipient device, and the authentication device each storing code executable by the corresponding processor to perform: training, use of a processor on the server, a neural network trained on biometric minutiae; creating, by use of a processor of an origination device, an incentive record comprising a milestone that specifies a quantifiable portion of a task, a task location, a target completion time, an incentive amount for completing the milestone, a status, a recipient record, and an authentication record, the authentication record comprising an authenticator biometric comprising a plurality of biometric minutiae, an authentication address of an authentication device of an authenticator distinct from a recipient of the recipient device, wherein the origination device, the authentication device, and the recipient device are each distinct devices; communicating the incentive record from the origination device to the recipient device through a network comprising one of a cellular telephone network and a public wide area network; in response to the milestone being completed, communicating a milestone confirmation by the recipient from the recipient device to the origination device through the network that the milestone is complete; in response to the milestone being completed, notifying the authentication device with the notification from the recipient device through the network using the authentication address that the milestone is complete; in response to receiving the notification at the authentication device from the recipient device, authenticating the milestone with the authentication device in response to the authentication device being at the task location and a biometric match of an authenticator biometric recorded by the authentication device and the authenticator biometric for the authenticator using the neural network, wherein there is a biometric match if both a trained percentage of minutiae radii of the authenticator biometric minutiae matching minutiae radii of the recorded biometric minutiae and the authenticator biometric minutiae are oriented within a trained angle of an orientation of the recorded biometric minutiae; in response to the authenticator distinct from the recipient authenticating the milestone with the authentication device, communicating the status from the authentication device to the origination device through the cellular telephone network, the status comprising an authentication comprising an authentication image showing a job site of the task and biometric match of the authenticator verifying the completed milestone; receiving at the origination device the status from the authentication device through the network; authenticating a completion of the milestone at the origination device in response to the authentication image and the authenticator biometric match of the status from the authentication device; and in response to the origination device storing the incentive record comprising both the milestone confirmation confirming the completion of the milestone from the recipient device and the status authenticating the completion of the milestone based on the biometric match of the recorded biometric at the task location from the authentication device, transferring, using the origination device, a payment of the incentive amount to a financial account stored in the incentive record.

11. The system of claim 10, wherein the destination is selected from the group consisting of a debit card, a general-purpose reloadable prepaid card, a non-reloadable prepaid card, a payroll card, a bank account, and a mobile telephone debit account.

12. A computer program product for managing incentives, the computer program product comprising a plurality of non-transitory computer-readable storage media storing code executable by a plurality of processors to: training, use of a processor on a server, a neural network trained on biometric minutiae; creating, by use of a processor of an origination device, an incentive record comprising a milestone that specifies a quantifiable portion of a task, a task location, a target completion time, an incentive amount for completing the milestone, a status, a recipient record, and an authentication record, the authentication record comprising an authenticator biometric comprising a plurality of biometric minutiae, an authentication address of an authentication device of an authenticator distinct from a recipient of the recipient device, wherein the origination device, the authentication device, and the recipient device are each distinct devices; communicating the incentive record from the origination device to the recipient device through a network comprising one of a cellular telephone network and a public wide area network; in response to the milestone being completed, communicating a milestone confirmation by the recipient from the recipient device to the origination device through the network that the milestone is complete; in response to the milestone being completed, notifying the authentication device with the notification from the recipient device through the network using the authentication address that the milestone is complete; in response to receiving the notification at the authentication device from the recipient device, authenticating the milestone with the authentication device in response to the authentication device being at the task location and a biometric match of an authenticator biometric recorded by the authentication device and the authenticator biometric for the authenticator using the neural network, wherein there is a biometric match if both a trained percentage of minutiae radii of the authenticator biometric minutiae matching minutiae radii of the recorded biometric minutiae and the authenticator biometric minutiae are oriented within a trained angle of an orientation of the recorded biometric minutiae; in response to the authenticator distinct from the recipient authenticating the milestone with the authentication device, communicating the status from the authentication device to the origination device through the cellular telephone network, the status comprising an authentication comprising an authentication image showing a job site of the task and biometric match of the authenticator verifying the completed milestone; receiving at the origination device the status from the authentication device through the network; authenticating a completion of the milestone at the origination device in response to the authentication image and the authenticator biometric match of the status from the authentication device; and in response to the origination device storing the incentive record comprising both the milestone confirmation confirming the completion of the milestone from the recipient device and the status authenticating the completion of the milestone based on the biometric match of the recorded biometric at the task location from the authentication device, transferring, using the origination device, a payment of the incentive amount to a financial account stored in the incentive record.

13. The computer program product of claim 12, wherein communication with the recipient device is through e-mail.

14. The computer program product of claim 12, wherein communication with the recipient device is through Short Message Service (SMS) text messages.

15. The computer program product of claim 12, wherein communication with the recipient device through a mobile application.

16. The computer program product of claim 12, wherein communications with the recipient are through a web page.

17. The computer program product of claim 12, wherein the destination is selected from the group consisting of a debit card, a general-purpose reloadable prepaid card, a non-reloadable prepaid card, a payroll card, a bank account, and a mobile telephone debit account.

18. The computer program product of claim 12, wherein the incentive record is stored on one of the recipient device and the originating device and a copy of the incentive record is stored on a server.

19. The computer program product of claim 12, the code further displaying the status.

20. The computer program product of claim 12, wherein the recipient requests the incentive record.

Description

BRIEF DESCRIPTION OF THE DRAWINGS

[0004] In order that the advantages of the embodiments of the invention will be readily understood, a more particular description of the embodiments briefly described above will be rendered by reference to specific embodiments that are illustrated in the appended drawings. Understanding that these drawings depict only some embodiments and are not therefore to be considered to be limiting of scope, the embodiments will be described and explained with additional specificity and detail through the use of the accompanying drawings, in which:

[0005] FIG. 1A is a schematic block diagram illustrating one embodiment of an incentive management system;

[0006] FIG. 1B is a schematic block diagram illustrating one alternate embodiment of an incentive management system;

[0007] FIG. 2 is a schematic block diagram illustrating one alternate embodiment of an incentive management system;

[0008] FIG. 3 is a schematic block diagram illustrating one alternate embodiment of an incentive management system;

[0009] FIG. 4A is a schematic block diagram illustrating one embodiment of an incentive record;

[0010] FIG. 4B is a schematic block diagram illustrating one embodiment of the milestone record;

[0011] FIG. 4C is a schematic block diagram illustrating one embodiment of an authentication record;

[0012] FIG. 4D is a schematic block diagram illustrating one embodiment of a authenticator biometric;

[0013] FIG. 4E is a schematic block diagram illustrating one embodiment of a biometric minutiae;

[0014] FIG. 4F is a drawing illustrating one embodiment of a biometric minutiae;

[0015] FIG. 5 is a schematic block diagram illustrating one embodiment of a data processing device;

[0016] FIG. 6 is a schematic block diagram illustrating one embodiment of an incentive apparatus;

[0017] FIGS. 7A-7A2 are schematic flow chart diagrams illustrating one embodiment of an incentive management method;

[0018] FIG. 7B is a schematic flow chart diagram illustrating one embodiment of an authentication method; and

[0019] FIG. 8 is a schematic block diagram illustrating one embodiment of a neural network.

DETAILED DESCRIPTION

[0020] As will be appreciated by one skilled in the art, aspects of the present invention may be embodied as a system, method, and/or computer program product. Accordingly, aspects of the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment (including firmware, resident software, micro-code, etc.) or an embodiment combining software and hardware aspects that may all generally be referred to herein as a “circuit,” “module,” or “system.” Furthermore, aspects of the present invention may take the form of a computer program product embodied in one or more computer-readable medium(s) having computer-readable program code embodied thereon.

[0021] Many of the functional units described in this specification have been labeled as modules, in order to more particularly emphasize their implementation independence. For example, a module may be implemented as a hardware circuit comprising custom VLSI circuits or gate arrays, off-the-shelf semiconductors such as logic chips, transistors, or other discrete components. A module may also be implemented in programmable hardware devices such as field programmable gate arrays, programmable array logic, programmable logic devices or the like.

[0022] Modules may also be implemented in software for execution by various types of processors. An identified module of computer-readable program code may, for instance, comprise one or more physical or logical blocks of computer instructions which may, for instance, be organized as an object, procedure, or function. Nevertheless, the executables of an identified module need not be physically located together but may comprise disparate instructions stored in different locations which, when joined logically together, comprise the module and achieve the stated purpose for the module.

[0023] Indeed, a module of computer-readable program code may be a single instruction, or many instructions, and may even be distributed over several different code segments, among different programs, and across several memory devices. Similarly, operational data may be identified and illustrated herein within modules and may be embodied in any suitable form and organized within any suitable type of data structure. The operational data may be collected as a single data set or may be distributed over different locations including over different storage devices, and may exist, at least partially, merely as electronic signals on a system or network. Where a module or portions of a module are implemented in software, the computer-readable program code may be stored and/or propagated on in one or more computer-readable medium(s).

[0024] The computer-readable medium may be a tangible computer-readable storage medium storing the computer-readable program code. The computer-readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, holographic, micromechanical, or semiconductor system, apparatus, or device, or any suitable combination of the foregoing.

[0025] More specific examples of the computer-readable storage medium may include but are not limited to a portable computer diskette, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or Flash memory), a portable compact disc read-only memory (CD-ROM), a digital versatile disc (DVD), an optical storage device, a magnetic storage device, a holographic storage medium, a micromechanical storage device, or any suitable combination of the foregoing. In the context of this document, a computer-readable storage medium may be any tangible medium that can contain, and/or store computer-readable program code for use by and/or in connection with an instruction execution system, apparatus, or device.

[0026] The computer-readable medium may also be a computer-readable signal medium. A computer-readable signal medium may include a propagated data signal with computer-readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated signal may take any of a variety of forms, including, but not limited to, electrical, electro-magnetic, magnetic, optical, or any suitable combination thereof. A computer-readable signal medium may be any computer-readable medium that is not a computer-readable storage medium and that can communicate, propagate, or transport computer-readable program code for use by or in connection with an instruction execution system, apparatus, or device. Computer-readable program code embodied on a computer-readable signal medium may be transmitted using any appropriate medium, including but not limited to wireline, optical fiber, Radio Frequency (RF), or the like, or any suitable combination of the foregoing

[0027] In one embodiment, the computer-readable medium may comprise a combination of one or more computer-readable storage mediums and one or more computer-readable signal mediums. For example, computer-readable program code may be both propagated as an electro-magnetic signal through a fiber optic cable for execution by a processor and stored on RAM storage device for execution by the processor.

[0028] Computer-readable program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object-oriented programming language such as Java, Smalltalk, C++, PHP, .NET, C Sharp, Objective C, Swift, PhoneGap, Cordova, or the like and conventional procedural programming languages, such as the “C” programming language, HTML5, JSON, SQL, NoSQL, or similar programming languages. The computer-readable program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the latter scenario, the remote computer may be connected to the user's computer through any type of network, including a local area network (LAN) or a wide area network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet Service Provider).

[0029] The computer program product may be shared, simultaneously serving multiple customers in a flexible, automated fashion. The computer program product may be standardized, requiring little customization and scalable, providing capacity on demand in a pay-as-you-go model.

[0030] The computer program product may be stored on a shared file system accessible from one or more servers. The computer program product may be executed via transactions that contain data and server processing requests that use Central Processor Unit (CPU) units on the accessed server. CPU units may be units of time such as minutes, seconds, hours on the central processor of the server. Additionally, the accessed server may make requests of other servers that require CPU units. CPU units are an example that represents but one measurement of use. Other measurements of use include but are not limited to network bandwidth, memory usage, storage usage, packet transfers, complete transactions etc.

[0031] When multiple customers use the same computer program product via shared execution, transactions are differentiated by the parameters included in the transactions that identify the unique customer and the type of service for that customer. All of the CPU units and other measurements of use that are used for the services for each customer are recorded. When the number of transactions to any one server reaches a number that begins to affect the performance of that server, other servers are accessed to increase the capacity and to share the workload. Likewise, when other measurements of use such as network bandwidth, memory usage, storage usage, etc. approach a capacity so as to affect performance, additional network bandwidth, memory usage, storage etc. are added to share the workload.

[0032] The measurements of use used for each service and customer are sent to a collecting server that sums the measurements of use for each customer for each service that was processed anywhere in the network of servers that provide the shared execution of the computer program product. The summed measurements of use units are periodically multiplied by unit costs and the resulting total computer program product service costs are alternatively sent to the customer and or indicated on a web site accessed by the customer which then remits payment to the service provider. In another embodiment, the service provider requests payment directly from a customer account at a banking or financial institution.

[0033] In another embodiment, if the service provider is also a customer of the customer that uses the computer program product, the payment owed to the service provider is reconciled to the payment owed by the service provider to minimize the transfer of payments.

[0034] The computer program product may be integrated into a client, server and network environment by providing for the computer program product to coexist with applications, operating systems and network operating systems software and then installing the computer program product on the clients and servers in the environment where the computer program product will function.

[0035] In one embodiment software is identified on the clients and servers including the network operating system where the computer program product will be deployed that are required by the computer program product or that work in conjunction with the computer program product. This includes the network operating system that is software that enhances a basic operating system by adding networking features.

[0036] In one embodiment, software applications and version numbers are identified and compared to the list of software applications and version numbers that have been tested to work with the computer program product. Those software applications that are missing or that do not match the correct version will be upgraded with the correct version numbers. Program instructions that pass parameters from the computer program product to the software applications will be checked to ensure the parameter lists match the parameter lists required by the computer program product. Conversely parameters passed by the software applications to the computer program product will be checked to ensure the parameters match the parameters required by the computer program product. The client and server operating systems including the network operating systems will be identified and compared to the list of operating systems, version numbers and network software that have been tested to work with the computer program product. Those operating systems, version numbers and network software that do not match the list of tested operating systems and version numbers will be upgraded on the clients and servers to the required level.

[0037] In response to determining that the software where the computer program product is to be deployed, is at the correct version level that has been tested to work with the computer program product, the integration is completed by installing the computer program product on the clients and servers.

[0038] Reference throughout this specification to “one embodiment,” “an embodiment,” or similar language means that a particular feature, structure, or characteristic described in connection with the embodiment is included in at least one embodiment. Thus, appearances of the phrases “in one embodiment,” “in an embodiment,” and similar language throughout this specification may, but do not necessarily, all refer to the same embodiment, but mean “one or more but not all embodiments” unless expressly specified otherwise. The terms “including,” “comprising,” “having,” and variations thereof mean “including but not limited to” unless expressly specified otherwise. An enumerated listing of items does not imply that any or all of the items are mutually exclusive and/or mutually inclusive, unless expressly specified otherwise. The terms “a,” “an,” and “the” also refer to “one or more” unless expressly specified otherwise. The term “and/or” may indicate that any combination of elements are indicated such as only A, only B, or A and B for A and/or B.

[0039] Furthermore, the described features, structures, or characteristics of the embodiments may be combined in any suitable manner. In the following description, numerous specific details are provided, such as examples of programming, software modules, user selections, network transactions, database queries, database structures, hardware modules, hardware circuits, hardware chips, etc., to provide a thorough understanding of embodiments. One skilled in the relevant art will recognize, however, that embodiments may be practiced without one or more of the specific details, or with other methods, components, materials, and so forth. In other instances, well-known structures, materials, or operations are not shown or described in detail to avoid obscuring aspects of an embodiment.

[0040] Aspects of the embodiments are described below with reference to schematic flowchart diagrams and/or schematic block diagrams of methods, apparatuses, systems, and computer program products according to embodiments of the invention. It will be understood that each block of the schematic flowchart diagrams and/or schematic block diagrams, and combinations of blocks in the schematic flowchart diagrams and/or schematic block diagrams, can be implemented by computer-readable program code. The computer-readable program code may be provided to a processor of a general-purpose computer, special purpose computer, sequencer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions/acts specified in the schematic flowchart diagrams and/or schematic block diagrams block or blocks.

[0041] The computer-readable program code may also be stored in a computer-readable medium that can direct a computer, other programmable data processing apparatus, or other devices to function in a particular manner, such that the instructions stored in the computer-readable medium produce an article of manufacture including instructions which implement the function/act specified in the schematic flowchart diagrams and/or schematic block diagrams block or blocks.

[0042] The computer-readable program code may also be loaded onto a computer, other programmable data processing apparatus, or other devices to cause a series of operational steps to be performed on the computer, other programmable apparatus or other devices to produce a computer implemented process such that the program code which executed on the computer or other programmable apparatus provide processes for implementing the functions/acts specified in the flowchart and/or block diagram block or blocks.

[0043] The schematic flowchart diagrams and/or schematic block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of apparatuses, systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the schematic flowchart diagrams and/or schematic block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions of the program code for implementing the specified logical function(s).

[0044] It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the Figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. Other steps and methods may be conceived that are equivalent in function, logic, or effect to one or more blocks, or portions thereof, of the illustrated Figures.

[0045] Although various arrow types and line types may be employed in the flowchart and/or block diagrams, they are understood not to limit the scope of the corresponding embodiments. Indeed, some arrows or other connectors may be used to indicate only the logical flow of the depicted embodiment. For instance, an arrow may indicate a waiting or monitoring period of unspecified duration between enumerated steps of the depicted embodiment. It will also be noted that each block of the block diagrams and/or flowchart diagrams, and combinations of blocks in the block diagrams and/or flowchart diagrams, can be implemented by special purpose hardware-based systems that perform the specified functions or acts, or combinations of special purpose hardware and computer-readable program code.

[0046] FIG. 1A is a schematic block diagram illustrating one embodiment of an incentive management system 100. The system 100 includes a recipient device 105, an origination device 110, and a network 115. The recipient device 105 and the origination device 110 may each be one of a computer workstation, a tablet computer, a laptop computer, a cellular telephone, a smart cellular telephone, a personal digital assistant (PDA), or the like. The network 115 may be the Internet, a public wide area network (WAN), a private WAN, a public local area network (LAN), a private LAN, a cellular telephone network, a peer-to-peer network, or the like.

[0047] In one embodiment, a communication with the recipient device 105 is through e-mail. Alternatively, communication with the recipient device 105 may be through Short Message Service (SMS) text messages. In a certain embodiment, communication with the recipient device 105 is through a mobile application such as a smart cellular telephone application. In an alternate embodiment, communication with the recipient device 105 is through a web page.

[0048] In one embodiment, the origination device 110 may create an incentive record and communicate the incentive record to the recipient device 105 through the network 115. An originator may use the origination device 110 to create the incentive record. The incentive record may describe a task. The task may be directed to a recipient associated with the recipient device 105. The task may be included in the scope of the recipient's duties. For example, the recipient may be employed directly and/or indirectly by the originator and/or an organization of the originator. Alternatively, the recipient may be an independent contractor. In one embodiment, the recipient is an individual that the originator wishes to incent, but the recipient has no formal employment and/or contract relationship with the originator. For example, the originator may be a parent and the recipient may be a child. The recipient may request the task.

[0049] FIG. 1B is a schematic block diagram illustrating one alternate embodiment of an incentive management system 100. The system 100 of FIG. 1A is depicted with the addition of a server 125 and an authentication device 120. The authentication device 120 may communicate with the recipient device 105 and/or the origination device 110 through the network 115. The authentication device 120 may be associated with an authenticator. The authenticator may be distinct from recipient. In addition, the authenticator may be distinct from the originator. The origination device 110, the authentication device 120, and the recipient device 105 are each distinct devices. The authenticator may be authorized to generate a status for the task. In one embodiment, the recipient device 105 may notify the authentication device 120 that the task is complete. The authenticator may generate the status and communicate the status to the recipient device 105 and to the origination device 110 as will be described hereafter.

[0050] The server 125 may coordinate communication between the recipient device 105, the origination device 110, and the authentication device 120. In addition, the server 125 may store data for one or more of the recipient device 105, the origination device 110, and the authentication device 120.

[0051] FIG. 2 is a schematic block diagram illustrating one alternate embodiment of an incentive management system 200. The system 100 of FIG. 1A is shown with the recipient device depicted as a smart cellular telephone 205 and the origination device 110 depicted as a laptop computer 210. One of skill in the art will recognize that embodiments may be practiced by employing other devices as the recipient device 105 and/or the origination device 110.

[0052] FIG. 3 is a schematic block diagram illustrating one alternate embodiment of an incentive management system 300. The system 100 of FIG. 1B is shown with the recipient device 105 depicted as a plurality of smart cellular telephones 205a-b and the origination device 110 depicted as a smart cellular telephone 310. In addition, the authentication device 120 is depicted as a smart cellular telephone 315. One of skill in the art will recognize that embodiments may be practiced by employing other devices as the recipient device 105 and/or the origination device 110.

[0053] FIG. 4A is a schematic block diagram illustrating one embodiment of an incentive record 400. The incentive record 400 maybe organized as a data structure in a memory. The incentive record 400 may be communicated between the origination device 110, the recipient device 105, and/or the authentication device 120. In addition, the incentive record 400 may be distributed between the origination device 110, the recipient device 105, and/or the authentication device 120. In one embodiment, the incentive record 400 may be synchronized between the origination device 110, the recipient device 105, and/or the authentication device 120. The distribution of the incentive record 400 between the origination device 110, the recipient device 105, and/or the authentication device 120 supports the efficient and timely management of incentives. The description of the incentive record 400 refers to elements of FIGS. 1-3, like numbers referring to like elements. The incentive record 400 includes an identifier 405, a title 406, a description 407, one or more recipient records 410, a notification list 412, an authentication record 450, one or more milestone records 440, an incentive confirmation 441, and a financial account 447. The milestone record 440 is described in more detail in FIG. 4B. The authentication record 450 is described in more detail in FIG. 4C.

[0054] The identifier 405 may identify the incentive record 400. In one embodiment, the identifier 405 includes a time stamp, an identification of the origination device 110, an identification of the originator, an organizational identifier, an address, a telephone number, and a security code. In a certain embodiment, the identifier 405 is a hash of the time stamp, the identification of the origination device 110, the identification of the originator, the organizational identifier, and/or a security code.

[0055] The title 406 may be a text title that labels the incentive record 400 for the originator and/or the recipient. The title 406 may include a subject.

[0056] The description 407 may describe the task. In one embodiment, the description 407 includes a location. The location may be a street address, directions, and/or global positioning system (GPS) coordinates. The description 407 may further include instructions. In one embodiment, the instructions may be step-by-step instructions for completing the task. In addition, the instructions may include audio notes, video notes, images, and the like that identify and/or describe the task.

[0057] The recipient records 410 may identify one or more recipients of the incentive record 400. In one embodiment, each recipient identified by the recipient records 410 is incented to complete the task. The recipient records 410 may include a name of each recipient, one or more recipient device electronic addresses, a physical address, and the like. The recipient device electronic addresses may be Internet Protocol addresses, Universal Resource Locator (URL) addresses, cellular telephone numbers, e-mail addresses, and the like.

[0058] The recipient device electronic address may be recorded in the recipient record 410 in response to a communication that includes the identifier 405. For example, first recipient device 105 may forward the incentive record 400 to a second recipient device 105. The second recipient device 105 may communicate a confirmation. As a result, the recipient device electronic address of the second recipient device 105 may be recorded in a new recipient record 410.

[0059] In one embodiment each recipient record 410 includes a share value indicating the portion of the incentive that the recipient of the recipient record 410 is to receive.

[0060] The notification list 412 may identify one or more support personnel and/or data processing device (DPD) used by the support personnel. The support personnel may be people that are not performing the task, but that should be notified of the task. In one embodiment, the notification list 412 includes one or more roles for each support personnel. Roles may include notification, enabling, and authentication. Support personnel with a notification role may have a need to be apprised of the task. In one embodiment, support personnel with an enabling role provide assistance to the recipients in performing a task. For example, support personnel with the enabling role may provide access to a job site, materials, documentation, and the like to the recipients. In one embodiment, the notification list 412 details the support provided by support personnel with the enabling role.

[0061] The incentive confirmation 441 may confirm that terms embodied in the incentive record 400 are accepted. In addition, the incentive confirmation 441 may modify the terms embodied in the incentive record 400. The financial account 447 may store a financial institution name, a financial account number 447, and the like.

[0062] FIG. 4B is a schematic block diagram illustrating one embodiment of the milestone record 440. In the depicted embodiment, each milestone record 440 includes a milestone 415, a task location 417, a target completion time 420, an incentive amount 425, a status 430, an audiovisual record 435, an authentication 445, and a milestone confirmation 443.

[0063] The milestone 415 may specify a quantifiable portion of the task. Alternatively, the milestone 415 may specify the whole task. In one embodiment, the milestone 415 includes a checklist of required items that must be completed for the quantifiable portion of the task or whole task to be complete. In one embodiment, each checklist item includes a weight. The weight may indicate a portion of the milestone 415 attributed to the checklist item. In addition, the milestone 415 may include procedures for verifying that the quantifiable portion of the task or whole task is complete.

[0064] The task location 417 may specify where the milestone 415 is to be completed. The task location 417 may be a plurality of locations.

[0065] The target completion time 420 may specify a date and/or time that the milestone 415 is scheduled to be completed. The incentive amount 425 may specify an amount of monetary compensation that will be paid upon completion of the task. In one embodiment, the target completion time 420 comprises a plurality of dates and/or times and the incentive amount 425 comprises a plurality of amounts, with an amount corresponding to each date/time. For example, a first date may correspond to a higher amount of monetary compensation while a later second date may correspond to a lower amount of monetary compensation. Thus, the milestone record 440 may incent the recipient to complete the milestone 415 earlier rather than later in order to be eligible for the higher amount of monetary compensation.

[0066] The status 430 specifies the status of completion of the milestone 415. In one embodiment, the status 430 indicates if the milestone 415 is complete or not complete. Alternatively, the status 430 may comprise a completion estimate expressed as a percentage or ratio. For example, the status 430 may indicate that the milestone 415 is 80% complete. In one embodiment, the status 430 is calculated from the weights of each completed checklist item.

[0067] The authentication 445 may indicate that the milestone 415 is complete. In one embodiment, the authentication 445 is an authentication credential such as a secure user identification and password. For example, the authenticator may enter the secure user identification and password on the authentication device 120 to authenticate that the milestone 415 is complete. Alternatively, the authentication device 120 may capture an image such as a picture of the job site as the authentication 445. In one embodiment, the authentication device 120 captures a signature of the authenticator as the authentication 445.

[0068] In a certain embodiment, the authentication 445 is an authentication code. The authentication code may be received from a barcode, a Quick Response (QR) code, a radio frequency identifier (RFID) code, or the like. For example, an authenticator may scan a barcode to generate the authentication 445.

[0069] In one embodiment, the authentication 445 includes a biometric value. For example, the authenticator may record a biometric value such as a thumbprint, a fingerprint, a voice pattern, a retinal scan, or the like to the authentication device 120 as the authentication 445. The biometric value is verification that the milestone 415 is complete.

[0070] The authenticator may enter the authentication 445 through the authentication device 120. Alternatively, the authenticator may enter the authentication 445 through the recipient device 105. For example, the recipient device 105 may capture the authentication credential, the signature of the authenticator, and/or the biometric value from the authenticator as the authentication 445.

[0071] In a certain embodiment, the recipient may enter the authentication credential, a signature of the recipient, and/or a biometric value as the authentication 445. The recipient may enter the authentication 445 through the authentication device 120. Alternatively, the recipient may enter the authentication 445 through the recipient device 105.

[0072] The milestone confirmation 443 may confirm that the milestone 415 is complete. In addition, the milestone confirmation 443 may indicate that the milestone 415 is partially complete.

[0073] FIG. 4C is a schematic block diagram illustrating one embodiment of an authentication record 450. The authentication record 450 may identify the authenticator that may be assigned to generate a status 430 for the milestone 415 and/or task. In addition, the authenticator may be assigned to verify the completion of the task. The authenticator may be support personnel such as a foreman, an inspector, or the like. For example, a job site foreman may be assigned as the authenticator. In the depicted embodiment, the authentication record 450 includes an authenticator identifier 455, the authentication type 460, an authentication fee 465, an authentication credential 475, an authentication address 475, an authenticator biometric 471, an authenticator biometric match 481, a recorded biometric 483, and an authentication image 485.

[0074] The authenticator identifier 455 may include the name of the authenticator, a financial account number, a physical address, and the like. The financial account number may be used to transfer the authentication fee 465 to the authenticator.

[0075] The authentication type 460 may specify the type of the authentication 445. In one embodiment, the authentication type 460 specifies that the authentication credential 470 be used for the authentication 445. Alternatively, the authentication type 460 may specify that an image of the completed milestone and/or task be captured as the authentication 445.

[0076] In a certain embodiment, the authentication type 460 specifies capturing the signature of the authenticator as the authentication 445. In addition, the authentication type 460 may specify that the signature of the recipient also be captured as the authentication 4 and 45.

[0077] The authentication type 460 may specify that the authentication 445 be received from the authentication device 120. Alternatively, the authentication type 460 may allow the authentication 445 to be received from the recipient device 105. In one embodiment, the authentication type 460 specifies that the authentication 445 may be received from either the authentication device 120 or the recipient device 105. Alternatively, the authentication type 460 may specify that the authentication 445 should be received from both the authentication device 120 and the recipient device 105.

[0078] The authentication fee 465 may specify a fee that is paid to the authenticator in response the authenticator generating the status. The authentication credential 470 may be a credential such as an account identifier and password, a pass code, a secure key, or the like that the authenticator may use to verify the authentication 445.

[0079] The authentication address 475 may include the electronic address of the authentication device 120. In one embodiment, the authentication type 460, the authentication fee 465, and/or the authentication credential 470 are communicated to the authentication address 475. The authenticator biometric 471 is described in FIG. 4D. The authenticator biometric match 481 may indicate that the authenticator biometric 471 matches a recorded biometric 483 recorded at the authenticator device 120. The authentication image 485 may show the completed milestone 415. The authentication device 120 may capture the authentication image 485 of the completed milestone 415.

[0080] FIG. 4D is a schematic block diagram of the authenticator biometric 471. The authenticator biometric 471 includes a plurality of biometric minutiae 473. The biometric minutiae 473 may be for a fingerprint, a retinal scan, and the like. In one embodiment, the authenticator biometric 471 includes a trained percentage 472 and a trained angle 474. The trained percentage 472 may specify a percentage of minutiae radii of biometric minutiae 473 of an authenticator biometric 471 that are equivalent to minutiae radii of biometric minutiae 473 of the authenticator biometric 471. The trained angle 474 may specify an angle that the authenticator biometric minutiae 473 are oriented within an orientation of biometric minutiae 473 recorded by the authentication device 120. In one embodiment, the trained percentage 472 and the trained angle 474 are determined by a neural network.

[0081] FIG. 4E is a schematic block diagram of biometric minutiae 473. In the depicted embodiment, the biometric minutiae 473 includes a minutiae radii 477 and a minutiae orientation 479. The minutiae radii 477 may be a segment of a fingerprint, a segment of a retinal scan, and the like. The minutiae orientation 479 may be an angle of a fingerprint, an angle of a retinal scan, and the like.

[0082] FIG. 4F is a drawing illustrating one embodiment of a biometric minutiae 473. The biometric minutiae 473 may be a portion of a fingerprint, a portion of a retinal scan, and the like. In the depicted embodiment, the minutiae radii 477 is a linear length of the biometric minutiae 473. Alternatively, the minutiae radii 477 may be a length of the biometric minutiae 473. The minutiae orientation 479 may be an angle between the linear length minutiae radii 477 and an axis 478. The axis 478 may be a vertical axis, a horizontal axis, and a specified axis.

[0083] FIG. 5 is a schematic block diagram illustrating one alternate embodiment of a DPD 500. The DPD 500 may be the server 125, the recipient device 105, origination device 110, and/or authentication device 120 of FIGS. 1A-B. The DPD 500 includes a processor 505, a memory 510, and communication hardware 515. The memory 510 may be a computer-readable storage medium. The memory 515 may store a computer-readable program. The processor 505 may execute the computer-readable program. The DPD 500 may communicate with other devices through the communication hardware 515. In one embodiment, the memory 410 stores the incentive record 400. The memory 410 may be a semiconductor memory, hard disk drive, optical storage device, or combinations thereof

[0084] FIG. 6 is a schematic block diagram illustrating one alternate embodiment of an incentive apparatus 600. The incentive apparatus 600 may be embodied in one or more DPD 500 of FIG. 5. The description of the apparatus 600 refers to elements of FIGS. 1-5, like numbers referring to like elements. In one embodiment, the apparatus 600 is embodied in the origination device 110, the server 125, the recipient device 105, the authentication device 120 or combinations thereof.

[0085] The apparatus 600 includes a management module 605, a communication module 610, and the incentive record 400. The management module 605, the communication module 610, and the incentive record 400 may comprise computer-readable code stored in a plurality of computer-readable storage media such as the memory 510 and executed by processors 505 of the recipient device 105, the origination device 110, and/or the authentication device 120.

[0086] The management module 605 creates the incentive record 400. The communication module 610 communicates the incentive record 400 to a recipient device 105. In addition, the communication module 610 receives a confirmation from the recipient device 105 and receives a status 430. The management module 605 confirms a completion of the milestone 415. The communication module 610 transfers a payment in response to confirming the completion of the milestone 415.

[0087] FIGS. 7A-7A2 are schematic flow chart diagrams illustrating one embodiment of an incentive management method 700. The method 700 may implement the functions of the apparatus 600 as described hereafter. The description of the method 700 refers to elements of FIGS. 1A-6, like numbers referring to like elements. In one embodiment, computer-readable program code that is stored on a computer-readable storage medium and executed by a processor 505 of the origination device 110, the recipient device 105, and/or the authentication device 120 that performs portions of the functions of the method 700.

[0088] The method 700 starts, and in one embodiment, the processor 505 trains 501 a neural network. The training 701 of the neural network is described in FIG. 8.

[0089] The processor 505 creates 705 an incentive record 400 and an authentication record 450. The incentive record 400 may comprise a milestone 415, a task location 417, the target completion time 420, and the incentive amount 425. The incentive record 400 and authentication record 450 may be created on the processor 505 of origination device 110. Alternatively, the origination device 110 may create the incentive record 400 and/or the authentication record 450 on the server. The incentive record 400 and/or authentication record 450 may be stored on and/or distributed between the recipient device 105, the origination device 110, and the authentication device 120. The incentive record 400 and/or authentication record 450 also may be stored on the server. In one embodiment, a copy of the incentive record 400 and/or authentication record 450 is stored on the server.

[0090] The origination device 110 may communicate 710 the incentive record 400 to the recipient device 105. The origination device 110 may communicate 710 the incentive record 400 to the recipient device 105 through a network 115 comprising one of a cellular telephone network and a public wide area network.

[0091] The origination device 110 may receive 715 an incentive confirmation 441 from the recipient device 105. The origination device 110 may determine 720 if the incentive confirmation 441 modifies the terms embodied in the incentive record 400. In one embodiment, the incentive confirmation 441 may accept the terms embodied in the incentive record 400. Alternatively, the recipient may request modified terms through the recipient device 105. If the origination device 110 determines 720 that the incentive confirmation 441 modifies the terms, the origination device 110 may present the modified terms to the originator through the originator device 110. The originator may accept and/or modify the terms through the originator device 110. The origination device 110 may communicate 710 the incentive record 400 with the accepted and/or modified terms to the recipient device 104 and receive 715 the incentive confirmation 441 from the recipient device 104.

[0092] If the last terms sent to the recipient device 105 are not modified, the origination device 110 receives 730 the status 430. The status 430 may be generated by the authentication device 120. Alternatively, the status 430 may be generated by the authentication device 120, the server 125, the origination device 110, the recipient device 105, or combinations thereof. The status 430 may include the authentication 445. The management module 605 may display 735 the status 430 through the originator device 110.

[0093] The origination device 110 further confirms 740 that the milestone 415 is complete. If the management module 605 determines that the milestone 415 is not complete, the communication module 610 continues to receive 730 the status 430. If the management module 605 determines that the milestone 415 is complete, the communication module 610 transfers 745 a payment and the method 700 ends.

[0094] In one embodiment, a payment is transferred 745 to a destination selected from the group consisting of a debit card, a general purpose reloadable prepaid card, a non-reloadable prepaid card, a payroll card, a bank account, and a mobile telephone debit account. The payment may be transferred through the recipient device 105. In addition, the payment may be in the amount of the incentive amount 425.

[0095] In one embodiment, the payment is transferred 745 in specified portions after specified time intervals. For example, 25% of the payment may be transferred each week for four weeks. The steps of receiving status 730, displaying status 735, determining completion 740, and transferring payment 745 may be repeated for a plurality of milestones 415 until all milestones 415 in an incentive record 400 are complete.

[0096] The method 700 manages the creation, awarding, completion verification, and payment of incentives. Incentives can be quickly created, communicated, and bid, so that work on a task starts expeditiously. In addition, the method 700 provides for quick verification that the task is complete. Finally, the method 700 supports quick payment of the incentive, increasing the value and effectiveness of the incentive.

[0097] FIG. 7B is a schematic flow chart diagram illustrating one embodiment of an authentication method 800. The method 800 may generate the authentication 445 for a milestone and/or task. The description of the method 800 refers to elements of FIGS. 1A-7A, like numbers referring to like elements. In one embodiment, computer-readable program code that is stored on a computer-readable storage medium such as the memory 510 and executed by a processor 505 performs the functions of the method 800. Alternatively, the method 800 may be performed by the processor 505.

[0098] The method 800 starts, and in one embodiment, the origination device 110 and/or recipient device 105 communicates 805 the authentication record 450 to the authentication device 120. Communicating 805 the authentication record 450 may notify the authentication device 120 that the milestone 415 is complete and/or partially complete. In a certain embodiment, the, the origination device 110 and/or recipient device 105 communicates 805 the authentication type 460, the authentication fee 465, and the authentication credential 470 of the authentication record 450 to the authentication address 475 of the authentication device 120. Communicating 805 the authentication record 450 provides the authenticator with information to authenticate the milestone 415.

[0099] In addition, the recipient may communicate 810 the milestone 415 and/or milestone confirmation 443 from the recipient device 105 to the authentication device 120. The milestone 415 may be communicated 810 to indicate that the recipient has completed the milestone 415 and is ready for the authenticator to authenticate the milestone 415. The milestone 415 may be communicated 810 to the authentication address 475. The authentication device 120 may notify the authenticator that the milestone 415 is ready for authentication. The recipient device 105 may further communicate 810 the milestone confirmation 443 from the recipient through the recipient device 105 to the origination device 110 that the milestone 415 is complete.

[0100] The authentication device 120 may authenticate 813 the milestone 415. The authentication device 120 may authenticate 813 the milestone 415 in response to the authentication device 120 being at the task location 417 and a biometric match 481 of an authenticator biometric 471 recorded by the authentication device 120 and the authenticator biometric 471 for the authenticator using the neural network 469.

[0101] In one embodiment, there is a biometric match 481 if both a trained percentage 472 of minutiae radii 477 of the authenticator biometric minutiae 473 match minutiae radii 477 of the recorded biometric minutiae 473 and the minutiae orientation 479 of the authenticator biometric minutiae 473 are oriented within a trained angle 474 of a minutiae orientation 479 of the recorded biometric minutiae 473. In an alternate embodiment, the trained neural network may indicate whether there is a biometric match 481 based on the minutiae radii 477 and the minutiae orientation 479 of the authenticator biometric minutiae 473 and the minutiae radii 479 and the minutiae orientation 479 of the recorded biometric minutiae 473.

[0102] The origination device 110 may receive 815 the authentication 445 to indicate that the milestone 415 is complete. The authentication 445 may be specified by the authentication type 460. In one embodiment, the authenticator enters the authentication credential 470 at the authentication device 120. For example, the authenticator may enter a pass code authentication credential 470 to indicate that the milestone 415 is complete.

[0103] In addition, the authenticator may record the recorded biometric 483 to indicate that the milestone 415 is complete. In one embodiment, the measure module 605 captures the recorded biometric 483 from the authenticator and/or recipient as part of the authentication 445.

[0104] Alternatively, the authenticator may capture an image of the milestone 415 with the authentication device 120. In addition, the authenticator may upload an image of the milestone 415 to the authentication device 120.

[0105] The server 125, origination device 110, and/or authentication device 120 may generate 820 the status 430 from the authentication 445. In one embodiment, the status 430 is set to complete in response to receiving the required authentication 445. Alternatively, the authentication 445 may specify a percentage of the milestone 415 that is complete. The status 430 may include the authentication 445. In one embodiment, the authentication device 120 captures the authentication image 485 of the completed milestone 415 to generate 820 the status 430.

[0106] The server 125 and/or authentication device 120 may communicate 825 the status 430 to the origination device 110. In one embodiment, the status 430 is received in step 730 of FIG. 7A.

[0107] The origination device 110 may authenticate 827 completion of the milestone 415 in response to the authentication image 485 and the biometric match 481. The origination device 110 may store the incentive record 400 and the status 430.

[0108] In response to the origination device 110 storing the incentive record 400 comprising both the milestone confirmation 443 confirming the completion of the milestone 415 from the recipient device 105 and the status 430 authenticating the completion of the milestone based on the biometric match 481 of the recorded biometric 483 at the task location 417 from the authentication device 120, the origination device 110 and/or server 125 may transfer 830 the incentive amount 425 and/or authentication fee 465 to a financial account of the recipient and/or authenticator respectively and the method 800 ends. The incentive amount 425 and/or authentication fee 465 may be transferred 830 in response to the incentive record 400 storing both the milestone confirmation 443 confirming the completion of the milestone 415 from the recipient device 105 and the status 430 authenticating the completion of the milestone 415 from the authentication device 120. The incentive amount may be transferred 830 to the financial account 447 stored in the incentive record 400.

[0109] The embodiments described herein create and communicate an incentive record 400 to one or more recipient devices 105. In addition, the embodiments receive a confirmation from a recipient device 105 that the associated recipient will perform the milestone 415 of the incentive record 400. The embodiments further receive the status 430 indicating that the milestone 415 is complete. The embodiments confirm the completion of the milestone 415 and transfer the incentive amount 425. The sharing of the incentive record 400 between the origination device 110, the recipient device 105, and the authentication device 120 improves the efficiency of confirming the completion of the milestone and authenticating the completion of the milestone 415 and transferring the incentive amount 425. As a result, an originator may use the origination device 110 to bid out a job, receive confirmation of acceptance of the job, confirm completion of the job, and transfer payment for the job quickly and conveniently, simplifying the management of tasks.

[0110] FIG. 8 is a schematic block diagram illustrating one embodiment of a neural network 469. In the depicted embodiment, the neural network 475 includes input neurons 463, hidden neurons 461, and output neurons 467. The neural network 475 may be organized as a convolutional neural network, a recurrent neural network, long short-term memory network, and the like.

[0111] Embodiments may be practiced in other specific forms. The described embodiments are to be considered in all respects only as illustrative and not restrictive. The scope of the invention is, therefore, indicated by the appended claims rather than by the foregoing description. All changes which come within the meaning and range of equivalency of the claims are to be embraced within their scope.

[0112] The neural network 469 may be trained with training data. The training data may include biometric minutiae 473. The neural network 469 may be trained using one or more learning functions while applying the training data comprising biometric minutiae 473 to the input neurons 463 and known result values such as biometric matches 481 for the output neurons 467. Subsequently, the neural network 469 may receive actual data at the input neurons 463 and make predictions at the output neurons 467 based on the actual data. The actual data may include biometric minutiae 473 from the fingerprints and/or retinal scans.

[0113] The trained neural network 469 may indicate whether there is a biometric match 481 based on the minutiae radii 477 and the minutiae orientation 479 of the authenticator biometric minutiae 473 and the minutiae radii 479 and the minutiae orientation 479 of the recorded biometric minutiae 473. Alternatively, the trained neural network 469 may determine the trained percentage 472 and the trained angle 474.

[0114] The embodiments may be practiced in other specific forms. The described embodiments are to be considered in all respects only as illustrative and not restrictive. The scope of the invention is, therefore, indicated by the appended claims rather than by the foregoing description. All changes which come within the meaning and range of equivalency of the claims are to be embraced within their scope.